david_je

On 12/11/2023 at 4:06 PM, Sheryl said:

Suggest she contact Yanhee hospital. Can do a free online consult first to get their idea about best approach (eg excision vs laser -- upload pictures including close up)   https://yanhee.net/virtual-consultation/

Would you say it is better to do this in a hospital than in a beauty-type clinic? And would you know any good docs at Yanhee? Thank you.

A friend has a mole on her face that she would like to have removed. Safety and price are considerations. Can someone who has had such done recommend a doctor/clinic in Bangkok? Thanks.

On 11/1/2023 at 10:56 AM, Sheryl said:

The other issue besides whether they would deem it medically necessary is the reasonableness of costs proposed which is often a problem with Bumrungrad etc.

 

There is no way to know if an insurer would pay for something until a hospital submitted the necessary paperwork.

 

I got a quote from Bumrungrad, where I would prefer to have it done, and it is considerably higher than that cited by others in this forum who have had the procedure done elsewhere. Do you think I should still proceed with Bumrungrad first and see if April will cover? If they turned down Bumrungrad and I then sought coverage at a cheaper hospital, would that make it less likely that April would cover than if I went via the cheaper hospital in the first place? Thank you for advice.

On 11/5/2023 at 4:40 PM, Sheryl said:

My broker at AA (Jenny) emailed me to this effect. Others have found out after contacting AA regarding an international policy.

 

Supposedly international policies of former AA cluents are now handled by an affiliate called AA-World based in India. More than 6 months after this change, AA-World website is still not operational. They did not contact me when my premium was due.

 

To switch to AOC just go to their website and fill out contact request. They will send you the necessary forms. They are French based and handle many April Int policies. Written communication via email and Whats App is easy. They are happy to talk via Whats App or Google Chat  but  be forewarned very strong French accent can make it hard to understand (if you speak French then of course not an issue.).

 

Beyond that can't say anything as I have not had a claim since switching. 

 

 

May I ask, how did you find/decide on AOC? Someone recommended? I'm wondering if it would be better to have a broker in Thailand or at least in same/closer time zone?

39 minutes ago, Sheryl said:

AA no longer handles international policies. So I switched to AOC.

 

 

How did you know AA no longer handles intl policies? I did not receive any such notification from them. So that means we have to find another broker to deal with the April Intl (France) policy we bought via AA? How do you switch to AOC -- would you recommend them and whom to contact? Thank you.

On 10/30/2023 at 11:16 AM, Sheryl said:

 

I had not seen  pdf-network-specified-inpatient-providers-list-and-guide.pdf   before and will have to check with my broker. It sounds like it is a specific option people can  choose to take in exchange for a lower premium.  "You can save on your premium by choosing a Hospital and Surgery module with a Specified Inpatient Providers restriction."  I have not elected to do that, and would not.

 

You need to go by the terms listed specific to your policy which you will find posted on the online patient portal. Mine does not  refer to or link to this document. Rather it refers to a PPO network in the US. But I have emailed my broker for full clarification.

 

 

Wondering if you have heard back from broker on this? Assume it is AA? Thank you.

On 10/24/2023 at 4:03 PM, Sheryl said:

I have not had ablation but I have twice had day procedures that required use of an OR (epidural injections) which were covered without problem.

 

There is nothing specific to an ablation I can think of that would be an issue assuming of course there is clear medical indication. Reasonableness of cost will of course be reviewed and might lead to some back and forth between insurer and hospital if estimate is considered unreasonable. And if hospital submits paperwork which does not show a clear medical justification, given how costly this elective procedure is, that would surely lead to some question.

I was wondering if April Intl would consider ablation "medically necessary" and cover it since some people only take rate control or antiarrhythmic medicines and not all doctors go to ablation as first-line treatment. Last cardiologist I saw in Bangkok said I should go direct to ablation.

I am currently overseas, outside my April Intl zone of coverage, and if they would not cover it in Thailand, I may have procedure done overseas. How can I get good idea of whether they would cover -- or have covered it in the past -- before I return to Thailand in next few weeks? Ask the broker? Ask April (though I imagine they would say they would need to see the doctor's note and tests first, which of course I have not yet done for the procedure).

On 10/18/2023 at 10:50 PM, Sheryl said:

Of course. Why wouldn't they?

 

In Thailand they usually admit overnight for this but even if they did not, it would be a day surgery, which is covered under IP policy.

Has anyone in this forum recently had catheter ablation done in Thailand that was covered by an April Intl inpatient policy? I have Essential policy.

If you have had this procedure recently, I'd appreciate hearing about your experience.

And is the new pulsed field technique available in Thailand?

Thanks.

Thanks to both of you for replies.

I just got email that my application was rejected because I did not fill in two items that were optional (not tagged as mandatory) on the form -- date visa expires and tel number. I reapplied filling those in. 

