Sheryl

It depends on where the savings are derived from. Presumably they are from past earnings. If you can make the case that the earnings were from income earned abroad prior to 2023 then its is not assessable in Thailand. The threshold for owing any tax is 120,000 baht after all deductions are taken. This includes personal deductions (I think there is an extra one for those over age 65) plus, if any part of your income is from a pension type scheme, an additional deduction for that. I am not really up to date on deduction amounts as all my remittances to Thailand are non-assessable here (but taxable in my home country). There are several threads running started by @Mike Lister which go into this. I really would not get upset about this information sharing, the Thai Revenue Dept does not care how much money you have in your home country bank nor what sort of income (passive or otherwise) you have in your home country, they care only about the source of funds remitted into Thailand. It would be prudent to have your ducks in order in case you ever need to establish that funds remitted are non-assessable i.e. are from savings accumulated prior to 2023. Might make sense to remit from an account that no longer has any new earnings going into it, if that is feasible. Not essential but would simplify proving that the savings are from pre-2023 and do nto include any more recent income. Might also like to reduce the amount of remittances to the extent you comfortably can as the lower they are, the less likely to flag an inquiry, but that's just a guess on my part. Until/unless there is new guidance requiring people with no assessable income to to file null tax returns, no need IMO to get a Thai tax ID (but also no harm in having one). This may get clearer at the start f next year which is when filings under the revised regulation will first take place.

There is no new Tax Code in Thailand and no requirement to get a Tax ID number or file a return if you have no assessable income. There is, to my reading, also no requirement to do this if you owe no tax i.e. have assessable income but below the taxation threshold once deductions and credits are applied. This last may or may not change in future. The only thing that has changed at this point is that a previous loophole regarding funds remitted from abroad after the year in which they were earned has been closed. Note that being declared resident on your bank account back home does not make remittances from it into Thailand tax exempt in Thailand. it is well known that Thailand has joined the CRS and thus will be sharing information with financial institutions in other countries (2 way sharing). Only income remitted into Thailand is potentially assessable and the Thai government has other ways of tracking that aside from possible notification from banks abroad. If I were you I'd have the bank call me and when they do explain (if true) that you are not required to have a Thai tax ID because you (as applicable) have no remittances into Thailand that are assessable under Thai tax law/ owe no tax on remittances because they are below the threshold for taxation in Thailand. Then offer to provide copues of your Thai visa & annual extensions and passport stamps to show you are not Tax Resident in your home country on basis of living abroad X months if the year. If your bank wants to inform Thailand of your assets abroad, let them. Only remittances into Thailand are relevant for Thai tax purposes.

Good to know. Any idea of vost? Shoupd also note that there are several types of laser treatment available at Siriraj and maybe a few other hospitals. Unlike Rezum and Uroluft these are suitable even for very large prostates.

Yes April Thailand being a Thai insurer comes under Thai regulations which allows them to do things like raise premiums based on claim history (in addition to age and inflation based rises). A policy that does not require a mefical questionnsire is NOT a good thing. It is a Moratorium policy wherein they can refuse to cover anything if, after extensive digging into your medical records (which a Thsi insurer will do) they decide it is related to a pre-existing condition...and Thai insurers sometimes decide this in situations where it makes little or no medical sense. In other words, you do not know in advance what conditions will be covered. Not to be considered except by people with absolutely no choice (i.e. no other way to get insured,). An underwriter for a new policy will certainly exclude A-fib and all things related (heart failure, stroke). Might or might not make a broader cardiovascular exclusion. If it had been 5 or more years since your ablation with no recurrencr of AF you'd have a better chance.

Usually 500k or 1 million US. Which is more than ample for Thailand. If you consider around $3,600 a year to be a "trifling premium" for cover with 1000 deductible and if you have no pre-existing cinfitions then you should have no trouble getting a good expat policy. As noted premiums will increase especiaslly after 70 and again after 75. Will indeed be around 5-6,000 a year by age 75.

Unfortunately they have misinformed people re the 60 day visa exempt entry. It is now June 4th and not being provided yet,

Which brokers have you tried? And what do you consider "acceptable"? Expat plans for Thailand are usually not more costly than expat plans for elsewhere. At 67 you can certainly get a plan for less than 500 a month. More like 300 a month, if you take a 500 - 1,000 deductible. Premiums will, however, rise when you hit 70 and again when you hit 74-75. The problem with putting money aside each month now ids thta odds are you'll need more than you have well before the amount has reached suitable level. If you were say 30-40, and coupled it with at least accident insurance, then it would have a better chance.

The operative words are "may" and:"could", these tests are still under development and not yet not yet approved or available anywhere. Thread closed in keeping with Health Forum ruiles: 4. Posting/pinning of news articles: The forum is for members to seek advice on health/beauty related matters. it is not the place for general dissemination of news, research findings etc. Members are not to post news articles/research findings unless in the context of a discussion specific to an ASEAN NOW member's health/beauty related problem.

costs are for 1 leg

Best to go through (a Western based) broker as there are many individual variables: age, pre-existing conditions etc.

