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khunPer

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  1. You can do both online; for TM30 you need to be owner of master of the house, it's the duty of the host to report TM30. TM47 (90-days address report) online HERE (however, first time needs to be in person at your immigration office). TM30 online reporting HERE.
  2. Will be be: Well water to pump > pump to filter(s), you might need more than one > filters to storage tank > storege tank to pressure-pump for tap water, if storage tank is not in a tower > pressure pump to 5 micron dirt filer, before the house pipes Preferably, have the water tested, so you know which filer or filters to use. If you have a high water consumption you will need large filters, which could be sandfilter, carbon filter and post-carbon filter. If your water consumption is moderate to low, you might be able to use small filter cartridges, which need weekly and/or monthly change; for example 5 micron cartridge for dirt, carbon cartridge for taste and smell, post carbon filter that could also be a 5 micron cartridge, and finally preferably a 0.5 micron ceramic cartridge. The 5 micron cartridges can be easily viewable in clear container, when the get dirty, it's time to change. The ceramic filter might last for several months. Example of smaller filter cartridges, in the back a clear filter housing: Be aware that a storage tank can built up algae, so you should have a 5 small micron filter in a clear container between the pressure pump and the house pipes; change filter when it get dirty. I have a storage tank on the attic, where the water if filtered before it reach the tank. In the tank is a small circulation pump – which operaates some 4 hours in 24-hours – that filers the circulated through a 5 micron cartridge, then through an UV-lamp (kills all bacteria), and finally mix the water with air – like an aquarium pump – to keep it fresh; the latter works like a small scale water aeration in a water work.
  3. Organically beef from Tops, might be Australian imported and little expensive...
  4. To my understand, when changing extension of stay method, you will need to either: Have 12 x minimum 65,000 baht monthly transfers from abroad plus an 800,000 baht deposit two month prior to your application for extension of stay; you need to prove that you have fulfilled permission for the last extension with the 12 x 65,000 baht. or: 800,000 baht deposit in three month from your last date for extensions of stay, thereafter the deposit can de reduced to 400,000 baht until two month before next application for extension of stay, where it has to be topped up again to 800,000 baht. Keeping a straight 800,000 baht deposit for the whole year is the easy way, if you can afford it.
  5. I can hardly think anything other meaningful gift for a Thai partner than "house, car, motorbike, gold, money etc."...
  6. You need to be aware of that you can pay for the house, but might not own it. To own a house – but not the land under the house – the house needs to be separated ownership from the land from when it was built, or being a new house that you are building. For that purpose – building a house – you preferably need a superficies agreement, or any other similar permission from the land owner, plus a building permission in your name and all construction papers and payments in your name. If the house is already separated from the land, and only in that case – do a due diligence before you agree anything – you can be house owner. A foreigner can own a house in Thailand, but n ot the land under the house (investor visa is an exception). You would normally make a deposit, which can be 10%, when you sign an agreement to buy property. Balanced is normally pay when title deed is transferred at the land office, payment method need to be agreed; i.e., cash or cashier's cheque. You should preferably have a separate agreement also for using the land under the house, and that agreement should be registered at the land office on the back of the title deed. It can be a 3- to 30-years lease, a usufruct or a habitation right; the latter two can last for either up to 30 years, or your life, while a lease only can be for a specified period up to 30 years. A lease will cost (you) some tax payment at the land office, while usufruct and habition only costs minor fees. No matter what agreement you make, if a relationship goes south, you might – in worst case scenario – not wish to stay in the house you own, no matter which paperwork you have secured yourself with. Therefore, this good old advice is worth to keep in mind: "Never invest more in Thailand that you can afford to lose".
  7. He made a wrong custom declaration... "Officials explained that the paperwork did not require a tax but the pen did. He declared the value of the package to be US$360, so the tax was calculated on that basis."
  8. Since it was revealed – again and again, after numerous crackdowns – that there is no prostitution in Pattaya, the authorities need to find something to crackdom at in Chonburi, so they are not redundant...
  9. Yes, I've done that for many Years. I have a 12-month fixed deposit for my 800k baht and withdraw all interest once a year – the first bank day after interest is credited – I'm always keeping clean 800k baht.
  10. Yes, I don't need to keep contact with people I don't share anything with, or people that don't wish to keep the contact. I learned at a mind control course how easy it is to mentally "cut" connection. You don't need to be rude, just stop interacting. On Facebook for example, just unfollow – you can still be in the "friends list" – then it's easy stop interacting. If the cut person make comments, just don't reply or give likes. How it feels? To my experience it feels good – with mentally "cut" it's out of my mind – I don't need to carry problems, those I can easily create enough of that myself.
  11. Various governments have planned that. It has been widely discussed, if the original owner's name will appear on the upgraded title deed – if not a close family member that can legally have the land transferred – or the illegal new owner will have his/hers name on the title deed.
