Dental Insurance

[beppi]

My company provides health insurance that is otherwise acceptable to me, but excludes any dental treatment.

I asked if there's an additional plan for dental cover that I can take (and pay for privately) and they said "No, not for foreigners", apparently after asking their insurance broker.

I have problems believing this. Does anybody have experience or can give any suggestions?

Thanks,

Frank

[ACMIKE]

I was surprised when I received my plan info from LMG, it has dental and eye care. I have one of their top policies, I think it's called Platinum. So to answer you inquiry, yes a foreigner can get dental insurance.

Mike

Edited July 31, 2010 by ACMIKE

[ThaivisaInsurance]

I was surprised when I received my plan info from LMG, it has dental and eye care. I have one of their top policies, I think it's called Platinum. So to answer you inquiry, yes a foreigner can get dental insurance.

Mike

We are getting mixed up with names here : The LMG plans are called "Mega" and the BUPA plans are "Platinum".

[aussiebebe]

Does Thai Visa insurance offer dental insurance plans? I can read it offers BUPA, but this excludes dental except emergencies.

[beppi]

Thanks for the replies!

ACMIKE's post seems to refer to full health insurance plans that include dental treatment.

I am looking for dental only, as everything else is already satisfactorily covered by my company.

Any hints?

[ThaivisaInsurance]

Thanks for the replies!

ACMIKE's post seems to refer to full health insurance plans that include dental treatment.

I am looking for dental only, as everything else is already satisfactorily covered by my company.

Any hints?

Sorry no "stand alone" dental plans - but where available only included in the medical plan.

Company plans : do think about whether these are a good idea. Example, should you decide to leave (or asked to leave) you will need to start an 'individual' plan of your own.

Should, during your membership of a 'group' company plan have cause to claim, then when you do apply for an individual plan these pre-existing conditions may well be excluded. Maybe be better to ask your emplorer for the cash benefit and to start your own individual plan?

[aussiebebe]

That's good advice. When I've moved between jobs before (finished one contract and started another) I've been uninsured until the new place added me to their group policy with a different company. That's why I started the BUPA policy, and I've always kept the Social Security going, as it potentially covers some major issues.

[jfchandler]

Re the very good LMG Mega Series health policies, yes, they do have the option to add dental coverage, as an add-on to the basic IPD/OPD health coverage.

But to the best of my knowledge, you can't do a standalone dental plan with LMG.

To the OP, as another possibility, do you have the option to take out a standalone dental policy in your home country that would also cover you abroad???