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JAFO

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Posts posted by JAFO

  1. I agree with Aussie Bob. DOM on tires is really very important and has a significant impact of performance as they vulcanize and lose a lot of performance characteristics.

     

    Now that stated, Bridgestone Dueler AT tires are a very good tire. Any new tire always feel better. The road noise is different as the feel. I have BFG Mud Terrain KM3 tires and they are outstanding. Its my 2nd set here.

     

     

  2. 3 hours ago, meechai said:

    Depends.......If home base is safe not a problem for most

     

    Meaning if by the time your 62 you have no bills no mortgage etc then life is really not very expensive at all.

     

    Well I guess it still can be if your the type that likes to spend/party but then again if that were true your not the type that

    had everything paid in full by 62 anyway ????

    Absolutely. A significant impact to funds required or needed depends on your lifestyle, expectations and activity level.

     

    Clearly at this juncture in my life living in that states would be cost prohibitive primarily as I am extremely active and most everything one wants to do can be quite costly.  

     

    Additionally location in the states would be a big driver on COL as well. I shed all assets and debt in the US and have none here. Life is quite relaxing here.

    • Like 1
  3. On 1/14/2020 at 3:15 PM, HuskerDo said:

    Besides you'll be spending a LOT less at age 85 and thereafter. Pretty much hanging out at home (or at the retirement center). Little to no travel. Fewer meals out. Adult diapers, oatmeal and prune juice aren't all that expensive

    And that really is the crux of it. What will you being doing at 85; Running marathons, skydiving, traveling regularly, driving on long road trips, hiking etc. Nope. A great majority will likely be sitting at home with varying ailments watching TV or reading. Its just life, can't stop the aging process 

     

    I have done the math with numerous scenarios. I will be taking mine when I get to 62 ( still 2+ yrs away ). It will supplement my other income from my IRA etc. When I moved to Thailand for work years back and decided to move here permanently, I built a financial model around 50k baht a month COL. Why, well simple. I wanted to know that if anything should go completely upside down that my wife and I could comfortably live on that which is less than what my SS benefits will pay out. We have zero debt (house, cars, toys paid in full and here no property tax).  So other than basic living costs, which at bare bone minimum at roughly 15k baht a month, the rest is upside.

     

    Reality is the expectations you have now will change as we age. I would prefer to stay very active, do the things I want now while I am still in great shape and healthy. Saving it or waiting until later has diminishing return. My parents and their friends waited and waited. They finally took it and then they did very little. Quite sad really. 

     

    Now that said, If I was still living in the states I am not sure what my point of view would be on this discussion. Clearly I could not live in the states on $1500 a month and I would have much larger cash burn. 

     

     

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  4. On 1/26/2020 at 10:23 AM, Leaver said:

    Where do you see them spending their money? 

    I see them at every tourist spot possible, bus loads of them. Buying up <deleted>. Most seafood restaurants are packed at night with Chinese. They aren't at malls in Pattaya, Its a beach destination. They take boat rides, snorkeling trips you name it. I witness tour boats heading out every day after their bus's drop them off.

     

    I am glad they are stopping the tours. I hate the traffic. 

  5. What I do not understand, why is this always about blaming someone or attempting to assign blame then sue them. From the report this was nothing more than a very unfortunate accident. The gal will have to live with this the rest of her life. If they deem it an accident then that is the life of attempting extreme type activities in a foreign country. We all know the risks...or should. 

     

     

    • Like 1
  6. 16 hours ago, Lacessit said:

    I agree quality of life is the yardstick. In Australia, WA and Victoria have been progressive in legalising it, opposed of course by the religious ratbags.

    My answer to them is; Do what you want with your life. If you want to suffer nobly, good for you. Just don't try to tell me what to do with mine.

    That's exactly how I see it. Anyone who has been around Cancer, Alzheimer and Dementia type diseases you immediately say. "No way am I going through that". So will in a sane state of mind one should be able to say that if I am saddled with any of these diseases, there will be no treatment and I would like to schedule my departure please.  Its called Freedom of choice and to go out with a level of dignity. So many are forced into suicide then all the living scream how selfish it is. Well some are not given a viable option so they make a choice.

     

      

    • Thanks 1
  7. Well as Neeray and KenK24 stated, I would call this a lesson learned and move on. The angst you will create for yourself and your wife are likely not worth it. The sooner you let it go, the sooner things will be forgotten and you will look back on it and maybe laugh how it all happened.  

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  8. I have been looking at numerous trees to offer some shade around our kitchen area. Anybody have any recommendations based on their experiences? I do not mind leave clean up but want it to be a full tree. Any pictures would be a big help. I hope to buy a "mature" tree and have it planted once I find the one that will work out.

     

    Thanks

  9. You will not get one quickly enough but it all depends on how you behave when flying here. In my years of flying here, I find that there are 2 types of pilots. 

     

    1) The Pilot who flies in areas they are not supposed to with total disregard of basic common sense

     

    2) A Pilot who flies in areas that are off the beaten path, always ask prior to flying in a resort type area and respect the people around them.

     

    If you are a pilot of the latter, then you can probably fly without being seen or hassled.  A flew a few years before being registered. Since then I have been registered for nearly 1.5 years and fly all the time and have never been questioned but I usually always ask if I am on an island, I never fly near temples, airports or in resort areas.

     

    Good Luck

    • Like 1
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