It has always been my ambition to die with my cards maxxed out, my overdrafts at their limits, and all other debts unpaid.
The problem is predicting the exact moment of death. A few days late, and everything caves in.
I know an American guy who planned his future on this basis, that he would die at 70. He is now 80+, senile with dementia, and living by grace of his Thai wifes' family in some s...hole in deepest Isaan with zero cash or assets, and completely cut off from his ex-friends.
Worst, no intellect left to work out a means of ending it all.............., or even the concept to do so.