Bung Posted January 21, 2014 Share Posted January 21, 2014 Well, if you had never come to Thailand in the first place, your car wouldn't have been parked there and she wouldn't have scratched her car trying to park there. Your fault. 2 Link to comment Share on other sites More sharing options...
Munger Posted January 21, 2014 Share Posted January 21, 2014 If is is simply a scratch then owning a BMW in itself would suggest you can afford to have it repaired yourself. Asking someone else to pay to have it repaired is an admission of insufficient funds to do it yourself. aka Lose of face. She is probably amazed that you even have to ask. Not saying this is right but... PATHETIC reply. Only on this forum would a thai apologist post a pathetic reply. Sir please read your reply, and did you mean what you said ? Not pathetic at all, if you and OP expect western settlements well then just forget it. Just make sure you have No.1 insurance within Thailand if silly little scratch is going to wind you up that much otherwise it will be you that sounds pathetic. No it is pathetic. What if you scrathed a car . Would you tell the thai owner to make an insurance claim. No you would not. You would bow, wai, suck, lick and slobber, and then say I am very sorry, how much can I pay you Link to comment Share on other sites More sharing options...
vspin134 Posted January 21, 2014 Share Posted January 21, 2014 If you can afford BMW....just her go. She is probably one of those first time car owner who can barely make her monthly car payment...be nice and let 1st class I insurance take care of it. Sent from my Nexus 7 using Thaivisa Connect Thailand mobile app Link to comment Share on other sites More sharing options...
I knew this would happen Posted January 22, 2014 Share Posted January 22, 2014 If you can afford BMW....just her go. She is probably one of those first time car owner who can barely make her monthly car payment...be nice and let 1st class I insurance take care of it. Sent from my Nexus 7 using Thaivisa Connect Thailand mobile app Good point, I acutally wonder how many of those first car buyers renewed their first free year of 1st class as they might be on a tight budget already anyway. And what is when they crash their cars without insurance, they´ll continue to pay for a pile of scrap metal...... Link to comment Share on other sites More sharing options...
Ace of Pop Posted January 22, 2014 Share Posted January 22, 2014 Id have a problem figuring out what scratch was Hers. Have em all done once a Year on No One Insurance. Link to comment Share on other sites More sharing options...
Skint Posted January 22, 2014 Share Posted January 22, 2014 She needs punished, take her to the cleaners take all her money, allll of eeeet Sent from my iPhone using Thaivisa Connect Thailand Link to comment Share on other sites More sharing options...
stevenl Posted January 22, 2014 Share Posted January 22, 2014 If you can afford BMW....just her go. She is probably one of those first time car owner who can barely make her monthly car payment...be nice and let 1st class I insurance take care of it. Sent from my Nexus 7 using Thaivisa Connect Thailand mobile app Good point, I acutally wonder how many of those first car buyers renewed their first free year of 1st class as they might be on a tight budget already anyway. And what is when they crash their cars without insurance, they´ll continue to pay for a pile of scrap metal...... If they're tight on money I presume the car is financed. And if on finance they can not get away with not having first class insurance, the finance company will not accept that, too big of a risk to them. Link to comment Share on other sites More sharing options...
vspin134 Posted January 22, 2014 Share Posted January 22, 2014 She needs punished, take her to the cleaners take all her money, allll of eeeet Sent from my iPhone using Thaivisa Connect Thailand We all should move on. Sent from my iPhone using ThaiVisa app 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted January 22, 2014 Share Posted January 22, 2014 If is is simply a scratch then owning a BMW in itself would suggest you can afford to have it repaired yourself. Asking someone else to pay to have it repaired is an admission of insufficient funds to do it yourself. aka Lose of face. She is probably amazed that you even have to ask. Not saying this is right but... PATHETIC reply. Only on this forum would a thai apologist post a pathetic reply. Sir please read your reply, and did you mean what you said ? Not pathetic at all, if you and OP expect western settlements well then just forget it. Just make sure you have No.1 insurance within Thailand if silly little scratch is going to wind you up that much otherwise it will be you that sounds pathetic. No it is pathetic. What if you scrathed a car . Would you tell the thai owner to make an insurance claim. No you would not. You would bow, wai, suck, lick and slobber, and then say I am very sorry, how much can I pay you You don't know me, I would let them make a claim that's what insurance is for, none of the latter comment. Link to comment Share on other sites More sharing options...
