Pumpuynarak
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Posts posted by Pumpuynarak
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14 hours ago, OneMoreFarang said:
I have Scuba dived the Maldives many times, 5 different islands for holidays of 2/3 weeks. IMO it can't be beaten for peace and tranquility and the quality of the diving is second to none. One small island, Komando had no more than 60 guests when i holidayed/dived there, it was pure heaven if you were looking for a retreat from a highly stressful job. I would imagine Bora Bora would be similar but a lot busier.
A pic of my accommodation on Komando.....
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On 5/31/2023 at 8:38 AM, brewsterbudgen said:
Is it better to send the Life cert via DHL or similar?
If you want to virtually guarantee delivery then Courier/EMS is the way to go but for many years i've used Thai airmail which always arrived within 2/3 weeks, its trackable.
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Good riddance......
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1 minute ago, problemfarang said:
color copies are not accepted. easy to see the difference between copy and wet pen writing or wet signature.
I learn something everyday lol
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Just now, problemfarang said:
yes, must be blue color.
because they want to see its not copy.
See my reply above, what happens if you don't have access to a colour copier ?
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5 hours ago, Pumpuynarak said:
Can anyone explain why it has to be completed in blue ink ?
5 hours ago, bigt3116 said:Easy to see that it is not a photocopy of the signature or form
5 hours ago, IvorBiggun2 said:2 hours ago, jcmj said:Most documents must be signed in blue ink. I don’t remember this being a big deal in the past, but now I have just gotten used to signing everything in blue ink.
1 hour ago, Tubulat said:Looks like you're a Thai immigration officer....
How about a color copy?
Once I had an argument about that when he said I should sign it with a blue pen for the same reason.
Also to him then I asked if he knew of the existence of color copy machines.So the reality of the situation is ''its just more Thai Immigration B******T''
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14 hours ago, hotandsticky said:
That is 100% but, as I have cautioned previously, it is not a huge step to next focus on existing non-resident account. If they don’t want non-resident accounts then that principle surely applies to new and existing.Just have a plan B is my advice.
and what would that be ?
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Can anyone explain why it has to be completed in blue ink ?
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On 2/21/2023 at 1:16 PM, xylophone said:Hang on in there PPN as I had similar after my Turp although I didn't have incontinence because I had an indwelling catheter for quite a while – – no fun as I think I said previously.
Constipation was certainly an issue and I was told not to strain or anything like that, and to be honest I can't remember how I overcame that, but it has been something that I have had to put up with for a great deal of my life, and even nowadays I take tablets every few days just to help!
Look forward to the day when you can walk into the toilet, point Percy at the porcelain and experience a stream that would make a racehorse proud!!!
Good luck and please keep us informed.
Time for an update guys. Well the issues i had immediatley after i had the Turp procedure ie incontinence, constipation and retrograde ejaculation have improved somewhat. I no longer have incontinence and the constipation is not as bad but its still prevalent on occasions. The RE is still evident all the time so it looks like i will have to live with it, wifey's not too disappointed for obvious reasons lol
One issue though is the occasional urgency that i have when needing to urinate/defacate, not all the time i would say but when its apparent i have to get to the toilet pretty quickly.
Another issue which is of more concern is the amount of urine i pass when urinating, its only a few decent 3/4 squirts at a time, i don't find the need to urinate anymore.
I'm currently urinating up to 3/4 times a day and 2 times at night so i imagine i'm not emptying my bladder. Now i don't have any issues with bladder pain so its quite clear that i have'nt got any infection because of urine retention, i hope that continues.
In conclusion i would say the procedure has not been a 100% success but i'm certainly in a better place than i was, here's hoping that i see more improvement as time goes on.
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Thanks for all your helpful posts guys, its appreciated. I can't really see a way out of this problem if HSBC ever decide to close my account. Here's hoping that day never arrives.
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4 hours ago, sandyf said:
You are wrong to use the word "must".
I had a prolonged discussion with an HSBC manager on this issue. The situation is that it is not HSBC policy to service accounts for people that are not UK residents but the policy is at the discretion of the manager concerned.
It would be very difficult for a non resident to open a new account but existing account holders should be able to negotiate keeping their account.
But what happens if they are not happy for me as an existing account holder of over 40 years to keep my account whilst living in Thailand, they will close it and then i'm ........
I use my UK HSBC advance account to not only receive my pensions but to also pay certain monthly commitments i have.
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18 hours ago, cleopatra2 said:
What the poster is referring to , is that some pension providers will further reduce the amount of monies paid to the widow if a certain age gap exists between the husband and wife. This is to account for the potential of the payment being paid for longer.
