atpeace

Do you really believe they will tax transfers? I don't and from what I've read it seems nobody understands what might be implemented. The odds of the money being taxed in your home country and again in Thailand is remote IMO. Might be wrong but I try not to worry about things that seem logically insane.

No problem and we just think differently. In my world people do lie for money. Actually it is a common preoccupation for many. Wonderful people in this world but putting on blinders just reduces the chances of meeting them. This is coming from someone that has rarely been screwed over and not filled with anger.

I replied to him but I have my doubts he is a real person. Hard to imagine how someone could be so angry and ill mannered. Then again after reading the dog fetish thread yesterday, his type isn't all that hard to handle in comparison.

They are with certain balances in your account. They make their money using my money for investments and trading fees. I get more money with a direct wire than using Wise but it is not the reason(tiny difference). It is convenient to just have the money sent direct and setup another transfer every month of 10k baht using Wise if needed and it won't be needed in a few years. I, like you, think Wise is a great option but not the best IMO for me.

Thanks everybody and the above answers my question. I could use Wise but would rather just have the money deposited into my Bangkok Bank account because my wire transfer are free and easy. Initially I will have one pension deposit that may be short of the 65k but a few years after I will have two that will be well over the limit. Cheers - my old age plans are coming together which is miraculous considering all my financial issues the last 5 years.

Don't think so. Just what a bunch of people came up with to justify the loads of grant money they received for their research. If they stated we all evolve differently and at different stages of life, think they would get more grant money? Fear sells and a parent is an easy target. I was practically deaf until the age of 6. A couple surgeries later I had adequate hearing and was at the top of my class. Sure everybody else was deaf ???? but I did OK later in life. At minimum, I have never had desires to fornicated with a 4 legged critter.

Thanks but I was wondering if it could be done in 2 transfers. 63k and 10k for example. I have searched for hours for an answer with no luck. There has to be people that have two pensions sent to Thailand, Maybe not...

Alpicol on Lazada. Have mine for three years now running all the time and no issue. Also great for camping or Lotus trips. Set your own temp. It can be a fridge or a freezer. Uses about 260 watts a day when set to -6. Not bad. Run off 12v or 220v. https://www.lazada.co.th/tag/alpicool/?spm=a2o4m.order_list.search.d_go.5b0f61085AZ3cE&q=alpicool&catalog_redirect_tag=true

What about a hottie that digs you and loves sex? Hard to beat this trifecta with a random 1 nighter. Had this few times in my life. One dumped me eventually, one was bat sht crazy which became frightening, and I'm now, three years running, with the last I hope. Your mostly right though...

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Have a pension that equals 67k at todays exchange rate sent to Bangkok Bank. If the rate worsens and it is reduced to less than 65k, can I use a international wire transfer to make up the difference? E.g., pension 63k pension + 2k Wire

Visa free? 2000 baht in Chong Mek which is pricey for weekend trips.

Living in a big city is fun until it just becomes a routine. Having fun with beautiful women is intoxicating and the nightlife is exhilarating. It just became less fun as the years passed and became manic at times. Always chasing the next high becomes harder and harder. I was able to reach incredible highs only to be left trying to reach them again. Issan forces me to see the beaty in my surroundings without seeking the rush of a new exciting outcome that I did in big cities in Thailand. Thailand is a powerful drug and Issan is my in-country plush rehab facility that I may never leave.

I get what you're saying but in most cases I have a good idea of what to expect. As for Ubon, I was wrong and I'm cool with that. Still not Eden but not a bad place to spend a week or two exploring. I like Sisaket much more and try to stay there if I have more time to kill. I love the outdoors and where I live now on the Mekhong is beautiful. Bought a Kayaak last week and slingshot to discourage all the cats and dogs from invading our home. Interesting couple years here. Just have to think outside the box to find happiness.

