JusMe Posted October 18, 2013 Share Posted October 18, 2013 I've regularly had difficulties transferring funds between Thai banks when I'm out of Thailand. My Bangkok Bank account seems to require a OTP to accomplish anything. But my cellphone works only in Thailand. It does not work in Canada, where I spend the summer and from where I need to make that transfer. Anyone know of a way around that OTP system? 1 Link to comment Share on other sites More sharing options...
Langsuan Man Posted October 19, 2013 Share Posted October 19, 2013 Get a tri or quad band phone and get roaming from your Thai carrier. I have never found a way around the OTP requirement that most banks here in Thailand have started using. Bangkok Bank was the first and now SCB even requires it to top up my DTAC phone account . At one time Kasikorn did use email but since I closed that account I can't say what their policy is now Link to comment Share on other sites More sharing options...
Patronus Posted October 19, 2013 Share Posted October 19, 2013 The OTP system is excellent. When out of the country I just keep my Thai sim card in a spare phone and switch it on if needed. 1 Link to comment Share on other sites More sharing options...
ukrules Posted October 19, 2013 Share Posted October 19, 2013 If you can use a foreign phone number with your bank then there are sms2email services which receive the SMS and forward it to an email address. Like this one : https://www.sms2email.com/ Link to comment Share on other sites More sharing options...
oneday Posted October 19, 2013 Share Posted October 19, 2013 Do what a friend of mine does who lives in Canada 6 months out of the year. He leaves his phone here with his wife or GF or friend or family member of wife. He then goes online with Skype before he attempts the transaction that prompts an OTP. When they get the OTP on his phone they read it off to him. 1 Link to comment Share on other sites More sharing options...
scottyinthai Posted October 19, 2013 Share Posted October 19, 2013 I just had this problem a week ago and where i am there is no mobile networks at all. With kasikorn i was able to have the otp sent to my email. Link to comment Share on other sites More sharing options...
Doc46 Posted October 19, 2013 Share Posted October 19, 2013 I transfer moneys from Au to Thailand I gave them my Thai phone number no probs,,,Should work Visa Versa If not ask the bank for a solution. 1 Link to comment Share on other sites More sharing options...
BORRISGOODENUF Posted October 19, 2013 Share Posted October 19, 2013 IF YOU CHECK ON YOUR I/NET ACC' TO BANGKOK BANK I AM SURE YOU CAN CANCEL THE ONE TIME PASSWORD. IT IS THERE FOR YOUR ACCOUNT PROTECTION, SO LOOK AT YOUR BANKS SECURITY SECTION ON YOUR OWN ACCOUNT. if you go to the acc' open your account settings (My settings) you will find SMS OTP AUTHENTICATION SETTINGS. this should solve your problem. goodluck! 2 Link to comment Share on other sites More sharing options...
jacko45k Posted October 19, 2013 Share Posted October 19, 2013 The OTP system is excellent. When out of the country I just keep my Thai sim card in a spare phone and switch it on if needed. Yes, you have a good system and someone wants to circumvent it! My Thai phone manages to go onto the UK network and roaming is enabled. But my Bangkok Bank acct allows me to use internet banking and transfer money to the wife's account without a OTP. Once set up as recipients it seems straight forward.... A little forward planning. 1 Link to comment Share on other sites More sharing options...
Anon999 Posted October 19, 2013 Share Posted October 19, 2013 Get a tri or quad band phone and get roaming from your Thai carrier. I have never found a way around the OTP requirement that most banks here in Thailand have started using. Bangkok Bank was the first and now SCB even requires it to top up my DTAC phone account . At one time Kasikorn did use email but since I closed that account I can't say what their policy is now I have a similar problem. When I have a need to get a OTP from the UK to Thailand quite often it does not arrive. Have soemtimes experienced this problem locally. Link to comment Share on other sites More sharing options...
mataleo Posted October 19, 2013 Share Posted October 19, 2013 in krung thai online bank in settings they allow u to change from OTP to standard word password method, so chaci it out urs Link to comment Share on other sites More sharing options...
maprao Posted October 19, 2013 Share Posted October 19, 2013 Normally with banks it for the transfer set up once this is done OTP is not needed as said by a previous poster a little forward planning. Link to comment Share on other sites More sharing options...