IMHO Posted January 22, 2014 Share Posted January 22, 2014 If is is simply a scratch then owning a BMW in itself would suggest you can afford to have it repaired yourself. Asking someone else to pay to have it repaired is an admission of insufficient funds to do it yourself. aka Lose of face. She is probably amazed that you even have to ask. Not saying this is right but... PATHETIC reply. Only on this forum would a thai apologist post a pathetic reply. Sir please read your reply, and did you mean what you said ? Not pathetic at all, if you and OP expect western settlements well then just forget it. Just make sure you have No.1 insurance within Thailand if silly little scratch is going to wind you up that much otherwise it will be you that sounds pathetic. Nar, don't tell them to forget it - tell them to go for it, and keep us all updated on how that works out I'm trying to imagine the type of lawyer that would take the case though.... definitely not a pro-bono job Link to comment Share on other sites More sharing options...
I knew this would happen Posted January 22, 2014 Share Posted January 22, 2014 (edited) If you can afford BMW....just her go. She is probably one of those first time car owner who can barely make her monthly car payment...be nice and let 1st class I insurance take care of it. Sent from my Nexus 7 using Thaivisa Connect Thailand mobile app Good point, I acutally wonder how many of those first car buyers renewed their first free year of 1st class as they might be on a tight budget already anyway. And what is when they crash their cars without insurance, they´ll continue to pay for a pile of scrap metal...... If they're tight on money I presume the car is financed. And if on finance they can not get away with not having first class insurance, the finance company will not accept that, too big of a risk to them. So will and can the finance company monitor if you have a 1st class insurance during the finance time? Would be Interesting to know, in Germany it´s possible (afaik) to have a financed vehicle with only the basic coverage. Serious question, I´ve no idea how this works in Thailand Will Toyota call and say: Hey your first free year is over you need to renew it? Edited January 22, 2014 by I knew this would happen Link to comment Share on other sites More sharing options...
stevenl Posted January 22, 2014 Share Posted January 22, 2014 If you can afford BMW....just her go. She is probably one of those first time car owner who can barely make her monthly car payment...be nice and let 1st class I insurance take care of it. Sent from my Nexus 7 using Thaivisa Connect Thailand mobile app Good point, I acutally wonder how many of those first car buyers renewed their first free year of 1st class as they might be on a tight budget already anyway. And what is when they crash their cars without insurance, they´ll continue to pay for a pile of scrap metal...... If they're tight on money I presume the car is financed. And if on finance they can not get away with not having first class insurance, the finance company will not accept that, too big of a risk to them. So will and can the finance company monitor if you have a 1st class insurance during the finance time? Would be Interesting to know, in Germany it´s possible (afaik) to have a financed vehicle with only the basic coverage. Serious question, I´ve no idea how this works in Thailand Will Toyota call and say: Hey your first free year is over you need to renew it? Yes, they can and do. If you don't renew with their in-house broker they require you to submit insurance papers indicating sufficient coverage. 2 Link to comment Share on other sites More sharing options...
holeyman1 Posted January 22, 2014 Share Posted January 22, 2014 (edited) OP has already indicated that the compensation amount is on top of the repairs... Submitting the evidence to the insurers will surely take up much more of OP's precious time. Not saying hit and run (or in this case scratch and run) is right but in any case if any of the insurers are active in this forum, then simply expect farang owned vehicle premiums to escalate. Complaints and grievances posted in this forum will only solidify their grounds of increasing the yearly premiums. To be fair, scratches come in various forms so I would like to believe OP has a larger than normal scratch. PS worst case scenario, payment is all on OP IF she bolts! Best regards keyboard warrior Edited January 22, 2014 by holeyman1 Link to comment Share on other sites More sharing options...
