topt

If you are UK non resident for tax officially with HMRC then not sure why you would think any income generated outside the UK would be of any interest to them? My understanding, and practice, is that as a non-resident you don't even need to disclose it. Unless there is something else the worms should stay in the can......... Edit - pretty much what @CharlieH says above. Curious why you wait for 7 years before considering trying to reclaim presumably overpaid tax?

If you read through some of the older threads specific to April you should come across a mention of @Sheryl moving from AA Insure to a French broker who she was, at the time, quite happy with. one phone number i have for Information for April International direct is +33 173 02 93 93

I was with them until 3 years ago or so when they tried to hike the renewal premium by 30%.........and that was with no outpatient and no pre-existing. Agree with this 100%

or perhaps just don't shop there........

However - yet - It would be nice if there was more explanation/reporting of the details here but I am long past expecting it - just as I wonder if there will ever be any follow up on the 10..........

I think this is his second or third thread on the same subject..........

Interesting as I don't think that happens with SCB - in fact it definitely doesn't as the phone with the SCB banking app has my UK sim in it....... Agreed I originally set it up with my Thai sim in but have used it purely with wi fi since.

So not much has changed then....... Pickpocketing is hardly a scam - it's theft but again nothing new. Haven't read a decent jet ski "ïncident" for a while....... What is this "unyielding cycle of intimidation" all about - anybody guess?

Why would you need to go to an office to do that? Is it not all done online......... And if a "personal" account why the need to close it.

Yes thanks I do...... if you had bothered to read the link I provided it set out all the charges which depend on the type of investment. However I am guessing you are referring to the .45% charge for funds.

Possibly not so much anymore. Have you read this or similar - https://securityboulevard.com/2025/02/mozillas-data-practices-and-privacy-evolution-recent-developments/ And with tech oriented commentards (read the comments) https://www.theregister.com/2025/03/02/mozilla_introduces_terms_of_use/ Especially note the last line in the article........ I am surprised if you feel the way you do that you are still using Edge? I ripped that out of Win 10 and will not be going to 11...........

The HL charge for a SIPP or an ISA is completely separate to any extra individual fund or trust management charges. If you have funds then the maximum £200 (16.66 per month) does not apply....... If you are in draw down then that is a whole separate set of charges https://www.hl.co.uk/pensions/sipp/charges-and-interest-rates

Agree with @KannikaP Did you bother to look at recent topics...... It's also mentioned in most of the other tax threads.........

There are very few policies that include pre-existing or you have to take out an IMF loan to fund.......... Termination of Insurance - Do you know that from personal experience because if that is referring to a Cigna International policy then I thought that they could not act like that? Plus I have not heard it happening with them or other major International insurers.

My understanding is that "Awaaab's Law" refers to social housing only? As a landlord I don't have any issues with that - but I don't do social housing... Renters Rights bill - lot of changes which potentially may cause "accidental landlords" or people like me to stop renting. That is liable to have the opposite effect of what you are seeking. If I don't want to rent to certain people then that should be my choice - my house, my rules (within reason). Your bias is showing.......Does it not also help middle or any other "class" tenants............ Back on point to the article which is fairly clear and was only really about setting C as a minimum EPC grade by 2030. As @JonnyF said early on, and has been reported in the press at length, trying to get the supposed c grade with something like a 100 year old terraced house that has had people living happily in it since it was built just does not make any sense financially or economically.