Scouse123

Here is the updated format, from mid 2025. Source was through CHAT GPT. 🇹🇭 Thailand (2025 Update) Typical Fee: 220–250 THB (~$6–$6.80 USD) Status: Still among the highest in Southeast Asia. Aeon Note: As of early 2025, most Aeon ATMs in Thailand have been shut down or decommissioned, and the previously lower fee (150 THB) is no longer widely available. Bank Examples: Bangkok Bank, Krungsri, SCB, Kasikorn all charge 220–250 THB. The fee is per transaction regardless of amount. Fee Avoidance? Almost impossible unless using multi-currency cards like Wise or Revolut, and even then you're charged the ATM fee but may avoid poor exchange rates. 🇻🇳 Vietnam Typical Fee: 0–50,000 VND (~$0–$2 USD) 2025 Status: Still relatively low. Some ATMs (like TPBank or Agribank) are cheaper or even fee-free, but withdrawal limits (usually ~2–3 million VND per transaction) can result in multiple withdrawals. 🇰🇭 Cambodia Typical Fee: $4–$5 2025 Status: USD-based ATMs are convenient but expensive. Maybank and Canadia Bank are some of the more affordable options. 🇲🇾 Malaysia Typical Fee: $0–$1 2025 Status: Still the best in the region. Maybank, CIMB, and Public Bank often don’t charge foreign fees, though your own bank might. Excellent for travellers using foreign debit cards. 🇮🇩 Indonesia Typical Fee: $1–$2 2025 Status: Moderately priced. Bank Central Asia (BCA) and Mandiri are widely used and reliable. 🇵🇭 Philippines Typical Fee: $2.50–$3.50 2025 Status: Common fees are 250–300 PHP per transaction. Limited withdrawal amounts (~10,000 PHP) mean you may be hit multiple times. 🇱🇦 Laos Typical Fee: $1–$2 2025 Status: Fees haven’t changed much. BCEL and ANZ Laos remain common options. 🇲🇲 Myanmar Typical Fee: $3–$5 2025 Status: ATM availability and connectivity still inconsistent. Bring backup cash if traveling there.

Wise and others. Here's the search:- Yes, Wise, like most international card providers, considers ATM fees in Thailand to be excessive, particularly the fixed fee charged by Thai banks for using foreign cards. While Wise offers competitive exchange rates and low transaction fees for currency conversion, the standard 220 THB ATM fee per withdrawal in Thailand is a significant cost, especially for smaller withdrawals.

Exactly, my choice, why you feel the need to extend the thread and keep blabbing on, when I have said already, I will exercise that choice in the future.

Hey Listen, You don't have to read what I write, just skim past it if it's not of interest. What I do know is 250 baht is a ridiculous charge for using a foreign card, except you are the one droning on and on, not me. I've already said, I don't agree with the charge, I won't be using the facility in the future. If I want to whinge about a 250 baht charge, I will. The UK charges nothing. Drum roll........................... Well, why don't you go back to UK, blah, blah, blah. END OF.

Hardly the same, is it?

I need 30 baht, how will you get it to me?

They say Thai banks are charging some of the highest rates in the world for this service.

I'll check on that. AFAIK, Banks can set their rates of exchange in our home countries. However, as I stated in another post, I just won't be bothering using foreign cards art ATMs in Thailand any more. I used my Cambodian card yesterday at Lotus to purchase goods and that was a reasonable rate with no additional fees.

No, I get BOTH USD and local currency because I have a USD account with a Cambodian bank, and it gives the option of withdrawing USD or Cambodian Riel. Anyway, that as maybe, I won't be doing it any more in Thailand with these rates of exchange and that's it.

I think he will walk back on that one.

Obviously the guy had experience handling these snakes with the content in his phone. How do they actually know he was planning to gain media attention or this was for online content? The snake was placed back in its cloth bag, not left to roam the room. The snake handler would know that a snake bite from this creature would be fatal without speedy medical care and assistance. How do they know this was a social media stunt and not a controlled suicide? Not saying it was, but it is a possibility.

I don't keep large amounts in Thailand any more. I find it a pointless exercise with the lousy bank interest rates, so I sometimes draw on other accounts I have in the region, including Cambodia, but I won't bother now. This started as a way to avoid transferring too much over here and getting caught in their tax incoming funds net. Obviously, I will rethink the idea. I'm off to Laos in less than two weeks, they use USD as well as Cambodia, I am not going with the border closure as I usually drive and park at Chong Chom. I think the ATM rates are much fairer in Laos on USD.

Hang on, We are already getting the exchange rate imposed on us by the banks for using foreign cards with whatever currency, before we start with the charges.

Yes agreed, But that is ' conditioning' they are making us all, just get used to it. The banking institutions are just trying to make it the new normal. It doesn't make it justified. This is why we should also fight to use cash, because once that option is removed, the banks will use it to their advantage to charge us any fees they can. It sucks.