ApplePay in Thailand

[LoganSethWebb]

Can anyone think of a reason as to why current NFC terminals in Thailand (like those at 7-11) would not accept ApplePay once it is released in the States?

[muratremix]

Why should they accept it? Why pay commission to a foreign company while you can do yourself with nfc cards that doesn't pay commission to any 3rd party?

[LoganSethWebb]

Why should they accept it? Why pay commission to a foreign company while you can do yourself with nfc cards that doesn't pay commission to any 3rd party?

Because Apple doesn't take commission from the merchants, they take it from the support banks (which would be the bank that has issued the credit card being used through pay). If say, 7-11 were to accept pay, they wouldn't be charged anything extra to accept it compared to accepting a regular credit card. This is one of the huge reasons why so many companies in the US are accepting it, because they already accept nfc and so don't have to change anything.

edit- they do pay commission to a third party when they accept anything other than cash, by the way.

Edited October 12, 2014 by LoganSethWebb

[muratremix]

Why should they accept it? Why pay commission to a foreign company while you can do yourself with nfc cards that doesn't pay commission to any 3rd party?

Because Apple doesn't take commission from the merchants, they take it from the support banks (which would be the bank that has issued the credit card being used through pay). If say, 7-11 were to accept pay, they wouldn't be charged anything extra to accept it compared to accepting a regular credit card. This is one of the huge reasons why so many companies in the US are accepting it, because they already accept nfc and so don't have to change anything.

edit- they do pay commission to a third party when they accept anything other than cash, by the way.

You definitely lack of understanding Thai Logic.

7-11 doesn't accept CC for small payments. Why would they invest upgrading whole payment system in god knows how many (10,000+ ?) branches for a couple of tourists want to test Apple pay? Thais won't use it. 7-11 NFC card is cheaper, easier, no need for a mobile phone that feed on finite battery, and widely available.

[RobertHima]

The reason why it probably won't be available in Thailand for the next couple of years is simple:

"Apple Pay is available in the U.S."

(as quoted from Apple's website)

[LoganSethWebb]

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Why should they accept it? Why pay commission to a foreign company while you can do yourself with nfc cards that doesn't pay commission to any 3rd party?

Because Apple doesn't take commission from the merchants, they take it from the support banks (which would be the bank that has issued the credit card being used through pay). If say, 7-11 were to accept pay, they wouldn't be charged anything extra to accept it compared to accepting a regular credit card. This is one of the huge reasons why so many companies in the US are accepting it, because they already accept nfc and so don't have to change anything.

edit- they do pay commission to a third party when they accept anything other than cash, by the way.

You definitely lack of understanding Thai Logic.

7-11 doesn't accept CC for small payments. Why would they invest upgrading whole payment system in god knows how many (10,000+ ?) branches for a couple of tourists want to test Apple pay? Thais won't use it. 7-11 NFC card is cheaper, easier, no need for a mobile phone that feed on finite battery, and widely available.

Seeing as how I was born and raised in Chiang Rai, I have a pretty good understanding of Thai logic. On the other hand, you definitely don't have an understanding of nfc or pay. If you look at the OP, it had nothing to do with 7-11 specifically, that was the example I gave. There are many other companies in Thailand that use nfc.

Edit: no one should have to upgrade their nfc terminals, since current hardware already accepts the technology. You may want to consider getting out of the 'internet, computers, comm, tech' forum if you're just going to troll without actual evidence or a real answer to peoples' questions.

To boil the question down to a more general one that your narrow, trolling mind can understand: will Apple allow non-US countries to accept pay or will they block it?

The reason why it probably won't be available in Thailand for the next couple of years is simple:

"Apple Pay is available in the U.S."

(as quoted from Apple's website)

I saw this, thinking it may just be Apple covering themselves in case some foreign nfc terminals aren't compatible. Or the possibility that it could be referring to the participating banks, since only US banks are participating so far.

Edited October 12, 2014 by LoganSethWebb

[metisdead]

As the OP has found his answers on another forum, this is now closed.