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Posts posted by Swiss1960
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As for safety measuer, that is why I NEVER use free standing ATM's (neither in Switzerland nor in Thailand) but only the ones inside banks / shopping malls. These tend to be very difficult to be manipulated by the fraudsters due to the human traffick and monitoring of the machines. And ALWAYS I use my hand / wallet / piece of paper to cover my PIN entry in order to have it secured and - where offered by the bank - I have activated SMS alerts for every transaction from my account in order to be able to IMMEDIATELY report any fraudulent transactions to the bank.
What thai bank do you use?
"2nd best time to plant a tree is today." Sent from TV android app.
Assume you want to ask about the Thai account with SMS alert? Well, I don't have that, as I (still) live in Switzerland and thus, my Thai mobile is not in use most of the time. But I do have two accounts, my savings / retirement account for money transfers. For this account, my ATM card is never ever used and safely here in Switzerland. I then transfer money from this account to my transaction account which I use for money withdrawal. On this account, there is never more than 100K Baht just to limit my losses in case of fraud / card skimming... yes, card skimming could also happen to me, even though I am protecting my card / PIN very well and I always check the ATM for sings of manipulation.
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Uups... now these latest posts from hermespan explain a lot... he's a "free man"... load's of those psychotic people out there... always afraid the "state" (their enemy) is watching them... taking their freedom from the day the were born...
No use to have any discussion with them...
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First, when you say that somebody took cash out of your account from an ATM in Poland / Ukraine, then you can safely assume that your card has been skimmed at an ATM (skimming device put over the card reader slot) and your PIN code has been captured either using a mini camera attached somewhere on the ATM or by using a fake keyboard put over the real keyboard of the ATM. This is the standard practice.
As to WHERE this happened, look at where you did your last GENUINE ATM transaction and you can again assume that one of those ATM's has been manipulated. Normally (standard practice here in Switzerland), the bank would send it's own security personnel and the police to go and check these ATM's and find signs of the manipulation (i.e. some glue left from the attached skimming devices).
As for safety measuer, that is why I NEVER use free standing ATM's (neither in Switzerland nor in Thailand) but only the ones inside banks / shopping malls. These tend to be very difficult to be manipulated by the fraudsters due to the human traffick and monitoring of the machines. And ALWAYS I use my hand / wallet / piece of paper to cover my PIN entry in order to have it secured and - where offered by the bank - I have activated SMS alerts for every transaction from my account in order to be able to IMMEDIATELY report any fraudulent transactions to the bank.
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I have opened mine with SCB on a 30d tourist Visa... keep trying
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So... you want to travel with huge amounts of cash... not put in in bank accounts but in private safes (according to your other topic...)... you will declare it, can prove where it comes from... but you think it is not the f** business of the boarder control / financial authoristies of Singapore what you will do with it? I guess the authorities might see this slightly different...
Good luck for you...
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It is completely idiotic to criminalize the consumption of marijuana. Allen Ginsberg, the poet who was as well a Buddhist wrote once "Don't smoke don't smoke nicotine nicotine no / No don't smoke the official dope smoke dope dope."
While I tend to agree with you that marijuana and alcohol should be equally treated (legalize both), the law is the law and smoking dope is illegal in most countries of this world, The Netherlands being the big exception... so you know the law, it's your decision to brake it or follow it, but don't blame the law, blame the politicians who don't change it.
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I tried the Cable Grill once in December, as it kind of reminded me of the good old times I spent in San Francisco... never again will I eat in this place
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While I think it has not much to do with Thailand, I would also question how and why your in law is allowed to use the proceeds from a trust which is in the name of his daughters for his living... except we did not receive all information like he is living together with his daughters...
But really the only thing to do is take a lawyer and proceed to court immediately.
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I had a look at it in December and bought few things... yes, high prices but VERY good quality... only think that bothered me was that the Swiss Emmentaler was marked as goat cheese... which it definitely never was, is not today and never will be... :-)
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Sounds kind of suicidal to me.... you know you have a loaded weapon in your house... but you pack your bag in front of your wife and tell her you will leave her... not really too clever... but now RIP
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No offense Swiss123 - too much coffee?
English breakfast tea
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The best way to make a small fortune, is to start with a large one.
As a business owner, I can tell you, that any successful business requires a lot of work. Plus you must continually continue to put in a lot of effort to maintain the success.
Make money for doing nothing? Sorry, this does not happen in the real world, unless you are doing something shady and illegal.
