Well, I am not renting as mentioned.
I have adapted until I know what is going on.
I will now not bring into Thai banking system more than 150K per annum. They are not taxing on worldwide income, only what you bring in to Thailand, at the moment.
If that changes, I will adopt the 180 days outside the country method, and rent a place in Siem Reap, Cambodia, for the other days. Alternatively, I will spend 3 months in Cambodia and three in the UK.
Money I have brought into Thailand this last year is from savings. I am told this is not taxable.
I am too young to qualify for UK state pension, but AFAIK, that is not taxable as it is under the DTA., when it becomes due........ A few years yet!
I will now top up my WISE account and use that to withdraw Thai baht in cash. I will use foreign cards for cash and for supermarket bills etc.
Likewise, I just bought a new car recently, well, all that stops now.
Furthermore, I have had about 7 or 8 new cars in my time in Thailand. I won't be buying any more under current rules or transferring in any amounts of cash to their banks through my UK bank.
I will look at the DTV visa for five years, and then focus on taking out the 800K that has been parked here for however long, under the extensions based on Non - O.