Pumpuynarak

4 minutes ago, Henryford said:

We did our homework and understand the rules, but that does not make it fair.

Why should someone living in say Minnesota USA get an uplift but someone living 10 miles across the border in Canada not get it?

They don't give a FF about being fair to us but they're quite happy to take my 10K a year income tax !!!!

1 minute ago, scubascuba3 said:

as they see fit I don't know, but didn't Coutts do that and see what happened

Different issue, what happened with Farage was downright wrong and they have paid the price for it. Banks stipulating that you have to be a UK resident is surely there perogative, i can understand why they have that rule, think credit cards/overdrafts. 

8 minutes ago, scubascuba3 said:

Different, but obviously a connection and no law saying UK expats can't have a UK account

Agreed there is no law but can banks not make there own T&C as they see fit ? 

On 7/25/2023 at 8:57 AM, Pumpuynarak said:

Well i received the tabs and have been taking for the last 2 nights approx 20 mins prior to getting me head down. Now prior to taking the tabs my sleeping routine was get me head down between 10.30pm and 11pm and then i would sleep no probs but only for between 3-4 hours.

I have to say that taking these tabs does'nt do anything to extend my sleeping time so i'm thinking should i just take 1 tab when i wake up after the usual 3-4 hours or should i take one 5mg tab before sleeping AND another 1 tab when i wake up or just take 10mg when i wake up.

 

What do you think @sheryl111080 ? Your advice  would be appreciated along with any BM's, TIA

On 7/25/2023 at 9:32 PM, Sheryl said:

No problem to take when you awaken as long as you still have another 4 hours or so to sleep.

 

5mg and 5 affan vs 10 in middle of the night, try both and see what works best. I'd start with 5 +5. 

Well i have to say i've been taking the tabs for approx 1 week in different time scales and the reality is i've not noticed ANY difference in my sleep duration. In fact one night i forgot to take the tabs and slept for 5 hours, my best night ever for over 3 years lol

4 minutes ago, scubascuba3 said:

Yes this debacle may make banks think twice before closing expat accounts willy nilly

I'd like to agree with you but the issues are entirely different imo.

Tell ya what guys i've had a HSBC account in the UK whilst living in Thailand for 17 years. I've never told them about my residency in Thailand for fear of them closing the account but i've also got a credit card with a 5K limit and an overdraft facility of 15K.

Now if they knew of my Thai residency would they not cancel both these arrangements for obvious reasons ?

On 7/31/2023 at 10:30 AM, 5davidhen1 said:

It quickly became clear that the reason for my "failure" was that I had been entering the entire a/c number, whereas one only needs to enter THE LAST 3 CHARACTERS. Nowhere on the transfers screen was this mentioned, and I informed the bank of this anomaly using their messaging facility.

OP, i had exactly the same problem. Nowhere does it say they only want the last three digits. I had to visit my BB local branch.

Why oh why we are not made aware of this requirement is beyond me but hey TIT lol

2 hours ago, Gaccha said:

Ex-lawyer here.

 

I agree it'd be GBH as a matter of law. The external bleeding is sufficient for a charge of GBH through wounding.

 

Although in practice, the charge might get diluted to ABH at the courts. 

2 hours ago, Pumpuynarak said:

Thanks for your confirmatory post, and i am a retired UK magistrate. Yes indeed it might get diluted at the courts but certainly not ime to ''common assault or battery''

Having watched the vid now i would imagine that he would be charged with a much less serious charge as the damage done is quite insignificant. 

2 minutes ago, Gaccha said:

Ex-lawyer here.

 

I agree it'd be GBH as a matter of law. The external bleeding is sufficient for a charge of GBH through wounding.

 

Although in practice, the charge might get diluted to ABH at the courts. 

Thanks for your confirmatory post, and i am a retired UK magistrate. Yes indeed it might get diluted at the courts but certainly not ime to ''common assault or battery''

15 hours ago, Liverpool Lou said:

A punch on the nose would not be GBH in the UK!  Much more likely to be considered to be common assault or battery.

Now would that be a 12 volt or 6 volt ?

19 hours ago, KannikaP said:

So stop thinking about it. Me & the Mrs are alright about it.

and so are me and mine lol

17 hours ago, p414 said:

THE Court of Human Rights ruled a long time ago that the British state pension is 'A government benefit'..

