Sheryl

The new rule applies only to funds brought into Thailand.

1. If you are asking should you have submitted a Thai tax return, the answer is no unless you were transferring in passive or active income in the same year it was earned or had income from Thai sources. 2. If you will be newly bringing in passive or earned income that is not exempt under the terms of a DTA between Thailand and your home country then to my reading yes, you'll be legally required to file. If you will bring in funds exempt under the terms of a DTA then I would say no, unless it becomes a requirement to show a tax return for visa extension purpoes (not currently the case). If bringing in savings it is less clear cut at this time.

2003 not 2023. And as the latest ruling makes no statement about overseas savings of foreign residents I can't see how it would be rescinded.

You cannot be subject to double taxation on pension or anything else if there is a tax treaty between your country and Thailand. The big problem is for people who ard non resident for tax purposes in their home countey and have income which is assessable under thd Thai Revenue code. We have actually heard from some who prefer to be subject to taxes in Thailand because rates are lower than in their home country. For others the opposite might apply in which case they might want to consider whether they can legally claim tax residency in their home country (assuming there is a DTA).

I believe you are correct. If you are a non-resident for tax purposes in the UK then terms of DTA will not apply and what you describe is clearly assessable income. Things you might do are: 1. Make a large enough transfer in before the end of the year to tide you over for a while you sort out next move. 2. If you have other funds that can either be classified as savings (on already taxed income) OR as already taxed in UK, bring those in and cease transferring in royalty income.

Yes. Any Omron band of hte type that wraps around the arm (as opposed to wrist device) is good.

Thank you for this. Absolutely correct. It all depends upon: 1) what is considered Assessable Income and 2) The terms of any applicable DTA. I have no idea if accurate but this site states that there was a Revenue Department ruling in 2003 stating that savings brought into the country by foreign residents are not assessable income https://sherrings.com/assessable-income-foreign-sources-thailand.html I have been unsuccessful in locating source if this statement. If anyone can, would be very helpful as the savings issue is a key one for many expats. Same site states that the RD 2003 tax ruling declared pension income brought in by foreigners to be Assessable. However in at least some cases that will be superseded by terms of DTA. For example the US DTA clearly exempts Social Security and Government pensions (but nto private pensions) from taxation in Thailand. For that matter the terms of the US DTA would class many, perhaps most, expats as residents of US only for tax purposes but that is an anomaly in that the US taxes its nationals based on nationality, not residence, with the result that 100% of US citizens re US residents for tax purposes while also, if in Thailand for more than 180 days, Thai residents for tax purposes, leading to provisions on determining residence under the Tx treaty to come into play. These are complex but largely hinge on where you have a "permanent resident available to you" which I would think means own a home, and also in which country your "personal and economic relations are closer". In countries where taxation is based on residence, leading an expat to be non-resident of their country for tax purposes, matters would be different.

Did the cardiologist do BP and pulse readings lying down then standing up? What was your BP when there? And what brand of home BP machine did you buy?

The heart rate <60 is undoubtedly due to the atenolol and a normal effect of it. As long as the rate is completely regular and above 40 (preferrably above 50) and no dizziness associated with it, this might not be cause for concenr. However in some cases, especially older patients, it can indicate an abnormality of electrical conduction in the heart ("hart block"). The EKG will have shown whether you have a normal but slow hear rhythm ("sinus bradycardia" -- a normal effect of atenolol and similar drugs) as opposed to heart block or other arrythmia. It sounds like you may have had an EKG ("loads of wires attached and a printout") but I have no way of knowing what it showed. The doctor however does, and he advised you to stop the atenolol, so do so and return for follow up as advised. If you want to understand more of what was going on ask the doctor at your next visit if the atenolol and caused heart block or other arryhtmia, and get a copy of the EKG or rhythm strip that was done on this last visit. Regarding the fluctuations in blood pressure, if in fact you had heart block this could cause episodes of low BP which will improve once the underlying arrythmia (abnormal electrical conduction in the heart) is corrected. Also, the doxazosin and losartan have a synergistic effect and you are taking them together sop there may be an initial drop in BP as a result. I am more concerned by the elevated readings you report which might indicate a need for adjustment to your BP meds (dose and/or timing). Losartan in doses under 100 mg has a shorter duration of action (well under 24 hours) than in doses of 100 so it might just be that the higher readings represent the losartan having worn off. It would be useful to know the correllation between different BP readings and timing of your meds. But of course IF you have heart block getting that sorted out is the first priority.

The solution is to call the main SS office in Nonrhaburi or hotline (1506). Preferrably while at local SS iffuce and have them talk to the staff there after you explain the isdmsue. What you are being told is incorrect but many local SS offices have no experience processing this for foreigners. You might also try showing the landlord's Tabian Ban plus your rental contract.