I am in Bangkok and did it online on July 17 but still no receipt received by email. How many days have others here experienced recently? I worry that if I do not hear back soon on whether there's a problem with what I filled in the form, it will be too late to do this online and I will need to make the long trip to CW.

Also, when I check status, it says "pending" under "status" column. But there's an "X" under "cancel" column. What does that mean?

Thank you.

Thank you Red Phoenix and BritTim for your very helpful replies.

How much time should I allot to getting re-entry at Suvarnabhumi?

You can only get it in Zone 2 after going through security, and cannot do so before security, correct?

Thank you.

The Barron's and other guides to prepare for the test are expensive new. Does anyone know of library or used books store that would have such? Or where to post asking if anyone has for sale?

I am asking for a student who plans to take the test. Thanks.

Is it correct that when you go to CW to fulfill requirement to "update your TM30," you must prepare all the TM30 documents again (application, documents from landlord, etc.) even if nothing at all has changed since you first did the TM30 a few years ago? You don't just go and tell them there is nothing to update, right? Sorry for basic question.

On 4/21/2023 at 9:24 AM, Red Phoenix said:

1 - When you are renting, ask the landlord to make a new TM-30 notification of you staying at their premises, and bring a copy of that with you when going to Immigration. Also bring a copy of the rental contract and a signed front/back copy of the ID-card of the landlord.

2 - When you are not renting, register your house or condo on the IO TM-30 website, this will allow you to issue a TM-30 yourself for any foreigner (including yourself) staying at your place.

Note: Do PM me if you'd like to receive a comprehensive Guideline on how to do the above.  It's not rocket-science, but without clear explanation and instructions on how to do it, it would be once again a very Thai confusing experience.

Your document, which is very helpful, appears to be for those doing the TM30 for first time. As mentioned in my original post, I did the TM30 in June 2019 and my Bangkok address has not changed since and that is the same address I used for the 90 day notification, but the 90 day system rejected my application saying TM30 needs to be updated.  Will the TM30 registration site have an update option? Sorry, I have not yet explored it because I can't stare at screen for too long. Thank you. 

For medicines and supplements made by Thai companies, how do you determine which company can be trusted for safe and reliable products? Is there a list to check against, etc.?

Thanks.

11 minutes ago, sqwakvfr said:

Did you recently stay at a hotel where you checked in with your passport?  This has happened to me and I went to immigration and the 90 Day report was completed without any questions.  

I did not check into any hotel with passport, no. You also received the "update TM30" explanation with 90-day online application rejection email? And you went to CW TM30 desk to "update" before going to 90-day window? What docs or info required for update TM30? Thanks.

2 minutes ago, mokwit said:

Was the "update TM30" message generated by the online 90 day? under the hood.

Yes, it came in the email rejection notice.

13 hours ago, crouchpeter said:

I think if your chas score is 1, you don't go on anti coagulants. Only 2 or above, is the protocol. I think it's the comorbidities that push your score up......cholesterol, BP, smoking, obesity etc. That's why some cardiologists are saying that AF doesn't lead to strokes.

If score is 1, which is my score, it's controversial whether you need anti-coagulant. That is why it is difficult for me to decide. So wanted to hear other people's experience.

I did the TM30 in June 2019. My (Bangkok) address has not changed since and that is the same address I used for the 90 day notification. Why do I need to update it? Update what info? And how do I do this -- online?

Thank you.

56 minutes ago, doctormann said:

Try this one instead:

 

https://tm47.immigration.go.th/tm47/#/login

 

That worked, thank you.

I just went to https://www.immigration.go.th/en/# but when I click on the icon box to do report, I do not find a log-in page. Only instructions about how to do the report pop up.

Am I doing something wrong?

Thank you.

50 minutes ago, walailak said:

Good afternoon. I have been using vanguard since 2017,

I ve never ever had any problems logging in from Bkk, either using the vanguard Australia app or through the Web browser. 

Occasionally the Web browser requests a code to be send to my Thai mobile, if I forget to "click to remember the browser" setting. 

Never used a vpn 

 

I log in almost every afternoon to check my balance of my

Vanguard Australian Shares High Yield ETF's (VHY) 

 

Hope this helps 

 

 

Thank you for sharing that. Are you logging in via the main U.S. personal investors site? I am using that, and they do tell me some other people in Thailand have same problem as me. Has to do with some security issue related to Thailand that I do not understand.

7 hours ago, Thailand J said:

Vanguard may have lifted the block. I was able to log in without VPN this morning.

Win 11, Firefox.

I just tried and still cannot log in. Keeps saying, "Your username or password is incorrect," though they are correct. Was this the same problem you had logging in, or something else? Still only way I can log in is to call them and have them reset it. Thanks.