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hotandsticky

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Everything posted by hotandsticky

  1. Good idea. Simplistically, I was told that I had to satisfy both criteria; 800k/400k under the terms on which the extension was agreed for THIS year and 12 x 65k min p.m. to satisfy the terms of the application for NEXT year.
  2. At Jomtien I was told the same - Plus, 400k minimum for the remainder of the approval period.
  3. Now do your calculation based in 12,500 Baht ........and refer back to my Premium Bonds return of 6%.
  4. The IO's don't 'look the other way'......they look dead ahead at the package of cash that accompanies each agent's daily daily 'non-conforning' applications. Standard, and probably the favoured, practice for the IO.
  5. The two 'big ticket' items are accommodation and sex. Thailand wins hands down on that. Food and drink comes next; Thailand wins that one as well if you buy local - in some cases (notably beer) there is a sacrifice on quality and don't bother with wine unless you want to pay daft prices for average quality.
  6. Not intentionally defensive and, no, I didn't feel you were making an attack
  7. I like the immediate access and i think that I earned a 6% return on my investment - but I don't see PSB's as an investment (I have a better home for that), just somewhere to store my emergency medical fund. As always it is personal preference and I have no issue with anyone who wants to have 800k Baht sitting in a Thai bank account. Bit of a nuisance when it comes to Probate.
  8. That superiority was only ever imagined - it was the inane insecurity of your fellow citizens that inflated it. Jesus, please don't try and claim the higher ground when it comes to comedy.....😂
  9. I applaud you for having that comfort, but I will not sacrifice £1,000+ to achieve the same.
  10. No argument from me on that one...🙂
  11. 50/50 sounds a reasonable stab at the number.
  12. Refined sugars are different to natural.
  13. They would have exercised that option much earlier if it was of interest. Consider Pattaya - with friends and a vibrant social scene compared to Bumfuknowhere watching rice grow or tapping rubber............hmmmm, tough choice.
  14. Misnoma adding the word 'culture' to the US.
  15. Thank you for admitting your (wife's) error. It could happen to any of us. A friend dipped by 4,000 Baht after an an ATM withdrawal on a Pattaya night out......fortunately he had another account with that made up the difference.
  16. So not all the sugary drinks and other carbs ?
  17. Clearly, you have not experienced the Schadenfreude of an I/O who discovers that you went under for one day.
  18. Nothing would encourage me to 'park' 800k Baht in a Thai bank aaccount. I would rather pay an agent to get my extension and reap the benefits of £1,000+ from interest or Premium Bond wins.
  19. I would go further and say that most people I knew had little interest in the USA or it's affairs. None would ever want to live there.
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