Suit yourself. But there is a risk of hyponatremia due to the dilutional effect of all that plain water. Urine color does not tell you anythting about electrolyte balance. And if this sort of volume is taken over a short time, water intoxication can even result, though that is fairly rare. Aside from electrolyte solutions there are many other drinks that contain electrolytes. Green coconut water is an excellent choice. Also lemon and orange juice (the fresh kind at markets to which they add a bit of sugar an salt -- you can further dilute as desired). Including at least a little of such things into the daily mix instead of all plain water would be wise.

You can also directly communicate with them through Messenger on their website. Immediate response.

I said 4 L of plain water is too much. Not 4 L of fluids. If needing as much as 4L of fluid a day, at least some of it should be in a solution which includes balanced electrolytes.

Continuing payments are not only for Thais and can be set up by anyone. However, the deadline has passed for you to continue your health coverage, that has to be done within 6 months of stopping work. Regarding the old age benefit (which can be taken as either a lump sum or monthly payments) assuming you paid into the system for at least 180 months, you are eligible as soon as you turn 55 but need to file a claim for it promptly then. If you die before age 55, or before receiving the full entitlement, your heirs can claim it. You may also have been entitled to an unemployment benefit once you lost your job but you needed to have filed a claim within one year of becoming unemployed. Strongly suggest you contact the SS office for complete explanation of your entitltements.

Did you apply within the 6 month window?

No. It is not required.

This is completely untrue. It is available to anyone enrolled in SS provided they mske rhe election within 6 months of keaving work and keep up the payments. Many, many board members have continued their SS medical benefit after retirement and almost none of them have petmanent residency. The Thai SS Act makes no distinction based on nationality or visa type. It is readily avaikable in English online. Suggest you read it. Also suggest you call the main SS office regarding the issues with your local office.

Actually it will depend upon the terms of the Double Taxation Agreement between the UK and Thailand, and whether he is taxed on the gain in the UK.

@Neeranam If I recall correctly you are in Hua Hin. I have no specific feedback on this doctor but may be a place to at least start. He has a private clinic in the evenings and is also at Bangkok Hua Hin And Hua Hin Sao Paolo hospitals. https://www.huahinheart.com/en/ Clinic opens at 5 today but will be closed tomorrow . Suggest yo ugo today. Be sure to bring the record of your heart rates and BPS and stress to him that you have trouble standing for more than 15 minutes due to dizziness. Let me know how it goes.,

Drinking very large amounts of plain water without electrolytes can affect your electrolyte balance, in particular may cause low sodium. 4L a day is too much for just about anyone, anyhow. However please see my post in your other thread. You appear to have a cardiac problem.

You appear to gave some kind of hemodynamic instability. Possibly secondary to an arrythmia or other cardiac problem. A drop in BP and rise in heart rste upon standing up is common but should be very brief. Certainly should not last 15 minutes. Nor should you feel faint and nauseus. And, your pulse pressure (difference between top and bottom numbers) is way too low which, if accurate, is also a sign of cardiac problem. You should take these readings to a good cardiologist as soon as possible. Will need an EKG, rhythm strip (like EKG but longer) and likely an echocardiogram. Definitely something is wrong.

Which has now changed per announcement of the Revenue Dept. Several threads running about this https://aseannow.com/topic/1306994-opinion-thailand’s-ambitious-plan-to-tax-incoming-funds-risks-falling-flat-due-to-lack-of-clarity/

To my understanding of the US-Thai tax treaty the issue is which country has the right to tax it, not whether you would owe tax there. In other words if income or interest is taxable in the US and you file taxes accordingly, the fact that your tax liability was 0 would not alter things. The issue is, which country has the right to tax you? Here it gets very complicated since if here in Thailand more than 180 days a year you are considered a dual resident of both Thailand and the US for tax purposes (since the US taxes based on nationality not residence -- this would not be the case in many other countries). The tax treaty has a lengthy section about what determines where you can be taxed in that situation as follows. Good luck deciding what it means for you: "Where by reason of the provisions of paragraph 1, an individual is a resident of both Contracting States, then his status shall be determined as follows: a) he shall be deemed to be a resident of the State in which he has a permanent home available to him; if he has a permanent home available to him in both States, he shall be deemed to be a resident of the State with which his personal and economic relations are closer (center of vital interests); b) if the State in which he has his center of vital interests cannot be determined, or if he does not have a permanent home available to him in either State, he shall be deemed to be a resident of the State in which he has an habitual abode; c) if he has an habitual abode in both States or in neither of them, he shall be deemed to be a resident of the State of which he is a national; d) if he is a national of both States or of neither of them, the competent authorities of the Contracting States shall settle the question by mutual agreement" This as regards interest. Savings would presumably already have been taxed in the US at the time earned?

This is exactly what has just changed effective 1 January.

I can't say re HCM but Phnom Penh is very difficult. Even for people wiht no visa history. Most people seem to prefer Laos (Savannaket or Ventiane).