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Everything posted by gamb00ler
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My experience diverges from your description. I use only WiFi calling and texting on my UM sim and get 100 minutes and 100 SMS free every month. I am not charged .10 for the first 100 SMSs. Perhaps I would be charged for any SMS after the free ones. I have disabled UM autopay for my monthly fee. UM still attempts to collect by autopay but that fails and then UM withdraws the $3 fee from my UM wallet every month. Periodically, I add a lump sum to my UM wallet from my US credit card. I pay only the $3 monthly which actually cost me about $3.18 due to taxes added during topping up of my UM wallet. I moved my local Thai mobile service to an e-sim on my phone. I don't know if UM could be set up as an e-sim. I have never used UM in the US except when my US based friend did the UM initial setup for me.
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In my case they would not provide the letter unless I showed them letters from Service Canada showing my Canada Pension Plan benefit and my Old Age Supplement benefits. The letter to Thai Immigration simply showed those same numbers and asked that Immigration consider me for my annual extension. Of course, the Consulate took those letters at face value. AFAIK they don't have any way to check if the letters were 100% legitimate.
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Future Uncertain for Retiree Bank Accounts in Thailand
gamb00ler replied to webfact's topic in Thailand News
You're definitely mistaken as to the reason for the 15 ฿ debit from your account. To determine what triggered the debit, request a statement covering the day where a 15 ฿ fee was deducted. On your statement the date and time of each transaction is given including the minute. Find the entry for the fee deduction. Then find another transaction that occurred at the same time as the fee debit. This transaction is the one that triggered the fee. You can request a statement using your bank's phone app. -
I used the Canadian consulate's letter earlier this month. I took in copies of letters from Service Canada showing both my monthly pension amounts. I also get a US SS pension and they also provide a letter showing my benefits. My solution for the Canadian Consulate to verify the pension amounts is for Service Canada to provide verification of the letter contents to the consulate. Both organizations are part of the same government after all.
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Future Uncertain for Retiree Bank Accounts in Thailand
gamb00ler replied to webfact's topic in Thailand News
BKK bank didn't stop the counter "cash advances" at all branches. My local stand alone branch will do them, but the local Big C mall branch won't. I tried an advance about a week ago. The bank ran my US debit card through the machine but my US bank declined it. There had been zero activity on my debit card for 2 years and the bank's fraud protection blocked the transaction. I verified that the blocked transaction was for the amount I requested. I've since sorted that out and I will be back to redo it in the next couple of days. -
The key to clear communication is knowing your intended audience. Kudos to @cdemundo
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Anyone on a ketogenic diet whilst living here in Thailand?
gamb00ler replied to advancebooking's topic in The Wellness Zone
LOL... ranting about diets when you haven't bothered to learn the correct definition of "diet". sad sadder and saddest. -
LOL - most of the wealthy have 0 in wages and your rant above completely ignores that fact. The wealthy own businesses >> no wages, or live off investment income >> no wages. Only ill informed small business owners with simple ownership structures are considered self-employed and earn "wages". The taxation of wage earners in USA is not well thought out.
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How about a solar car port on a budget?
gamb00ler replied to Crossy's topic in Alternative/Renewable Energy Forum
The End Of The World As We Know It -
At least from the US, if you're transferring more than about $23,000 (775K ฿) SWIFT transfers yield more ฿ than WISE transfers. The best Krungsri rate is 1.5% with a limit of 2 free withdrawals/month. SCB pays the same rate in their EZ Savings account with never any charge for withdrawals. For 200 ฿ each, SCB also gives the bank letter and 12 month statement from any branch in about 15 minutes at the teller. There is no bank book for that SCB account but Immigration has been OK with that for my last two extensions.
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except when 2/3 of both houses insist. The veto proof majority overrules the President. That by definition means the president does not have final authority. When the President refuses to sign a bill passed by >50% the bill goes back to the originating house for further consideration. That house then decides if they want to override the Presidential veto. As usual you have again been promulgating at best half truths.
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Retirement extension
gamb00ler replied to Negita43's topic in Thai Visas, Residency, and Work Permits
CM didn't do my 90 day report that was due on Feb. 10 when I did my extension on Feb. 6. I forgot to ask them to do it. I returned to the drive through window the next day. Thankfully, it's only a 15 minute drive. -
There is a Cotto specific tile shop not too far from Central Airport. I don't think Boonthavorn carries every Cotto tile. https://maps.app.goo.gl/J8Am8vUd5vPNPKGo6
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The best advice I've heard that came to mind when I read your comment is: when you know so little about an issue it is better to listen than shout. Many, many nations contributed to winning WWII and/or the cold war. All but one of them did not have a political system like the US had/has.
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The market cap is the price that buyers will pay at a point in time. In this case the suckers are unsophisticated investors who have been buffaloed by the myths surrounding Trump, the "business magnate". Bloomberg news says: Trump Media & Technology Group Corp. rewarded employees with more than $107 million in stock last year as revenue declined and it posted a $401 million loss. The company, which runs Truth Social, ended December with 29 full-time staff, according to an annual report posted after markets closed Friday. Revenue slipped more than 12% to $3.6 million while its annual loss swelled more than six-fold. The results boosted the venture’s accumulated deficit to $2.9 billion Interesting to see how often Russia and China are mentioned in the creation and financials of TMTG (stock symbol DJT). Wiki at: https://en.wikipedia.org/wiki/Truth_Social#:~:text=Digital World Acquisition Corporation (DWAC,it had raised for TMTG.
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Resurrect old bank account
gamb00ler replied to Hikage's topic in Jobs, Economy, Banking, Business, Investments
It would be convenient if you have retained your previous passports or even photos/copies to take along to Asoke as well. -
Are your delivery drivers dropping off packages without a signature?
gamb00ler replied to connda's topic in General Topics
I ordered a new Mac mini M4 directly from Apple. The SFX company was handling the delivery and the status online said a signature would be required. It was delivered unannounced without a request for signature. I didn't receive any call on the scheduled delivery day but found the parcel just inside our gate. The delivery driver must have passed it over the gate from one hand to the other so he could gently lower it to the ground. Thankfully the package was just a small plain cardboard box that gave no indication it was from Apple.