I believe it was that little rat George Osborne who initiated  the change of the state pension from an entitlement to a benefit.

5 hours ago, freedomnow said:

If you log-in to banking from Thailand for a significant amount of time that can show up

 

 

Time to use my VPN then.

16 hours ago, spidermike007 said:

Just say NO! We must absolutely refuse to pay these jacked up fees. If no foreigners went to these parks, maybe the goons would rethink their idiotic and racist policies.

On a certain level, I understand their desire to charge more to foreign tourists. But, there should be a policy for ex-pats living here. We support the nation on countless levels. So a drivers license, or a pink card should be all that is required, to show we are residents, not tourists. Asking us to pay these prices is dumb and dumber. Not to mention arrogant, and deeply offensive.

Good post which i agree with in its entirety. I do just as you advise i say NO, having done ALL the the attractions i've ever been interested in when i was visiting as a tourist and was'nt aware of their racist practices (i now live here with my Thai wifey and  have done for nearly 17 years) I found these attractions to be pretty crap tbh so a revisit is never on the cards, they can stick them where the sun does'nt shine.

I think the next time i'm back in the UK i'll suggest to the authorities that they charge ALL THAI NATIONALS (not wifey of course as she's married to a British national) for enjoying the beauty of the New Forest which was on my doorstep when i lived there. 

1 hour ago, kimamey said:

Presumably the bank couldn't lend you the money directly so they allow you as guarantor to get round the rules knowing you would be posting the loan anyway. 

Your first point is absolutely right. 

Yep i had to show them proof of my income by way of my private pension payslips.

9 minutes ago, proton said:

We bought a toilet there, paid for the contractor. When he turned up he was not happy with the job and refused to put it in, bit difficult for him, row with the mrs. Back to HP who gave us the install money back, got a Cambodian to do it who re tiled at the same time. Getting workers from large building sites rarely works, can't do or not interested.

Bingo, i had exactly the same scenario last night. Wifey accused me and ALL farangs of having expectations that were unreasonable when having work completed by Isaan tradesmen (joke), we just have to accept poor quality work.

My reply ''if you accept s*** work don't be surprised if thats ALL you ever get'' Thai workman have a belief that in the case of painting and decorating just because they can hold a paint brush they're fit for purpose lol

I've got no problem paying guys good money for good work but i'm just not interested in any guys who clearly are not up to the mark. I had a new shower water heater fitted not long ago and the pratt could'nt even attach the shower head holder vertical, it was out of line, all he needed was a spirit level if his eyesight was'nt up to it. Probaly did'nt have one but i have one so he could of borrowed mine, i find on numerous occasions they don't even have the correct tools to do the job, beggars belief.

I won't tell you my remaining comments to wifey lol

In conclusion i have to say i have had very good work carried out by very competent tradesmen but they are few and far between and when you get their contact details for future work, hey presto they've disappeared or relocated.

I could go on and on and on lol

2 minutes ago, Hummin said:

How much contact do you have with the after the obligatorily hi, how you doing, how is your life, and see their posts once and awhile, if not completely spammed with every other kind of distraction, such as commercials and short reels from people you do mot know who is? 

 

FB is over the top

 

 

I have'nt experienced any of that yet as i've only recently signed up, one great mate i've made contact with after 25 years of no contact and i have to say it was brill to speak with him again but as you say lets see what the future brings, he's still working with two teenage daughters, he's 18 years younger than me.

1 hour ago, transam said:

In the search box, top left, punch in school names, or other stuff you were involved in. 

Even names you remember, which is a bit more difficult but a good time killer....☺️

Folk here who slag FB off are just miserable folk, who haven't a clue....

and i WAS one of them until i realised it gave me the potential to look up great mates from way way back who i'd lost contact with.

22 minutes ago, bamboozled said:

I remember the Wise fee for SWIFT was low enough. But there are also the fine print speaking about the fee from the sending bank. I didn't check it but from prior years having sent money via SWIFT the rate is pretty high. Like sending Western Union. I would love to be wrong!

Thats why i changed to Wise from the UK HSBC Swift procedure, the charges were considerably higher.

7 minutes ago, bamboozled said:

Oh right, sorry, mixed up my posters! Really, only $10 for a foreign transfer? From which country? That is very cheap, I'm surprised. I will look into it, for sure! Thank you.

Gotta be America surely but i could be wrong lol