
TorquayFan
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Everything posted by TorquayFan
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I am a Brit, living in Thailand, wanting to 'gift' GBP6K (p.a.) of UK shares to my Son, a UK/US National, now living in Florida. Please, does anyone have any idea how this can be done without involving my Son, unless necessarily so, in US tax liabilities ? The easiest way we first thought of is that he should hold a UK Share Dealing a/c and put the shares in an ISA. But are there any US tax implications of doing that ? It's a bit technical but does anyone have any ideas please OR have suggestions for sources for advice at reasonable cost. Thanks.
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Supreme Court clears way for House to get Trump’s taxes
TorquayFan replied to Scott's topic in World News
Scott that's surprising - I'd thought that Trump had engineered a Supreme Court to favour him ? "There were no noted dissents" - it appears that his Nominees turned against him ? -
Reasonably priced eye glasses/lenses, crazy pricing or just me?
TorquayFan replied to jay36's topic in Chiang Mai
Hi Jay, I buy new DKNY frames on Ebay about GBP30 and get very high prescription high quality 'Hoya' (Japan) lenses fitted for about THB 1,800. Top quality glasses for a low price. Re. an eye test, why not try Bangkok Hospital or similar. An exhaustive eye examination is a good investment IMO Good luck. -
Here's a challenge. Has anyone seen in the Media, any suggestion at all, that the Personal Allowance for Expats, is being discussed at all or is about to be abolished ? If not, as this thread will be worrying some People quite a lot, why not leave too much further discussion, in the lack of some clear indication that this is being discussed, until Thursday, when we will know? Some will be 'bricking it' as they say - it IS an alarming prospect. Links please, ATB
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Re. this - "George Osborne was about to introduce it several years ago, but it was stopped by the EU" - thanks OJAS for providing a link. Whilst all things are possible - myself I'd be staggered if such a brazen injustice was put forward again. Relax - ain't gonna happen. The Personal Allowance will be maintained for Expats. 100% AIMHO
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TOG - I'll never be dragged into that one, unfortunately. Well that is, not unless I live to be 150 LOL
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TOG - your 1st para. Yes removing the personal allowance GBP 12,570 would hit OAP's and those with private pensions too, at 20% of whatever they have in total, (arising from UK sources). IMO that would be outrageous! Freezing the level that triggers 40% tax rate would be a 'stealth' rise and might be likely across the board. (IMO that's a mighty good pension - wish I had one!) BTW I read the DM and DO think OAPs must be paid to Expats. 100% ! You are right - the 'rumour mill' is going crazy atm !! Partly caused by Govt. leaks to test the water which IMO is pathetic. Decide what's right to do, in balance, and get on with it I say !
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Scuba - many are observing that there's not too much between Tory and Labour tax/economic policy atm but let's face it, Labour will always tend to favour taxing higher income groups and the more well off - they won't be inhibited so much by the worry of causing offence in that sector ! Also, remember that the UK Govt know what incomes most Expats have, (as long as those incomes arise in the UK), so they'll know, for example, that I for one, am NOT loaded. ATB
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CH - "I see the tax free lump sum option in private and company pension schemes as a sitting duck." That's a different subject of course but a possibility I agree.
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I'll stand by this - "IMHO there is ABSOLUTELY no chance of that happening. NONE AT ALL." I promise to humbly apologise if I am wrong . . . Just musing about those on a state OAP only - I mean how much is that ? Say GBP 500 a month ? GBP 6,000p.a. Paying 20% on that would leave GBP 4,800p.a. THAT would be unbelievably cruel to those also already outside the UK benefit/healthcare system by virtue of being abroad. Many would go home and cost the UK far more than this paltry saving. IMO this alarming proposition, just ain't gonna happen !
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Fast track Survanabhumi aiport.