I recently went through this process for a Cambodian woman going to US to visit her daughter. (She got the visa). Points we included and stressed in her application: - close family members not accompanying her and remaining behind In Cambodia (in her case, husband and 2 sons) -property owned in Cambodia -history of travel to other countries, always returning within visa validity (in her case travel was only to Thailand and once to Singapore, but I think still helped). She was elderly and nto employed so we could nto include a job, but having a job would also help If none of the above able to your GF then it will indeed be difficult. Also, I think the index of suspicion is higher for younger people. Besides these things meant to prove intent to return, we also provided abundant and I think convincing proof of the reason for the trip and relationship to the sponsors (as she was not paying for it herself). Unfortunately a UK sponsor who is husband or boyfriend will work against the applicant as they immediately suspect she is trying to settle in UK and bypass the normal processes for a spousal/fiancee visa. If you are UK citizen but live in Thailand, making it plan you do not live in UK, are settled in Thailand, and intend yourself to remain in Thailand may help. I would include that in the narrative and also attack relevant proofs (e.g. Thai retirement visa, rental contarct etc).

I don't think her problem is not knowing how/where to get a Fit to Fly Certificate. It is that doctors are unwilling to issue it given her current physical/medical condition.

No reason on earth to get insurance from a company in Thailand (and many reasons not to). There are good expatriate policies available from international companies. The real problems are that: by definition, retirees come here in old age and by that time often have pre-existing conditions which make it hard or impossible for them to get insurance insurance costs for the elderly are high, and get exponentially more so as one ages; many people in their financial planning for retirement in Thailand do not take these costs into account (and, if they had, might not have been able to afford to come here) And, lastly, some people simply do not think of it at first, or choose to just assume whatever they need will be cheaply available. By the time they figure out this is not the case, one or more of the above apply. In the case of the woman in the OP, she barely has enough money for food and clothing etc and would never have been able to afford insurance.

Yes I see you are right. My apologies. In that case I do nto find, in English, any media reports of the original death.

You delay that long at your serious peril. Listen to your doctor. Not doing so may cost you your leg or more.

A large number of flaming and/or bickering/ baiting posts have been removed. Absolutely NO personal attacks on other posters.

This is an expatriate forum so naturally its news sections tend to report incidents involving expats, and does not tend to report the countless incidents involving only Thais which can readily be found in the Thai media. News in general, everywhere reports the unusual and problemstic. "Man lives peacefully in his village with no problem" does not make the news anywhere.

Google search turns up Daily Mail report on the death which differs significantly e.g: - reported to have occurred in Koh Chang not Bangkok - only she died not her boyftiend - found dead in hotel pool, not her room

If you are in need of a bypass, you have severe PAD and delay is inadvisable, could well end up losing your leg. My brother delayed on PAD treatment (and did not well manage his underlying conditions), ended up with an amputation, then amputation revision, multiple wound infections and eventually died of complications from sepsis from the poorly healing wound. You should take this seriously. It is not emergency surgery in the sense of needing to be done at once, but a more than 6 month delay is very inadvisable.

It must be applied from outside of Thsiland. I think the expectation is that after a stay of up to 180 days people will leave and not return for a while (Or 180 + 180 if granted an extension) . If people start trying to live here permanently with it via border runs (some likely will) there will be pushback. Full details have not yet been released.

Actually not much cost difference in Thailand between the angioplasty with stent, and bypass. The reason being the cost of the stent for the former.

Yes. Let us hope her health improves enough for her to fly back.

This is far from clear to me and would be most unusual. The validity of a Visa is the date shown when the Visa is issued and refers to using the Visa for entry. Extension of permission of stay (POS) after entry would not normally affect Visa validity and certainly not void an otherwise unexpired multiple entry visa. To my understanding, you are allowed unlimited entries for a 5 year period and will be stamped in for 180 day permission of stay at each entry. The "one time extension" part is what is unclear. It is obvious that after extending one permission of stay by 180 days you can't extend that POS further (would have to leave the country and come back) but it is not clear whether you could do another extension of a different POS after a different entry within the same visa period. And since it is not clear, we can likely anticipate differing interpretations by different IOs. Also, while it is a 5 year visa, cannot assume there will be no pushback from airport/border IOs if making back to back entries..or re-entries after a very short interval. May get the same "living here without correct visa" sort of thing that people currently report t times doing this with other visa types or visa exempt.

We do not know the details of her medical condition. But apparently a doctor is unwilling to give a "fit to fly" certificate at this time. Being wheelchair bound by itself does not preclude flying alone (paraplegics do it, for example) but it sounds like she has multiple medical issues. Airline is not going to board a weak, ill-looking, very elderly passenger without a "Fit to Fly" certificate.

They would usually not do an angioplasty alone, but also insert a stent. Alternative is a bypass. Which procedure is best, must be individually determined by an experienced vascular surgeon. Cost will very much depend on where it is done, private hospital or government hospital. Very roughly, angioplasty plus stent at a private hospital probably around 250K baht. Whatever is done, aggressive medical treatment of risk factors (hyperlipdemia, diabetes) is important. Where in Thailand are you?