OKF Posted October 19, 2013 Share Posted October 19, 2013 I use Krungsri Bank and the offer OTP by email as well, much easier Link to comment Share on other sites More sharing options...
deepcell Posted October 19, 2013 Share Posted October 19, 2013 There are nothing you can do about, unless you go to your bank and ask for an account update, and be sure to test the update in front of the bank clerk. I have an account with UOB and the first attempt they told me that the update was done but I still being asked to OTP. Then my solution was easy as pee, I change my number to the number of my brother in law, and now when I need to transfer funds to the account I call him first and we do it together, the bank send the OTP to my brother's in law mobile and he give me the code. Better way for sure! Most bank clerk has no idea how to operate the system they work. Sad but true! Link to comment Share on other sites More sharing options...
Litlos Posted October 19, 2013 Share Posted October 19, 2013 Kasikorn use the OTP via SMS and it takes about 20 minutes for me to receive from AIS/Cellcom in Israel, shame the OTP is only good for about 10 minutes. Krungsri definitely has the option for OTP by email and is becoming my preferred bank because of this. Cheers Link to comment Share on other sites More sharing options...
fire and ice Posted October 19, 2013 Share Posted October 19, 2013 Just activate global roaming on your Thai SIM card - I use my DTAC card in Australia purely to get OTP on it. I have it in a spare phone and only turn it on (to get the OTP) when I do banking. Some SIM Cards will even let you activate global roaming online. 1 Link to comment Share on other sites More sharing options...
louse1953 Posted October 20, 2013 Share Posted October 20, 2013 Do what a friend of mine does who lives in Canada 6 months out of the year. He leaves his phone here with his wife or GF or friend or family member of wife. He then goes online with Skype before he attempts the transaction that prompts an OTP. When they get the OTP on his phone they read it off to him.Interesting concept.Use the girlfriend as a backup for wife. Link to comment Share on other sites More sharing options...
louse1953 Posted October 20, 2013 Share Posted October 20, 2013 The OTP system is excellent. When out of the country I just keep my Thai sim card in a spare phone and switch it on if needed. Yes, you have a good system and someone wants to circumvent it! My Thai phone manages to go onto the UK network and roaming is enabled. But my Bangkok Bank acct allows me to use internet banking and transfer money to the wife's account without a OTP. Once set up as recipients it seems straight forward.... A little forward planning. Yes,very easy.Just add somebody as a 3rd party within same bank. Link to comment Share on other sites More sharing options...
louse1953 Posted October 20, 2013 Share Posted October 20, 2013 There are nothing you can do about, unless you go to your bank and ask for an account update, and be sure to test the update in front of the bank clerk. I have an account with UOB and the first attempt they told me that the update was done but I still being asked to OTP. Then my solution was easy as pee, I change my number to the number of my brother in law, and now when I need to transfer funds to the account I call him first and we do it together, the bank send the OTP to my brother's in law mobile and he give me the code. Better way for sure! Most bank clerk has no idea how to operate the system they work. Sad but true! Not sad,not true.You and your bank maybe.VIP treatment at my bank,manager always comes out of her office to offer help,not required most of the time ,but the offer is there. Link to comment Share on other sites More sharing options...
