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Pumpuynarak

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Posts posted by Pumpuynarak

  1. 16 hours ago, hotandsticky said:

    You will probably prefer to do your own research but WISE would certainly be on my list as a backup.

    But Wise is not a bank ehh ? Now with my UK HSBC online account i can and do transfer GBP to recipients in the UK, would i be able to do that with Wise ?

     

    I do have a Wise account for monthly income transfers to my BB account in Thailand.

  2. 14 hours ago, OneMoreFarang said:

    Sounds like the Maldives some time ago. I was there for 3 weeks. Beautiful!

    This is how it looked at that time...

     

    maldives_beach1_getty_levente_bodo_8jJGX

     

    I have Scuba dived the Maldives many times, 5 different islands for holidays of 2/3 weeks. IMO it can't be beaten for peace and tranquility and the quality of the diving is second to none. One small island, Komando had no more than 60 guests when i holidayed/dived there, it was pure heaven if you were looking for a retreat from a highly stressful job. I would imagine Bora Bora would be similar but a lot busier.

    A pic of my accommodation on Komando.....

     

     

    IMG_20190613_0002.jpg

    • Like 1
  3.  

    5 hours ago, Pumpuynarak said:

    Can anyone explain why it has to be completed in blue ink ?

     

    5 hours ago, bigt3116 said:

    Easy to see that it is not a photocopy of the signature or form

     

    5 hours ago, IvorBiggun2 said:

     

     

    2 hours ago, jcmj said:

    Most documents must be signed in blue ink. I don’t remember this being a big deal in the past, but now I have just gotten used to signing everything in blue ink. 

     

    1 hour ago, Tubulat said:

    Looks like you're a Thai immigration officer....

    How about a color copy?

    Once I had an argument about that when he said I should sign it with a blue pen for the same reason.
    Also to him then I asked if he knew of the existence of color copy machines.

     

    So the reality of the situation is ''its just more Thai Immigration B******T''

    • Like 1
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  4. 14 hours ago, hotandsticky said:


    That is 100% but, as I have cautioned previously, it is not a huge step to next focus on existing non-resident account. If they don’t want non-resident accounts then that principle surely applies to new and existing.

     

    Just have a plan B is my advice.

    and what would that be ?

  5. 4 hours ago, sandyf said:

    You are wrong to use the word "must".

    I had a prolonged discussion with an HSBC manager on this issue. The situation is that it is not HSBC policy to service accounts for people that are not UK residents but the policy is at the discretion of the manager concerned.

    It would be very difficult for a non resident to open a new account but existing account holders should be able to negotiate keeping their account.

    But what happens if they are not happy for me as an existing account holder of over 40 years to keep my account whilst living in Thailand, they will close it and then i'm ........

     

    I use my UK HSBC advance account to not only receive my pensions but to also pay certain monthly commitments i have. 

  6. When i pop me clogs wifey will be entitled to a widows UK pension from my private company pension scheme. I have a letter from them detailing their requirements for her to claim but they will not detail any tax liability she will have, they just refer me to HMRC. Now as a Thai citizen who does'nt hold British citizenship and who has never lived or worked in the UK would she be liable to income tax on this pension. Also if she is liable to tax would she receive the personal allowance before the tax is applied ?

    I've tried calling the HMRC but getting through to a useful person who can answer my query has proved difficult to say the least.

    Her widows pension is not to be sniffed at as its currently 29K gross per year with annual rises of between 1-3%. It makes a massive difference to what she would receive each month if its not taxable/or if it is taxable would she receive the personal allowance before tax is calculated ?

    Has anyone any experience/knowledge of this situation and can help me out ? TIA

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  7. I've always supplied a recent pension payslip which i receive monthly from my private pension provider, that or a P60 will suffice. They tend to adopt sensible requirements at Korat IO is my experience over many years of doing my non 0 retirement extension but beware they are getting very knowledgeable regarding the requirements for the 65K monthly version. 

  8. 1 minute ago, Kwasaki said:

    The banks you keep a UK address with nowadays, some are closing UK accounts of people who only have an address abroad.

    I have a UK address (my son's) that HSBC have but i live permanently here in Thailand, their terms and conditions for having the account is that i must be a UK resident. I was wondering if there was a UK bank who permitted you to have an account with them despite not being resident in the UK.

  9. 7 minutes ago, Captain Monday said:

    Simply enroll with Coutts private bankers

    You won't have any problems. 

    How much money do you need to have a Coutts bank account?
     
     
    We specialise in helping international clients to invest or borrow. You need at least £3m to become a client, depending on where in the world you live.
     
     
    • Like 1
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  10. On 4/17/2023 at 8:19 AM, nigelforbes said:

    I have both HSBC internet and their phone app, they work fine together. It won't let you use both at the same time (of course) but they co-exist well. The phone app is a good replacement for the smart key and can generate codes needed for online.

    They mention during the setting up procedure ''receiving a one time activation code on your phone'', now does your phone number have to be a UK number or will my Thai number suffice ?

    They do actually mention a UK phone number in their setting up text description. 

  11. 19 hours ago, nigelforbes said:

    Yup, you're good to go.

    Thankyou for your help, i don't quite understand this text in the information provided by the HSBC ''log in'' page......

    ''Open it up and if you are already registered, select 'Yes' to enter your username and log in''

     

    What do they mean when they say 'already registered' ?

    Sorry to be a pain. 

      

  12. On 4/17/2023 at 8:19 AM, nigelforbes said:

    I have both HSBC internet and their phone app, they work fine together. It won't let you use both at the same time (of course) but they co-exist well. The phone app is a good replacement for the smart key and can generate codes needed for online.

    Now if i set up the phone app can i then use the phone app to create a pin which i can then use on my PC with online banking to give me access to online banking. I want to dispense with using the physical secure key and use the digital secure key but want to use my PC for online banking as opposed to mobile banking on my phone.

    Hope thats clear, is this the procedure for achieving what i want, i got it from the HSBC log in page ?

    Apologies for the same info 3 times and the small text but if you click on it it will enlarge. 

     

      image.png.55bae61f4e46cf87bdd2a611a9fdf792.pngimage.png.55bae61f4e46cf87bdd2a611a9fdf792.pngimage.png.55bae61f4e46cf87bdd2a611a9fdf792.png

     

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