GreasyFingers

It is only the sycophants that accept the CC training. Maybe you could get out and experience the what has happened if you are not geriatric, you will lean a lot about nature.

Well I have 75 years of field experience and know the CCs are wrong. Nothing has changed materially in that time. You are using an old tactic of not arguing the topic but bring in a totally different topic. I have no problem if you are a sycophant that needs to be told what to think but please stay on topic.

They also use children, Thunberg, for sympathy. This is the same tactic that Hitler used.

Since YOU have the years of field experience and research why don't you give us the real facts that prove him wrong.

He should have millions and millions of followers.

I know of a project build that had to be completely rewired as the original was not safe. We rewired what we bought but it was an old build so they had cut many corners, including no earth rod.

You will have discovered from all the above posts that building in Thailand can be a nightmare. If you have no design and building experience the nightmare gets worse. We went the other route and bought an existing older dwelling (we liked the land and location) and the had additions to suit our needs. Yes, building is cheap but involves a lot of anxiety. This is made worse if your wife has no idea of building and tends to side with the Thai builder, only because Thais know everything and the farang is stupid. If you are going to build you need a very, very strong relationship with you wife. This does not just apply to Thailand as there were many near divorces in the home country when building homes.

Poor etiquette. Actually at the beach is sinful to beach people.

Did you do any of those things before the smart phone. It was possible.

Where would I be without a smart phone....exactly where I am now. I do have one only because they are better for storing contacts and sending SMS than the small ones with a limited keyboard. It stays on my desk, not carried everywhere except in the car. I have the internet on my computer for information and when I need to talk to someone I use the phone line, do not need to look at them when talking as I already know what they look like.

Mate, it is the CBA and is something that only started in the last 8-9 months. Before that their exchange rate was terrible and they charged a fee for each transfer. They now give a better rate than OFX, usually about 0.2 baht below the XE mid rate. My transfers are $20,000 when the AUD/THB rate is above 23-24 and $5-10,000 when I have to accept the current rates. If it ever gets to 24 again I will bring a lot more over as a gift to my wife.

Kasikorn (or an intermediate bank) used to charge a fee when I transferred with OFX. I now transfer through my Australian bank and SWIFT with no fees either end. But my transfers are larger and infrequent.

She has only been ordered to pay 5.6% of the total losses of 178 billion. Not unreasonable as every one knew at the time it was a scam for her and her cronies.

I have wet MAD in one eye but could still read it. Cruel but funny.

As I said it was only to get into the system. I now live in Thailand so there are no other benefits.

If it is only sciatica I have found these simple exercises work really well. My problem stems from L4-L5 vertebrae. Look for "McKenzie self-treatments for sciatica" on the internet.

And be out of the country if the impossible happens with Yingluck found guilty of the rice scheme on may 22 and has to cough up 35 billion.

Rubbish. I get them every month for 5 savings accounts.

So you do not get a statement online every month to reconcile your account to check all of the entries?

Do you mean that not getting enough vitamin D from the sun is unhealthy, I could not care less as they are not attractive to me. I grew up on a beach when a tan was the go and to this day give me a girl with tanned skin for sex appeal.

Interesting, never seen one up here.

You forgot to mention that the newbies have to pay to get a teaching position.

If you want more information on me here it is: I knew about the 2 year rule so 18 months before I went to the local Centrelink to discuss it with them. The local staff were unsure so they made a phone call to someone higher up whose opinion was I would be okay as I was not living permanently in Thailand and I still used my car and caravan in Australia. Unfortunately the higher up was wrong. Yes I did qualify for the OAP but my income at the time meant that I would only get beer money from it. My point was to just get on the system in case everything went wrong (as in the crash in 2008). Fortunately that has not happened. No desire to live in Australia just for beer money but even as it was only $50 per week it would now amount to $25000 since they denied the application.

It was quite simple really. I had been paying my taxes every year for 45 years, and still paying them at the time of application as my money and investments were in Australia. The taxes I paid in some years were enough to retire on as I had a good business. But some Einstein bureaucrat wrote a rule that you must be resident in Australia for the 2 years before applying for the pension. As I had provided for myself to retire early much of that 2 years was spent in Thailand.

Don't you subscribe to the principle that the man provides food and shelter for the family.