I knew this would happen Posted January 22, 2014 Share Posted January 22, 2014 (edited) Good point, I acutally wonder how many of those first car buyers renewed their first free year of 1st class as they might be on a tight budget already anyway. And what is when they crash their cars without insurance, they´ll continue to pay for a pile of scrap metal...... If they're tight on money I presume the car is financed. And if on finance they can not get away with not having first class insurance, the finance company will not accept that, too big of a risk to them. So will and can the finance company monitor if you have a 1st class insurance during the finance time? Would be Interesting to know, in Germany it´s possible (afaik) to have a financed vehicle with only the basic coverage. Serious question, I´ve no idea how this works in Thailand Will Toyota call and say: Hey your first free year is over you need to renew it? Yes, they can and do. If you don't renew with their in-house broker they require you to submit insurance papers indicating sufficient coverage. So that is different here, but of course it makes a lot of sense that you are forced to have one. Edited January 22, 2014 by I knew this would happen Link to comment Share on other sites More sharing options...
kurnell Posted January 22, 2014 Share Posted January 22, 2014 I wonder if this lady is one of the protesters marching for reform? Thais can talk the talk... Link to comment Share on other sites More sharing options...
lucjoker Posted January 22, 2014 Share Posted January 22, 2014 Lots of good advice, some crazy ones, too, but all appreciated :-) I do have 1st class insurance, and it would cover the damage, but when it's time to renew the insurance, the premium will go up 5-10K baht. Thinking 1st class insurance means free repairs is a bit shortsighted, if you ask me. So, I'd prefer not to involve my insurance and just get the woman to pay the bill, since I know whodunnit. I'll end up wasting several hours of my time, but I'd be OK with that if she had just come clean and taken responsibility. Dodging responsibility just pisses me off, and it was very lucky that the CCTV camera happened to cover enough of the incident to identify who did it, otherwise I'd be down thousands of baht through no fault of my own, which would be unfair. She drives a car with plenty of scratches on the bumpers, so no doubt I'm not the only one who's been hit. Maybe this will make her drive more carefully, maybe not, but one can hope. She's agreed to pay 2000 baht compensation, but I won't count that money until it's in my pocket :-) ask to be paid in "nature" ? maybe you will never let her go? 1 Link to comment Share on other sites More sharing options...
SOTIRIOS Posted January 22, 2014 Share Posted January 22, 2014 ..this is not a 'civilized' country , per se...... ...be careful....you have very little rights anyway....and zero support for any pursuit against a Thai.... 2 Link to comment Share on other sites More sharing options...
BlueSkyCowboy Posted January 22, 2014 Share Posted January 22, 2014 I think you'll have more chance of getting any compensation than winning the lotto, Just be glad you didn't have to pay for it yourself. Be happy that she did not accuse you of hitting her vehicle. How old is this BMW? Link to comment Share on other sites More sharing options...
recycler Posted January 22, 2014 Share Posted January 22, 2014 If she agrees to pay your damage, take it and stop bothering. I've been hit twice in the past 6 months by uninsured vehicles and are still struggling to get my damage paid and it's more than a scratch! 1 Link to comment Share on other sites More sharing options...
wombat Posted January 22, 2014 Share Posted January 22, 2014 "I'm tempted to demand compensation"..................good luck with that....pmsl Link to comment Share on other sites More sharing options...
skraach Posted January 22, 2014 Share Posted January 22, 2014 (edited) How much does first class insurance for your BMW cost? For my wife's 2007 Honda City it is 12,500 baht with coverage for two drivers only. Current insurer is Union Prospers. She claims every single scratch no matter who's fault it was and when it comes time to renew, gets three quotes from big name insurers and goes with the cheapest. Edited January 22, 2014 by skraach Link to comment Share on other sites More sharing options...
