Seek contentment, be happy in your skin, learn to enjoy your own company and don't think that everything looks better through the bottom of a beer glass.
Then decide what to do with your time.
Perhaps you think too much.
Just make use of the services they offer.
Fractional Reserve Banking has been around since the Medici's in Florence in the late 15th century and banking since Banca Monte dei Paschi di Siena formed in 1472. It's not going away.
No, I don't need to this is an English language forum .....but I have spell checker - just in case I ever accidently find myself on a Dutch forum..
I wasn't picking up your spelling, I was asking a genuine question. Why do you think they are rubbish?
In all honesty I can't remember (and the WISE pdf doesn't show the reason). I routinely use the long term funds' option but I cannot guarantee that I used it on this occasion. Actually, I don't usually transfer at weekends - I might take the 72 hour option and wait for Monday to see what the rate is.
This was a small transfer (which was for a friend wanting to transfer money to his wife) so I may have used a different reason for transfer.