blackcab
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Posts posted by blackcab
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That should make Thailand a hub of solar. When it's not sunny it's raining.
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Moved to the motoring forum.
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What makes me pause for thought is if an EV catches fire while parked in a condominium garage. In Bangkok it's normal for the first 7 floors of a modern condominium building to be used for parking spaces.
If an EV caught fire the building sprinkler system wouldn't extinguish the fire. The fire brigade couldn't get their trucks into the garage as the ceilings are too low, meaning they would have to use hoses installed in the building or run their own hoses. There is little chance of towing the burning vehicle out of the garage.
My concern is about structural damage to the condominium during a sustained fire. In a sustained fire the concrete and steel of the building can be damaged leading to risk of collapse.
With car insurance payouts in Thailand capped at a low level who would pay for all that potential damage?
If this becomes an issue in Europe/UK, etc then I can see additional fireproofing being required in multistorey and underground car parks.
This is not going to stop EVs, it's more a case of building regulations potentially changing to meet new requirements.
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Pillow.
Especially if you get out of bed very stiff and sore, and it gets better during the day, only to get worse the next morning.
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Chiang Mai today:
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This topic is closed.
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Use online banking. Withdraw and deposit cash from ATMs/CDMs. Hopefully that would be enough to hold you over for two weeks.
Just don't lose your phone while your passport is at the embassy.
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2 hours ago, scorecard said:I wonder if that clause is still in common use?
Banks are obliged to their shareholders to promote the success of the company.
Banks do not randomly decide to not recover money owed by debtors. As you know, they have whole departments dedicated to recovering their money or selling on the debt if they have no success.
If a bank can recover money easily and cheaply then that will be their first choice.
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2 hours ago, bigt3116 said:
Hardly relevant to the op's friend, he is on sick leave
It's completely relevant, because sick leave is not never-ending. There comes a time when it is reasonable for the employer to consider the employee can not perform their job any longer.
That exact time will vary depending on the employer and employee, but guidance should be sought from the Department of Labour Protection and Welfare.
Their reply will inform the OP of whether or not severance pay should be expected or not.
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I think you are looking in the wrong area. Consider the Labour Protection Act Section 119 (5):
The Employer is not required to pay severance pay to an employee whose employment has been terminated under any of the following conditions:
(5) neglecting his or her duty without justifiable reason for three consecutive working days regardless of whether there is a holiday in between or not.
The application of Labour Law to long term sickness is a complex area. In this instance I would contact the Department of Labour Protection and Welfare:
Telephone: 1506 Extension 3
Line: https://lin.ee/B61BIi4
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On 7/19/2023 at 6:34 AM, JeffersLos said:Couldn't he just say no, that he's got zero interest in the property or paying for it, and tell them to take the property and sell it?
He can say what he wants, but the bank will follow its procedures.
If the bank can not obtain payment for the mortgage eventually the property will be repossessed and sold.
The balance owed after any such action will still be owed jointly and severally.
At this point the bank can ask the Court for an attachment of earnings order against his wife, and seek out assets of the husband also.
The most obvious assets are condominium units, vehicles and cash held in bank accounts.
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6 hours ago, KannikaP said:
Called Toploader after a way of rolling joints.
My apologies to the OP for being off topic but this is a miniscule fact even less people know.
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3 hours ago, still kicking said:
Is that true or is she just talking nonsense.
Strictly, your wife is incorrect. You need to pay Social Fund contributions to receive medical benefits at hospital. Social Fund contributions are normally paid by those who work for an employer and have a work permit.
That being said maybe your local hospital is an outlier, and they offer the same benefits.
Either way your wife is thinking of you and has your best interests at heart, so I would be tempted to give it a try.
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Civil and Commercial Code Section 1476: You need the permission of your spouse to obtain a mortgage on immovable property.
Without a spousal signature the bank will not lend because the debt would be unenforceable.
However, now the gentleman in question has signed he is both jointly and severally liable for the debt as a result of Civil and Commercial Code Section 1490 (4).
This isn't because he is a guarantor, it is because he is a co-signer with his wife.
That being said he will only be in real trouble if he owns a condo unit in his own name, as that is an asset the bank can easily find if they need to.
He might also want to keep significant sums of money in a different bank to that which holds his wife's mortgage, as he may have signed a Right to Set Off. This means if his wife doesn't pay the mortgage the bank can deduct the money owed from any of his accounts with the same bank.
Not what you would want if you keep 800k set aside at the same bank for your retirement extension...
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10 hours ago, Jumbo1968 said:
...or concern yourself when the lines were last cleaned
Each supplier sends a technician once a week to clean the lines used by their beer. They bring the cleaning solution and a small pressure vessel with them.
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43 minutes ago, Liverpool Lou said:
...credit card also is acceptable, I believe
I'm sorry I can't help the OP, but I can confirm 7-Eleven accepts credit cards.
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1 hour ago, NoshowJones said:
Anyone got any ideas?
Try using a different browser.
Try temporarily disabling any software/extensions that blacklists websites while you click the newsletter link.
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I disagree with some of the above posters. Withholding tax absolutely is a tax paid by the OP, however it is collected and remitted to the Thai Revenue Department on his behalf by his bank.
Withholding tax is money that belongs to the OP. It is remitted to the Revenue Department who hold the money on account until the end of the tax year. At this point, if the OP submits a PND91 the withheld tax will be credited against tax the OP owes.
The issue with getting paper documentation of this from the Revenue Office is that his bank will submit a computerised ledger with all witholding tax amounts for all accounts, which runs into millions of lines of data. Further, the data will all be in Thai.
Would a statement be good enough? It will show INT interest paid, then the following line will be WHT withholding tax?
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What part of the Thailand are your condos in?
The first thing you will need is a strong contract with your agent, detailing who is responsible for what, and what/when the agent will get paid. You will also need a copy of their Thai ID card.
To manage your condos the agent will need signed letters of authority, and signed copies of your passport. They may also need signed copies of the blue house book and the title deed, depending on what you may ask them to do.
You will not need to get the documents notarised.
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@British Consular Team Thank you for the update.
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It's in between the Non O (Section L) and Non B (Section M).
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1 minute ago, Kenny202 said:
I guess though if you waiver the facial recognition you will be liable for any future <deleted> ups or loss of money
Probably.
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23 minutes ago, Kenny202 said:
She wont be able to do that now
She can make online transfers up to 200k in one day, so 4 transactions of 49.9k each.
She can also withdraw up to 50k from an ATM per day.
2 days and she will have the money as per your instructions. Quicker if she transacts the second day's withdrawals just after midnight.
Alternatively, next time you are in your SCB branch with your bank book and passport, you can request an exemption from facial recognition which will be confirmed to you by SMS after a couple of days.
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Moved to the Health and Medicine forum.
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Owning a business but not working in it.
in Jobs, Economy, Banking, Business, Investments
Posted
You do not need a work permit if you are a shareholder, which makes sense.
If I buy shares in Bangkok Bank, I wouldn't expect them to obtain a work permit for me.