  12. Give me a precise location on a map, than I'll snap a photo next time I pass.
  13. It's depending on the title deed. Many farm-land plots are not real ownership deeds – it cannot be sold – but that kind of land is still traded at quite high prices. Real title deed with full ownership – which is only nor sor 4, aka Chanote – has little higher price par rai. Banks cannot get mortgage on land with low title deeds – the deed says so on the back; i.e., the land cannot se sold or mortgaged – only the house, which might be allowed to be build on the land depending of the title of the deed, can be financed. Therefore the trading value of land can have no value at all, when it comes to borrowing money.
  14. Yep, my favourite nightlife set – Red Bull gives me wings...🥳
  15. Seems like you mainly look for ladyboys and transgenders in the nightlife – I've seen many older than presumably 35 years of age, but I also visit other places in than the partyzone – there you also don't see many grannies in the go-go clubs... Seriously, many of the transgenders have "normal jobs" where you can still meet them after an age that seems like 35 – I don't ask ladies about their age outside the nightlife, so I don't know if they looks older than their physical age – some of them might also settle at places, where they are not that public visible for foreigners. There is not much litterature about Thai ladyboys, but the book "Ladyboys – The Secret World of Thailand's Third Gender" by Susan Aldous and Pornchai Sereemongkonpol gives a good impression from nine interviews and profiles, including some at high age...
  16. Several scientific studies have shown that alcohol – small amounts, unfortunately...😳 – are healthy, so vodka should also be Okay, and of course clean. According to Belarus' president Alexander Lukashenko, vodka is extremely healthy and even cures Covid-19 – you can read more HERE – so I'm fairly convinced that you made an excellent choice by shifting from beer to vodka...
  17. And I was convinced that it – 4 am – started long time ago...
  18. The subject is about what Danish travellers find best, not what all people in the whole World find best; remember, that there are only little more than 6 million of us Danes, so we don't count much in World-figures...
  19. No – "assume you bought land on Samui" – my daughter's land is farmland up in Isaan. You could get around 100 rai in Isaan for the cost of 1 rai on Samui, which of course is not Samui prime-land for that kind of small money. Farmland is many fold cheaper than Samui-land, and the demand for farmland is higher than land in a holiday-destination; prices have not moved much up on Samui during the past decade or so, whilst the price on farmland has been increasing all the time.
  20. Today a question would rather be: A man bought a farm for $240,000 and sold it for $270,000. What percent did he gain? Choose the right answer: A, 11.1 percent B, 12.5 percent C, 300 percent
  21. 7,000 baht is for more than 1,500 units/kWh – for a private home it seems a bit high, but what is "normal amounts of electricity, nothing ridiculous"? Pool pumps running 24/7 can use some amount of power, easily 50-200 units; an older larger freezer/fridge can add extra 1,000 baht to the bill, i.e. 250 extra units; hot coffee-water heater in kitchen running 24/7 can add numerous units; so can large TV-sets and rice cookers, not to forget older aircons that needs service. I use between 3k baht and up to just over 5k baht – depending if we are two or more people staying in the house – including pool pump, large (newer inverter) freezer/fridge, laundry machine, and electric cooking hubs. Aircons are inverters and don't used much power, and are not used much; and there are no hot coffee-water, rice cooker and TV-set(s) running 24/7.
  22. This is not "Globally", this is Thailand. Foreigners doing temporary work needs to my knowledge a temporary work permit, which is possible to obtain. However, it's quite interesting, if there are job-options as freelancer in Thailand without a work permit; do you have a link to more information about that?