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Im not rushing into anything. Did you even read my post? Your right I don't know anything about running a website and getting viewers to visit it..thats pretty much what I am asking. And yes I do bieleve I can have an income with basicly doing nothing.Many websites do not sell merchandise, but makes money by the amount of visters it gets. I am looking into buying a website like this. Less work, right?
I am mainly looking to find out whats it take to maintain and own a website. Should I higher a web master?.. What would the costs be like per month? do I need to pay for a server..? Again I know nothing about this type of thing.
Well, then the only advice is... keep your fingers away from it...
Do you really think that their is money waiting for you out there in the net without doing nothing??? do you know how much work and money it needs to keep your own website on top of hitlists so that YOU get visitors in order for your visitors to click on advertisement on your website, because ONLY THEN you will get few cents for every few hundred clicks from your website to other websites...
Knowing nothing but investing in new business... say good buy to your money...
Only thugs or people who are plain stupid can believe that they can make income with doing basically nothing... but I'll give you an idea, cause I think you are just stupid and not a thug... so let us take the example of a shoe shop who's advertising I just see on top of the Thaivisa website, proivded by google...
1) the shoe shop has a contract with google, so that his advertisement pops up on this website (based on my previous visit to that shop)
2) Thaivisa has a contract with google and gets money for letting google show me that advertisement.
3) if I click on the ad of that shoeshop, google gets money from that shoe shop.
Now why do these contracts exist?
- Google likes to put adds on Thaivisa website, because Thaivisa website has a high number of visitors
- the shoe shop likes to pay google for showing the add, because I might buy something when I click on the ad.
So now YOU want to set up your own website with advertisements for that shoe shop and everytime somebody comes to your website and clicks on the ad, you get money, say 5 cent for every 10 clicks on the ad of that shoe shop...
Why should the shoe shop make a contract with you to pay you for putting his ad on your website and pay you for every click? The shoe shop is ONLY interested in doing such a contract with you, if the shoe shop believes that you have a high number of visitors on your website AND if the shoe shop thinks that your visitors might be interested in buying shoes.
How can you have high number of visitors on your website?
a ) ONLY if your website has something interesting to offer (like information about Thailand) and evolves continually (means work... work... work...)
b ) ONLY if your website shows up in Internet searches (google, yahoo etc.) in the top 10 results
otherwise the number of visitors to your website will be virtually zero and therefore nobody will click on any add on your website and thus, you make no money...
How can you show up in the top 10 results of search results? By putting tags on your website, keep them up to date and / or pay money to google / yahoo / other companies to ensure a high number of clicks on your website and show your website in the top 10 of their individual search results...
So the end result is that first, YOU pay money to make YOUR website attractive for visitors BEFORE any visitor will click on your add and make your website profitable... Of course, you can have a webmaster for all that work, but then his salary is also decucted from any FUTURE profit you will maybe make...
And now finally... you say that you might BUY an existing business... just think for one minute... IF it is so easy to make money without doing anything... WHY would that company want to sell their business that generates money without work????????????
Which brings me back to my initial comments: Only thugs or people who are plain stupid can believe that they can make income with doing basically nothing...
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Many websites do not sell merchandise, but makes money by the amount of visters it gets. I am looking into buying a website like this. Less work, right?
I am mainly looking to find out whats it take to maintain and own a website. Should I higher a web master?.. What would the costs be like per month? do I need to pay for a server..? Again I know nothing about this type of thing.
Well, then the only advice is... keep your fingers away from it...
Do you really think that their is money waiting for you out there in the net without doing nothing??? do you know how much work and money it needs to keep your own website on top of hitlists so that YOU get visitors in order for your visitors to click on advertisement on your website, because ONLY THEN you will get few cents for every few hundred clicks from your website to other websites...
Knowing nothing but investing in new business... say good buy to your money...
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The main question is WHAT are you going to buy... are you only going to buy an online website offering (legal) services like downloads etc... or are you going to buy a "normal" business with tangible goods to be bought and sold by you...
for the latter, as autan mentioned, scrutinize the company as you would any "normal" business you intend to buy, specially check all the contracts you would need to take over, i.e. contracts with suppliers of goods, contracts with clients (i.e. longterm contracts) etc.
difference is then the transfer of the ownership of the website in question... and all the contracts behind the website like hosting fees, contracts with banks / service providers offering online payment facilities etc. etc. ... you will become an online merchant and thus have to deal with goods not arrived, payments withdrawn (chargeback from your clients) etc.
Then the question of legality of the business, i.e. the website can be legal in some countries but not others... so make sure it is legal in the country of your residence and the country of hosting your website...
