Does anyone here know of a bank that offers a 100% Home Loan?

Also, does anyone know of good bank websites to search for properties?

Thanks

NN

This must be the Rip Van Winkle thread.

As soon as you find them you will know thw mania phase is coming to and end and the bubble is getting ready to pop.

SCB bank will give you 50% loan, loan paymet comes out of your account

if wife works she can get 80% loan,same you pay

but you have to be on a yearly visa

SCB bank prints a book of all for sale properties,that they list

What do u mean by a 100% home loan? The loan amount maybe about 90-100% of the evaluated price of your home.

They will need to evaluate your property before a loan.

If u are buying a house/ condo from a developer, they will have sales person to advise you on the loans and stuffs.

Property from most well known developers have contacts with banks for a 100% bank loan.

If u r buying a 2nd hand condo/ house, u will need to have it evaluated.

Most bank property websites r in Thai.

Google Bangkok bank property, kbank property, scb.... etc...

From my experience, the krungsri property has most the properties with them. And if u r searching for properties in Bangkok, u can give up as most of the property in the websites r in minburi.

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Edited October 31, 201213 yr by rics21

Foreigners upto 50% Thais upto 90% is the norm. What kind of home. Its possible to have a loan in principle on a particular property, then once loan is agreed purchase a cheaper property, so in effect you have a 100% loan of property value.

It intrigues me as to why any foreigner would either want or expect to take out a 100% mortgage loan in Thailand in 2012.

It intrigues me as to why any foreigner would either want or expect to take out a 100% mortgage loan in Thailand in 2012.

I assume they want to because they don't have any money for a deposit but have regular income that can pay the loan. That seems to be the usual reason why someone wants a 100% mortgage. Nothing wrong with wanting one, even if it's not available. It's good to know your options.