TorquayFan replied to Pi Tao's topic in Thai Visas, Residency, and Work Permits
Personally, over 70 as I am, I buy a normal air ticket and just go through the 'Priority' channel at security at BKK when leaving, and on return, late September, I did the same - though the priority channel on entry has now been moved to the adjacent left of the main entry point. (It used to be 20 metres further on). No problem. No pre booking. No fees. No hassle. If you are disabled, the Airline should take you right through that same route. ATB -
Hey Gud . . . Your "I was talking to a friend here two days ago who used to work in investment banking in London, so he's not daft about financial matters, and he said he'd heard a rumour that the tax-free allowance for expats would be removed completely. That would cost most UK expats around £2,500/year, so not at all nice if he's right." 'My M8 heard a rumour'. I'm sorry but is no basis on which you should assemble your fears . . . IMHO there is ABSOLUTELY no chance of that happening. NONE AT ALL. What would be the point anyway ? as it would raise bigger all in revenue and lead to a deluge of returning Expats being put up in the UK at Govt expense. I'm sure your GBP 12,750 threshold is safe. IMO relax. ATB
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TallGuy you say the pandemic isn't over and that's right - also close to home, as my Wife tested positive today !! I'm OK so far . . . Yes I've heard of a combined flu/covid vaccine many times before but the point is, they only cover known variants ! Of course it helps but could be better. 2nd Generation vaccines are needed of a more universal nature, probably addressing the nucleosid (core) of the protein (which doesn't mutate quickly) rather than the spikes, (which mutate constantly). Something like this : "The Phase 1 trial is testing Scancell's two clinical candidates, SCOV1 and SCOV2 (COVIDITY), which in preclinical models have induced high titre antibodies and potent T cells against both the S and N antigens, including responses that cross-react with the Delta and Omicron variants. The objectives of the trial remain to assess the safety and immunogenicity of COVIDITY, with study data expected to be available in H2 2022. To date, 22 vaccine-naïve subjects have been enrolled and the COVIDITY immunisations have been well tolerated, with no safety concerns." ATB
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Why Pi is the next Covid variant on every scientist’s lips
TorquayFan replied to 3NUMBAS's topic in COVID-19 Coronavirus
Dionigi I agree. Not every Scientist but every Covid Scientist . . . . I guess the original thought came from a specialist source in fairness. -
Why Pi is the next Covid variant on every scientist’s lips
TorquayFan replied to 3NUMBAS's topic in COVID-19 Coronavirus
Alex re. this - "I often think the 'greatest folly of our time' might in the end, prove to be flippant and ill thought out misinformation and appetites for conspiracy." I presume that's what you are objecting too in your last. I'll stand by that. I accept there is misleading 'data' from the Authorities/MSM sometimes too - e.g. transmissibility and vaccines. However, conspiracy kneejerks are really destructive and even a danger. It's attention seeking stuff for those who wish to 'know better', usually, without the facts or the Science. BFN -
Why Pi is the next Covid variant on every scientist’s lips
TorquayFan replied to 3NUMBAS's topic in COVID-19 Coronavirus
Alex - hype ? No, Scientists are trying to evaluate a new variant that's become apparent. It's that simple. Don't you want them to look ? -
Thanks that's a useful report. I dislike wearing a mask just the same as most people, BUT they have to be worn to reduce transmission - that's been obvious all along, except to Boris Johnson maybe ???? The vaccines were not researched for transmissibility before they were launched and although there were great 'hopes' on that front, later data tends to show that the vax had only a limited effect. Masks are OK. A bl**dy nuisance to wear, but there it is. Take it on the chin FGS !
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The market worldwide for Covid vaccines shrinks as the pandemic largely disappears and endemic status prevails. AZ are probably fighting an uphill battle in the USA anyway, as mud sticks to perceptions about their original vaccine. Bi-valent vaccines such as AZ 2 are being pushed for vulnerable groups but we need a genuine 2nd generation vaccine more of 'universal' nature, i.e. not just addressing existing variants. AZ, BioNTech/Pfizer and Moderna face large drops in revenue in 2022/23 if the 'pandemic' stays quiet . . .
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Why Pi is the next Covid variant on every scientist’s lips
TorquayFan replied to 3NUMBAS's topic in COVID-19 Coronavirus
Of course new Covid variants give rise to renewed fears amongst Scientists studying viral matters. The reaction to BA4/5 was the same. -
Judge Giles - I echo the advice to RENT but, there is a way to 'own' the house through a Company. This was 10 years ago but if I remember, the Falang can own up to 49% of the Company and therefore the property, but I relied on 33% for me 33% my Partner and 33% my trusted Lawyer. If you have no Partner to consider, then you have to 'concede' 51% which could be jointly held by say, a trusted Friend and Lawyer. At the time, my Lawyer was excellent and even oversaw the building of 300 m of perimeter wall while I was away. But better to rent !! (The Lawyer is in Korat but operates in BKK too)
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In June 2020 I was carted off to Chantaburi's Public Hospital before being transferred into Bangkok Hospital after a PCR positive test, (hoping to fly back to the UK !!). At arrival at Propaklao (Public Hospital) and then later at BKKH I was given Favipiravir. The dosage was very high, 8x200mg twice daily for the first few days. I took it reluctantly. This was the standard treatment at the time but I have no idea if it helped at all. A good try and it's maybe sad to see it written off now. 'Paxlovid' seems to be prominent in UK treatments for Covid atm but see this cautionary link posted by connda on 14/10 https://www.jacc.org/doi/10.1016/j.jacc.2022.08.800