With Bangkok Bank, when the 1 year fixed deposit is finished, I had to make another 1 year fixed deposit and new bankbook.
Anyway I understand the procedure now.
Thank you.
It's not only Bangkok Bank that has caused a difficulty with not allowing joint accounts (that's why I'm transfering to a new bank), but my Australian bank was supposed to send our new credit cards 3 weeks ago but nothing arrived. I rang them and they said they didn't send them as they couldn't fit the Thai address in their computer format.
They never contacted me. Also they then froze my credit facility until we sign for the new cards.
I usually only use my credit card for airline and accommodation booking, but I like to have access to money if something goes wrong.
They're all the same now...money, money..money