Pib Posted October 20, 2013 Share Posted October 20, 2013 IF YOU CHECK ON YOUR I/NET ACC' TO BANGKOK BANK I AM SURE YOU CAN CANCEL THE ONE TIME PASSWORD. IT IS THERE FOR YOUR ACCOUNT PROTECTION, SO LOOK AT YOUR BANKS SECURITY SECTION ON YOUR OWN ACCOUNT. if you go to the acc' open your account settings (My settings) you will find SMS OTP AUTHENTICATION SETTINGS. this should solve your problem. goodluck! I figure above info was bogus...went to my Bangkok Bank internet banking as described above and sure enough you can either place the SMS authentication process in "Hold" status that allows you to easily reactivate it later...or you can "Block" the SMS authentication process which does not allow you to reactivate the service via your ibanking but instead you would need to call Bangkok Bank to reactivate the SMS authentication service. Link to comment Share on other sites More sharing options...
4evermaat Posted October 21, 2013 Share Posted October 21, 2013 IF YOU CHECK ON YOUR I/NET ACC' TO BANGKOK BANK I AM SURE YOU CAN CANCEL THE ONE TIME PASSWORD. IT IS THERE FOR YOUR ACCOUNT PROTECTION, SO LOOK AT YOUR BANKS SECURITY SECTION ON YOUR OWN ACCOUNT. if you go to the acc' open your account settings (My settings) you will find SMS OTP AUTHENTICATION SETTINGS. this should solve your problem. goodluck! I figure above info was bogus...went to my Bangkok Bank internet banking as described above and sure enough you can either place the SMS authentication process in "Hold" status that allows you to easily reactivate it later...or you can "Block" the SMS authentication process which does not allow you to reactivate the service via your ibanking but instead you would need to call Bangkok Bank to reactivate the SMS authentication service. {style_image_url}/attachicon.gif Capture.JPG But can you still use services that require otp authentication? "Second best time to plant a tree is today" sent from note2 TV app Link to comment Share on other sites More sharing options...
bifftastic Posted October 21, 2013 Share Posted October 21, 2013 IF YOU CHECK ON YOUR I/NET ACC' TO BANGKOK BANK I AM SURE YOU CAN CANCEL THE ONE TIME PASSWORD. IT IS THERE FOR YOUR ACCOUNT PROTECTION, SO LOOK AT YOUR BANKS SECURITY SECTION ON YOUR OWN ACCOUNT. if you go to the acc' open your account settings (My settings) you will find SMS OTP AUTHENTICATION SETTINGS. this should solve your problem. goodluck! I figure above info was bogus...went to my Bangkok Bank internet banking as described above and sure enough you can either place the SMS authentication process in "Hold" status that allows you to easily reactivate it later...or you can "Block" the SMS authentication process which does not allow you to reactivate the service via your ibanking but instead you would need to call Bangkok Bank to reactivate the SMS authentication service. http://static.thaivisa.com/forum//public/style_images/master/attachicon.gif Capture.JPG But can you still use services that require otp authentication? "Second best time to plant a tree is today" sent from note2 TV app No, you can't. Link to comment Share on other sites More sharing options...
Pib Posted October 21, 2013 Share Posted October 21, 2013 The OTP is indeed required for some things...it's required when setting up a new 3d Party Transfer Account and on the first transfer...but after setup and the first transfer (i.e., 2nd, 3d, etc., transfers to that account) the OTP is no longer sent/required. Link. You also need a OTP password to "add" a new payee for Bill Payment, but after adding the payee you don't need the OTP to make the payments I expect there are other things that may need a OTP via SMS. But if a person just needed to do 3d party transfers or bill payments "and already had the accounts setup" then a OTP is not required. Link to comment Share on other sites More sharing options...
Langsuan Man Posted October 22, 2013 Share Posted October 22, 2013 PIB I have noticed at SCB at least, that if I have not used a particular vendor or transferred to a previously set up account in a while they will require a new OTP This will also occur if you access the web site from a computer that is not recognized by SCB. Happened to me this summer in the US when I wanted to top up my DTAC SIM. The top up details at SCB are now saved so that you don't have to input your DTAC number to add funds to the account and even with this new system they wanted an OTP Link to comment Share on other sites More sharing options...
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