Showbags Posted January 22, 2014 Share Posted January 22, 2014 How much does first class insurance for your BMW cost? For my wife's 2007 Honda City it is 12,500 baht with coverage for two drivers only. Current insurer is Union Prospers. She claims every single scratch no matter who's fault it was and when it comes time to renew, gets three quotes from big name insurers and goes with the cheapest. Does she have to make a police report for all those scratches to be able to claim if nobody else involved...? Link to comment Share on other sites More sharing options...
skraach Posted January 22, 2014 Share Posted January 22, 2014 How much does first class insurance for your BMW cost? For my wife's 2007 Honda City it is 12,500 baht with coverage for two drivers only. Current insurer is Union Prospers. She claims every single scratch no matter who's fault it was and when it comes time to renew, gets three quotes from big name insurers and goes with the cheapest. Does she have to make a police report for all those scratches to be able to claim if nobody else involved...? No, does not have to make police reports. Gets it done just before renewal. The insurance staff call it "mai mee phae" (ไม่มีแผล) i.e. restore to "no wounds" condition. 1 Link to comment Share on other sites More sharing options...
Toscano Posted January 22, 2014 Share Posted January 22, 2014 Do't waste your time and money , you are not likely to get any compensation from the woman . It is less trouble simply to go to a repair shop , have the scratches mended and pay for it yourself . I do have comprehensive motor insurance that would take care of more serious damage , expensive to repair . 1 Link to comment Share on other sites More sharing options...
Popular Post MAJIC Posted January 22, 2014 Popular Post Share Posted January 22, 2014 Sadly owning any car worth having in Asia is rife with problems especially if you expect it to be pristine 100% of the time. If is is simply a scratch then owning a BMW in itself would suggest you can afford to have it repaired yourself. Asking someone else to pay to have it repaired is an admission of insufficient funds to do it yourself. aka Lose of face. She is probably amazed that you even have to ask. Not saying this is right but... Nonsense! if he had scratched her car,she would have had 10 witnesses lined up! 3 Link to comment Share on other sites More sharing options...
Showbags Posted January 22, 2014 Share Posted January 22, 2014 Sadly owning any car worth having in Asia is rife with problems especially if you expect it to be pristine 100% of the time. If is is simply a scratch then owning a BMW in itself would suggest you can afford to have it repaired yourself. Asking someone else to pay to have it repaired is an admission of insufficient funds to do it yourself. aka Lose of face. She is probably amazed that you even have to ask. Not saying this is right but... Nonsense! if he had scratched her car,she would have had 10 witnesses lined up! But thats Thainess Link to comment Share on other sites More sharing options...
Skint Posted January 22, 2014 Share Posted January 22, 2014 It could have been worse she could be claiming you were in the wrong, farang not here not happen Sent from my iPhone using Thaivisa Connect Thailand 2 Link to comment Share on other sites More sharing options...
bitcoinbob Posted January 22, 2014 Share Posted January 22, 2014 (edited) if you notify the insurance even it not being any fault of yours , a red flag goes on your account higher premiums next year. are there assigned parking in this complex or random parking ? is she a frequent visitor or live there? the trick to having expensive cars is to have a everyday car especially in Thailand and most definitely in Bangkok , everyday driving , using the other car. THERE IS NOT PERSONAL RESPONSIBILITY in Thailand , she did everything she could to get out of it and would have said that was not her in the video if she could---compensation in the real world with real lawyers is your hourly rate at your job, whatever that may be by the hours of loss time. Edited January 22, 2014 by bitcoinbob Link to comment Share on other sites More sharing options...
nithisa78 Posted January 22, 2014 Share Posted January 22, 2014 Take money for the damages and let it go. Though it is easy to understand how you feel Link to comment Share on other sites More sharing options...
thailandbeachisland Posted January 22, 2014 Share Posted January 22, 2014 if you notify the insurance even it not being any fault of yours , a red flag goes on your account higher premiums next year. are there assigned parking in this complex or random parking ? is she a frequent visitor or live there? the trick to having expensive cars is to have a everyday car especially in Thailand and most definitely in Bangkok , everyday driving , using the other car. THERE IS NOT PERSONAL RESPONSIBILITY in Thailand , she did everything she could to get out of it and would have said that was not her in the video if she could---compensation in the real world with real lawyers is your hourly rate at your job, whatever that may be by the hours of loss time. 555.. do you really think that we buy a 4 millions car to use it sometimes only and go to supermarket in a Toyoshite ? Crazy ! Link to comment Share on other sites More sharing options...
.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now