My pension provider does not do this i'm glad to say.
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7 minutes ago, prakhonchai nick said:It is worth noting that some UK employer pension schemes reduce the widows pension when the widow is 10/12 years younger than her husband. The usual reduction when applied, is 2.5% for each year over 10 or 12
My wife is very fortunate that my private company pension provider pays her widows pension immediately on my death irrespective of her age.
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When i pop me clogs wifey will be entitled to a widows UK pension from my private company pension scheme. I have a letter from them detailing their requirements for her to claim but they will not detail any tax liability she will have, they just refer me to HMRC. Now as a Thai citizen who does'nt hold British citizenship and who has never lived or worked in the UK would she be liable to income tax on this pension. Also if she is liable to tax would she receive the personal allowance before the tax is applied ?
I've tried calling the HMRC but getting through to a useful person who can answer my query has proved difficult to say the least.
Her widows pension is not to be sniffed at as its currently 29K gross per year with annual rises of between 1-3%. It makes a massive difference to what she would receive each month if its not taxable/or if it is taxable would she receive the personal allowance before tax is calculated ?
Has anyone any experience/knowledge of this situation and can help me out ? TIA
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16 hours ago, Photoguy21 said:
Are you a UK resident? This is different to resident for tax you understand.
As far as HSBC is concerned i am not a UK resident as i don't spend any time living in the UK. That is my understanding.
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I've always supplied a recent pension payslip which i receive monthly from my private pension provider, that or a P60 will suffice. They tend to adopt sensible requirements at Korat IO is my experience over many years of doing my non 0 retirement extension but beware they are getting very knowledgeable regarding the requirements for the 65K monthly version.
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5 minutes ago, Photoguy21 said:Yes. I have been with them since 1972. Send any correspondence to my Thai address
Bingo, could i open an online account with them without visiting a Lloyds bank in the UK ?
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1 minute ago, Kwasaki said:
The banks you keep a UK address with nowadays, some are closing UK accounts of people who only have an address abroad.
I have a UK address (my son's) that HSBC have but i live permanently here in Thailand, their terms and conditions for having the account is that i must be a UK resident. I was wondering if there was a UK bank who permitted you to have an account with them despite not being resident in the UK.
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2 minutes ago, Photoguy21 said:
I am with Lloyds
and do they know and permit you to maintain the account whilst not resident in the UK ?
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7 minutes ago, Captain Monday said:
Simply enroll with Coutts private bankers
You won't have any problems.
How much money do you need to have a Coutts bank account?We specialise in helping international clients to invest or borrow. You need at least £3m to become a client, depending on where in the world you live.- 1
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As the topic title says, is anyone aware if it is possible ?
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On 4/17/2023 at 8:19 AM, nigelforbes said:
I have both HSBC internet and their phone app, they work fine together. It won't let you use both at the same time (of course) but they co-exist well. The phone app is a good replacement for the smart key and can generate codes needed for online.
They mention during the setting up procedure ''receiving a one time activation code on your phone'', now does your phone number have to be a UK number or will my Thai number suffice ?
They do actually mention a UK phone number in their setting up text description.
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19 hours ago, nigelforbes said:
Yup, you're good to go.
Thankyou for your help, i don't quite understand this text in the information provided by the HSBC ''log in'' page......
''Open it up and if you are already registered, select 'Yes' to enter your username and log in''
What do they mean when they say 'already registered' ?
Sorry to be a pain.
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On 4/17/2023 at 8:19 AM, nigelforbes said:
I have both HSBC internet and their phone app, they work fine together. It won't let you use both at the same time (of course) but they co-exist well. The phone app is a good replacement for the smart key and can generate codes needed for online.
Now if i set up the phone app can i then use the phone app to create a pin which i can then use on my PC with online banking to give me access to online banking. I want to dispense with using the physical secure key and use the digital secure key but want to use my PC for online banking as opposed to mobile banking on my phone.
Hope thats clear, is this the procedure for achieving what i want, i got it from the HSBC log in page ?
Apologies for the same info 3 times and the small text but if you click on it it will enlarge.
So which UK banks allow non resident British citizens to have accounts in the UK, i'm thinking those of us who are permanently in Thailand.
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But Wise is not a bank ehh ? Now with my UK HSBC online account i can and do transfer GBP to recipients in the UK, would i be able to do that with Wise ?
I do have a Wise account for monthly income transfers to my BB account in Thailand.