gamb00ler

Don't worry.. your reputation is so well established it will exist well into the next generation of AN members. Definitely in the bottom 3 of all time misguided disseminators of nonsense on AN.

Keep firing off those blanks.... a lot of noise but no real danger that anyone will believe you. Eventually, you'll realize there are only 3 AN members paying any attention to your nonsense.

These are exactly the type of questions that LLM's are good at answering. Sciences, maths, technology and common medical issues.... areas where humanity's knowledge is well established and well documented.

Nope... that's just the internet goblins sitting on your shoulder and whispering scary nonsense directly into your brain. Turn on some soft muzak, sleep well and wake up to the real world.

LOL.... there's no vaccine for lightning, haven't you heard? and... in 2023 3 people died from falling into a well..... no vaccine for that either!

@Red Phoenix OK... well then... it was on X.com.... must be absolutely true. LOL How silly of you to assume that an anonymous X poster couldn't possibly have an agenda.

Perhaps your extreme opinion is the result of sleeping in a crypt somewhere?

An absolute classic example of how not to use statistics!!! LOL... hard at work misusing the little knowledge of the maths and sciences in your possession.

.... since it became possible for the lame brained individuals to use Google search as 'research' to find other kooks who hold the same mis-informed opinions.

Trump doesn't have a dog because..... any dog would recognize he's not to be trusted.

BEWARE: most debit card issuers will tack on a foreign transaction fee... some as high as 3%. Find and read the terms and conditions for your card. Last time I tried to use foreign debit card at a Bangkok Bank teller... they tried to use machine but it failed. After they called their support folks they told me that they don't offer that service anymore. That was April 2025 in CM. Over the years I did dozens of teller withdrawals at Bangkok Bank. They lowered their limits and then eventually cancelled that service. You don't have to be an account holder so you can go try Krungsri bank. As of Sep. they were still allowing you to get up to 150K ฿ each transaction. They charge 200 ฿ if you use VISA but no fee if you use MasterCard. You will get the exchange rate as set by VISA/MasterCard at around 7AM on business days.

there's been one of those abandoned in our mubaan for months now... LOL

I live an easy 10 minute drive from CM Imm... so I went in person to do the TM47. I asked the Thai Imm. officer at the window if I needed to do anything about my TM30 because of my new passport. He didn't give an answer so I just walked into the TM30 office a few steps away and enquired from the staff. They said they needed to update the TM30 records and gave me new receipt.

Moved to CM from US in 2020 but had set up and continue to use a friend's address in our old zip code. I wanted an additional fee free US debit card, so applied for a Capital One account in 2022. It went smoothly and quickly using friends address. In 2025 we decided to also get the Cap1 credit card... also no foreign transaction fees and the 1.5% cash rebate makes the effective exchange rate excellent. That application also went smoothly except for getting the cards delivered to Thailand without Cap1 knowing we lived here. My friend got lazy and didn't deliver the cards to another acquaintance that was headed to CM. Our credit rating while living in US was around 830 and stayed there for years after moving. Lately, it has dropped slowly to around 800-810. We usually charge only our medical expenses and our monthly True phone and internet bills.

Trump was actually praying for a successful distraction from all the other horrible choices made by his administration.

Trying to do an online report... 1st time for a new (Sep 2025) passport ... did an in-person report at same time as my extension renewal in Dec. The rejection email said: Your application for "STAYING LONGER THAN 90 DAYS" has been rejected. Others (Please specify)Contact immigration; you have not registered for accommodation (TM30). (Change PASSORT) Will I need to do a new TM30 despite still living in our (in wife's name) house? I also haven't left Thailand since arriving Sep. 2020.

YouTube... overbrimming with poor content... two paragraphs of well written text could provide more useful information.

Thanks... I'll stop handing out the outdated requirements. https://international.schwab.com/open-account-intro/open-account?country=TH&branchCode=EO

Schwab will open an International account for US expats that live in Thailand. They require a minimum 25K balance but it can be spread across several accounts. I have been their customer since '87 and have no complaints... but my account is still based in US using a friends address. A neighbor of mine has a Schwab International account and is pleased with it. They provide many perks such as monthly free domestic wires, mostly free international wires. I don't do many international wires and they usually wave the fees but sometimes I do have to ask. They offer a great debit card that refunds ATM fees.

Now, repeat after me; 'arrogant and lazy'. The anti-germ theory and anti-vaccine crew arrogantly believe that the smattering of science knowledge that they can muster gives their opinion some heft. The matching shoe... is the too lazy trait that prevents them from learning any real science despite it being clearly documented and readily available to anyone that can read. Time to leave the 1890's and the attendant fallacious theories behind, don't 'ya think?

There are very few issuers of credit cards that don't charge an instant fee for borrowing cash from them. Make sure you check the terms and conditions attached to your card.

When it comes to paying tax on interest there are two choices (for foreigners): a) deduction of 15% at the source (bank)... usually set up automatically when you open bank account b) pay at the time of filing your taxes. To go this route foreigners must get a Thai tax ID, take it to the bank and convince them to not withhold taxes from interest payments. I have heard that if over the course of a year you receive over 20K in interest the banks will resume withholding. I believe the first 20K ฿ of income from interest is not subject to Thai income tax. Several posters have failed to get the banks to stop the withholding of tax. Maybe I am luckier than I realize... I didn't have any trouble at SCB, BBL, KBank or Krungsri. I'm not sure if it is all banks, but Bangkok bank said they MUST withhold tax from interest on fixed deposit accounts.

if you ignore all the other significant changes in the Earth's biosphere, your statement is correct. But in reality it is not. The conditions that existed in the paleozoic and mezozoic eras are no longer relevant... therefor the 'natural' atmospheric composition would have changed dramatically without human intervention.

Even when most Bangkok bank branches offered cash advance using foreign debit card... there were branches that just refused to do so. My last successful teller withdrawal was April last year. By then BBL had reduced the limit to 100K฿ per withdrawal. A few days later my local branch called head office when my next attempt had failed. Head office said they no longer allowed that transaction. AFAIK... only Krungsri offers cash advances on foreign debit cards. No fees if you're using MasterCard but a 200฿ fee if you're using a VISA card. Limit is 150K฿ per withdrawal. I only ever requested a withdrawal at the Krungsri branch where I opened an account.

To be more clear you should say you were using the ATM... in the past banks would allow withdrawals on foreign debit cards from the teller. AFAIK... only Krungsri still allows that type of transaction.... Bangkok bank stopped doing it within the last year. I used to be able to get 15KUS$ per transaction at BBL using my debit card. That was primarily how we paid for our house build. Almost every US debit card charges a foreign transaction fee of up to 3% for ALL transactions outside the US. Schwab and CapitalOne as well as some credit unions do NOT. Unfortunately, Cap1 recently switched to a Discover debit card which is basically useless in Thailand. Schwab also refunds that ATM fee of 270฿ added when using a foreign debit card to make a withdrawal. ATM withdrawals with foreign debit cards are almost always an expensive method of exchanging funds to ฿.