crypto.com have pretty savage fees too. plus they don't clearly state a lot of the fees upfront. eg. the "no ATM fees" is only at their end so doesn't include local operator fees and is only up to a very small limit per month. after that limit they chuck on a 2% fee.
topping up the card with crypto is also expensive. they claim no fees but they don't support limit trades for top-ups and the spread on their "vortex" system is atrocious.
crypto is still very much the Wild West at the moment, hence a lot of the FUD from the crybabies ????