I have attempted to take the opportunity of things being quiet on the exchange rate front over the weekend to answer these questions (subject, of course, to the various caveats mentioned by others in this thread). According to my calculations, a SWIFT transfer of £10,000 will, at present, yield ฿442,424 net, whereas a Wise transfer of the same amount will yield ฿446,058 net, as stated on their website. And Wise's superiority over SWIFT extends to higher transfer amounts (up to £20,000 at least), thus confirming @treetops ' assertion that, in general for GBP, Wise will always be cheaper.
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