  23. Yes, and thank for your comment. My lovely girlfriend suggested a child savings account in a bank, but I knew from my home country that bank-interest rate is a bad investment for the coming up to 18 years, which is the child-saving term in my home country. My child in Thailand is my first, so my knowledge is second hand and from news media, but a bank interest rate lower than inflation rate will by normal sense and calculation result in a loss in buying value. I said, that I instead would place a lump sum in a plot of land, and then I could deposit 500 baht a month in a savings account, so there would also be some cash. Land can in general double in value in 10-20 years – sometimes faster – and with the ideal 2% consumer inflation, consumer prices will in average double in about 35 years, so land is a gain, fixed bank interest at around 1.5% is a loss. My girlfriend agreed and found a nice plot of farmland for a cheap price, as the sellers needed fast money. Some in her family rented the land for farming – cheap rent, so they also got helped, as the value gain was the idea of long-term investment – the small fee from the land were saved, in the beginning as cash, later invested. Land prices varies a lot from area to area, and also fee for rent, which can either be a share of the harvest or a fixed sum of money per rai. I decided for the lower end of fixed sum at that time, which was 500 baht per rai – today it's more likely around 1,000 baht – upper end was 1,000 baht at that time, which today is between 1,500 baht and perhaps up to 2,000 baht. In general you can count like 1% to 1.5% of the investment comes back in annual rent – of course, depending of the land price – so it's actually as good as a fixed term savings account in a bank. However, the difference is, that it's fairly easy to withdraw cash from a bank, whilst selling a plot of land can take long time. In my daughter's case was the interest higher, as she got her land very cheap. I decided to change from savings account to so-called Fund books – when I learned more about investment possibilities in Thailand – where I could find some fairly safe funds with a tax benefit – i.e. not tax at all, if the fund were kept for 5 years – called LTF. The tax-free periode since changed to 7 year. So the last 5 years, which became 7 years, I could not use LTFs. Instead af a normal bank account, we – because my daughter was old enough to understand about saving and investment – decided to invest in SET stocks. So we cashed out the LTFs that had matured and bought stocks instead, I suggestions and she chosed which of them she wanted. The deal was that she could have half the dividends, and the other half should be re-invested together with the land rent and my still monthly 500 baht in "child savings". This way, she could both create interest in saving and investing, and also get a cash benefit from her efforts. She is 18 tears ole now, so two more years to go; then she can herself decide what she want to do; i.e. cash out and sell land, or... Historically results are not a prediction of the future – investment can be a risky business – but can be a guide. In my daughter's case the land value has increased between 4 times to 8 times, based on fast sale and actual trading prices per rai land in the area. 4 times gain equals a value-double up in 10-years; but remember, we got a good deal when buying the land. The rent has been as high as 4% per year and the last two years little higher – again, due to the low buying price – so around 65% of the initial land value has also been placed in the stock market over the years. The affordable 500 baht per month, is 6,000 baht per year; so, over a 20-year period it's another 120,000 baht, which during the years has increased by both interest, dividends and hopefully some value gain – "hopefully", because the SET is little low at the moment, both due to after effects of the Covid-19 and the change in government, the last has been the worst for the Thai stock market. The Thai Consumer Price Index has gone up from index 75 to index 108 during my daughter's child-saving period, a circa 44% increase; i.e., you in average need 44% more money today to buy the same, as when the child saving period started. A fixed term bank deposit with average 1.5% annual interest would only have result in a total capital increase of 30%. The investment in land together with the monthly savings, have all together increased with 277% until now (over 18 years) – when using the lowest land value – and 500% or more, if land can be sold for a high end price. In general, land is always considered an excellent investment. Hope this can help you, feel free to ask, if you need more information...🙂
  24. In my case as retired with retirement extension of stay, the immigration officers just wished to check that I lived on the given address; and take a photo of me in front of the house, with house number visible, while I'm holding my passport and with one of the officers standing next to me...
  25. It's individual and depends on the partner, but I can tell you what I have done, for your inspiration: I'm also in my early half of my 70s and my girlfriend is 32 years younger, we been together now for almost 20 years. Firstly I taught my partner about how to save up – i.e. Henry Ford's advice: "It's not the money you earn that makes you rich, it's the money you do not spend." The is to my knowledge nothing like trust funds or like, which can freeze the investment for a number of years, but there are several retirement saving option in the various banks. However, they are often linked with a life-insurance and might be too costly compared to other possibilities, which however don't stop the partner from spending the savings (why the first clause is important). Together my girlfriend and I decided to buy some land for her. In my opinion it's little more difficult to just let go than cashing bank savings or fund book investments (mutual funds). Furthermore, land can produce an ongoing small income on top of increased long-term value. The income can be from farm land – which is a good long-term investment – as a part of the harvest or a fixed annual fee per rai; at the moment around 1,000 baht, but depending of area and farming value of the land. So depending of land price the outcome can be in the level of 1-1,5% per year. Land would normally have an average long term value increase in the level 4-8 percent per year. Additionally we decided for savings in fund books – it's mutual funds offered by the banks with a variety of possibilities, including both accumulating fund and dividend paying funds. You can find some fairly safe funds and start with a small amount – 5,000 baht or less – which can be topped up annually or in whatever term, also in quite small lots. There are both money market funds, equity funs and foreign markets. The higher potential gain, the higher risk, as it often is with investment. We decided to avoid foreign markets to avoid currency exchange, as the fund are going to be used in local currency; i.e. Thai baht. After some years we changed most of the funds to real stock market with a SET (Stock Exchange of Thailand) trading account through a bank. The first stocks I helped with choosing, but my girlfriend go so interested in investment that she began to follow news and find potential stocks herself. Again based on the very first – learn about savings and get interested – she is actually doing well and also saving for investment from her own income. Many Thai stocks are good dividend payers – but little slower in value increase – so with the right mix you can (easily) get about 4-5% dividends after 10% withholding tax per year. You can for example use this principle for dividends: "Never spend more than half of you income, the other half you save up." Then you feel there is both an outcome of your efforts and you still increase the savings. Capital gain from SET is (so far) free of income tax. We did similar for child savings for our daughter; so far it has worked well...
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