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Well, you better tell the people
- what kind of card
- which bank
- why blocked / why do you know it is blocked
then they might be able to advise...
co op bank.. Just tried to use my cardreader for the first time and put password in 3 times incorrectly... They have told me back home that they cant unblock it and i can do it here with some Atms...
If its a UK bank card ie Co-op bank, why would a bank ATM in Thailand be able to unblock it for you...this doesnt make sense...Co-op bank would have to un-block it for you....A lot of banks even if they have the facility will not unblock a card in these circumstances and make you get a new card. Believe you are being given bum information.
All this would need to be sorted out with Co-op bank seeing as they are the card issuer
I see... yes, it is a feature that all (most?) UK banks offer their cardholders... after three wrong PIN you get one final chance and can unblock it at ATM's... now the problem you will have in Thailand is, that the ATM owning banks (Acquirers) must not offer that service, only UK has this service as mandatory on all ATM. Same in Europe, unblocking your PIN is not available on most European ATM's (i.e. not offered in Switzerland).
Your two options
1) ATM's from international banks (i.e. HSBC, Bangkok Bank), but very unlikely that they have implemented that service, your bank should be able to tell you which banks offer it if any
2) as Soutpeel said: Call your Issuing bank (Co op) and tell them you f** up your PIN and have them issue a new one / an emergency PIN. Normally your bank has special procedures to help their cardholders with such a problem if they are abroad
Why do I know? We process cards for a UK bank (out of Switzerland) and have to offer those services (unblock PIN through enabled ATM's and / or issuing emergency PIN)
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Well, you better tell the people
- what kind of card
- which bank
- why blocked / why do you know it is blocked
then they might be able to advise...
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Taxi driver returns gold worth Bt13 million to owner
BANGKOK:-- A taxi driver Friday returned gold ornaments worth Bt13 million to its owner via the FM91 (Sor Wor Por 91) radio station.
The taxi driver came out to return the gold after its owner, Akekarat Kanokwannakorn, 60, told police Thursday that he had left the 540 baht weight of gold in a pink Toyota Altis taxi.
Akerat told police that he had flagged down on Bangkok’s Worachak Road to travel to Si Mum Muang Market in Pathum Thani’s Klong Luang district.
-- The Nation 2012-03-16
Very clever of the taxi driver to wait unitl the finders reward was publicly offered
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Don't know about your son whether there is anything HE would enjoy... but for YOUR irish roots, I would recommend Mulligan's on beachroad (outside Central Festival)
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I always carry my Swiss ID card with me which has credit card format and is an official government document and can be hidden fairly well from being stolen (much more difficult for passports). Passport stays in the room safe.
Why? I think it is always a good idea (even in my own country) to have an official ID with you in case you get into trouble, whether self inflicted or inflicted by somebody else... and also in case I would have an accident (i.e. run over by a car), at least I can be identified and the Embassy can be notified immediately. There was a huge story here in Switzerland about a citizen who died in the Phillipines and because of lack of documents, he was in a morgue for three months (!!) until he was incidently found and identified by his parents...
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Why should we assume the cab driver has the gold ? If the bag was left in the back seat or on the floor he could drive around all day without knowing it was there.
It could of been found by a passenger.
Well, that would be my story anyway.
that's what he will say when apprehended.
Bingo! I think the gold has already been exchanged for cash in the meantime.
Exactly my thoughts... too many options
- gold never existed => insurance scam
- gold existed, owner sold it on black market => double insurance scam
- gold was left in taxy, driver found it, tries to sell on black market => theft (understandable from the taxi drivers point of view...)
- gold was left in taxy, another passenger found it and took it away => double theft (too bad for the taxi driver if they identify him, cause nobody will believe that story...)
so... speculatinos, speculations, speculations...
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speculation, speculation, speculation.... and nobody here knows and nobody here was there...
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Does he not look very handsum and soooo well dressed....
stupidity never dies out... showing gold and money and filled wallets is an invitation to every opportunistic mugger... no matter which country you are... but even more in countries with high poverty rates...
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Try to leave something of value in an unlocked car in Switzerland... and it will be gone as well within minutes...
Wait... not fully true... YOUR CAR will be gone... on it's way to Eastern Europe...
Atm Fraud
in Pattaya
Posted
Quite possible... as I said before, even for a pro like me, it is almost impossible to see whether an ATM has some additional device attached for skimming (too many different types of ATM and VERY high sophisticated skimming devices) and the spy cam that records (and transmits in real time) your PIN entry is so small, it is almost impossible to see.
So the only advice is EVEN if nobody is around, cover your PIN entry with whatever means you have.
P.S.: of course it does not help American card holders that their cards to not have EMV Chip security...