Langsuan Man Posted November 29, 2016 Posted November 29, 2016 19 hours ago, rak sa_ngop said: But maybe other banks/countries do it differently Just for example I was recently hospitalized at Pattaya International Hospital and at first the cashier rang up the 50,000 THB "deposit" using the DCC rate which came out on the receipt as USD $1,522.87 I of course told her to void it out and do it again in Thai Baht like I told her to in the first place. The Thai Baht rate ended up converting to $1,427.76 on my credit card statement, a difference of $95.11, so refusing DCC is definitely worth the trouble US Capital One card with no overseas conversion fees
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