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40k Or 400k, Thats The Question

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I dont know if I understand the new rules, for a NON Imm O (married and not retired)

40k montly income (for one or both)

or ......is this "or" correct, or should it be and?

400k deposit in thaibank.

/still a little bit confused

40K is the minimum family income. The 400 K in bank is no longer an option, although people having had this in the past are still processed.

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