I doubt most followed their wife and if they do, my guess is that it probably ends poorly. I lived in two cities in Issan the last 15 years and it was my idea. My situation seems to be the norm. You visit Issan with a girl and enjoy the experience and in both situations I introduced the idea of staying in Issan years after the initial visit. I completely get why most wouldn't dream of living in a small Issan town but many do. X-pats come to Thailand and settle down into a city because it is really the only option unless you speak Thai or somehow have a network in Issan. As time passes we meet women and X-pats that live in Issan and then we decide it might be a fun adventure. Nothing is permanent and easy to move out of Issan.

I was almost semi forced to stay there during Covid for a month. Escaped after 1 day to a small town on the Mekhong. Now I go into Ubon every few months for a day or two and I wonder why it was so dreadful that first visit. Wouldn't live there but it isn't the hellish place I thought. Some nice parks and good hotels on the edge of town.

Thanks and that is what I thought. I will have the 12 months of transfers for my November 2024 application and have already scheduled an auto monthly wire of ~65k on the 1st of each month.

Sorry for the misunderstanding - my bad. I was referring to my situation and not the OP's. I will be converting to the income method next year and if something goes wrong, was curious if I could do what the OP's friend is doing now by leaving the country and returning on a tourist visa and the changing to a Non-O. I'm in a semi unique situation because of a divorce 2018. The Ex got all three properties and a little money. I was left with enough money to make it comfortably I thought until my private retirement kicks in at 59 which is 2.5 years away. All cool after that. Hence my questions about the OP. Sorry again for the misunderstanding.

At Ubon Ratchathani . I read the topic header and was thinking that this would be a perfect solution if next year I ran into any issues when converting to the 65k income method. My post was pertaining to my situation and that is where I think the misunderstanding lies.

I'm sure you are both correct and I'm missing something. I know he entered on a tourist visa as I stated and now he wants to change to a Non-O as I stated. To make it simple - If I was denied an extension because of lack of seasoned funds, I could leave the country and return on a tourist visa. Apply for a change of visa and put 800k in the bank that day. I meet the requirements and I assume i would get the "new" Non O. Then in 90 days apply for an extension. I feel like a fool - what am I missing?

I stated just that. If denied, leave the country and return for a Non-O (not an extension). I even stated that you would lose your run of consecutive extensions which may be a problem in the future. I could have been more clear but that is what I stated. Seems too easy but I probably am missing an issue that complicates the process. BTW, thanks for all informative post in regards to Non-O requirements.

Hmmm, so if immigration denies your extension for whatever reason( 800k seasoning, etc), the simple fix is leave the country for a day and reenter on a tourist visa. As long as you have 800k available it seems impossible to not return to Thailand after a short border cross and meet the needs for a Non-0. As long as you're willing to lose the ongoing consecutive visa extensions which might become an issue in the future, then there seems to always be a solution if you have the 800k.

OK - thanks, time to make an immigration visit. It seems at bare minimum the 800k should be reduced to 400k because I'm not applying for a an extension based on bank balance. From reading other posts it does seem you're correct but my immigration seemed pretty lenient. Bank balance requirements weren't enforced other than needing 800k two months prior. At worse I get directions for next year's switch.

Thank- I forgot about the 12 month consecutive transfers. I guess you could transfer the money back to your home country and start the income method first month of your new method. Probably lose 1-2 baht on fees and exchange rate costs but make it up on interest earned in my home country's bank. Not big money but I have too much time to waste on a ~10,000 baht annual saving.

I'm in the same situation and plan on finally doing something this year. My plan is to run down the 1,000,000 I have now down to 400k and then start depositing 65k a month. Theoretically this should work and will run by immigration. If I run into difficulties, I'll move into one my GF condos in Pattaya and go the agent route. Currently in Ubon area and immigration seems to be very helpful so don't anticipate problems. My main issue is that running down the 1,000,000 to 400,000 might take 10 months because I now spend so little living Ubon. GF has her own money and home so I live very well off 50,000 a month here where my enjoyment revolves around activities the don't involve much money. Wonder if immigration might frown on switching to income at the tail end of a visa. So many get out jail options when it come to Thai retirement visas.