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Posts posted by blackcab
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29 minutes ago, NanLaew said:
Maybe the Thai bank's collective photo requirement isn't meant to be a giant leap in online banking security but closes an online fraud channel that's unique to Thailand.
Taking a photo/video capture almost totally eliminates banks own customers successfully defrauding the bank and protects the bank as much as the customer.
This isn't a new principle. Decades ago banks had a similar problem with customers misremembering they used an ATM and disputing the withdrawal. That is why every ATM now has one or two cameras installed in them that can take photos or videos of every transaction and instantly upload the same for storage and retrieval on the bank's servers.
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On 6/20/2023 at 9:45 AM, brianthainess said:Utter nonsense you do NOT Get or can have an ATM card, with an SCB Easynet account or a standard bank book that can be updated via an ATM.
EasyNet is an electronic system accessible on the internet that allows people to access information about their bank accounts, and also to perform transactions. For lack of a better description, it is what most people would consider "online banking".
EasyNet is not an account. You cannot get an Easynet account. EasyNet is a way of accessing accounts that you already have. So, if you have an account with SCB, you can access is via EasyNet, in the same way that you can access the account by the SCB Easy mobile app or by telephone banking, or at an ATM.
On 6/20/2023 at 3:01 PM, brianthainess said:Well according to KhunBENQ you just use your ATM card, apparently He has one for SCB Easynet unlike anybody else.
Again, you are mistaking EasyNet as a type of account that you can access using an ATM card. In reality, as I have explained, EasyNet is a method of accessing your existing account.
I have accounts at SCB. I use EasyNet to check the balances of these accounts. I use the SCB Easy mobile app to perform transactions on my account. I have an ATM card for one of these accounts. I have bank books for all of these accounts.
Another way to explain it is that you can have an SCB account and not be registered for EasyNet, but you cannot be registered with EasyNet if you do not have an SBC account.
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3 hours ago, jaywalker2 said:
What about the ATM? Does that have limits?
I'm sorry but I don't know. I never use them for transfers.
Good question though.
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@kwilco Thank you for the reply. I was wondering about bore holes as each guest can use several hundred litres per day.
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How do hotels manage this? Do they have extra large water tanks that have enough storage for the period when there is no supply?
Otherwise I can see quite a few unhappy tourists who can't have a shower or flush their toilet.
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Rats and other infestations are absolutely the responsibility of the tenant, unless explicitly agreed otherwise in the lease.
You have 4 dogs. There is conflicting advice on this, but are the rats attracted to the dog's faeces? Some websites say rats are not attracted to dog faeces, while other websites say they are.
I don't know the answer, but if you have a patch of land with a concentration of faeces on it and the rats are attracted to it then you will keep getting more and more rats, no matter how many you catch.
Apologies if this doesn't apply to your circumstances.
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For anyone who doesn't get their facial recognition activated for transfers over 50,000 baht, you can always withdraw cash from your bank and deposit that cash at the beneficiary's bank.
The physical process will take longer than a transfer using your bank app but it is still a valid way to send money to a beneficiary.
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4 minutes ago, Celsius said:
My wife went to do a scan at Krungsri. They told her she does not need to do a face scan since her ID had a picture and they would just use this.
That's a sensible approach.
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3 minutes ago, KannikaP said:
Thais only or Falangs as well?
Everyone.
It's not mandatory if you don't want to electronically transfer over 50k at a time.
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Apparently these types of solar panels have previously had an issue which limits their operational lifetime.
Has that been fixed?
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The Bank of Thailand is making all Thai banks register their customers for facial recognition if they want to transfer over 50,000 baht.
In your situation your new passport and your need to transfer 300k happened to coincide.
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14 minutes ago, BritTim said:
To be honest, I think creating a fraudulent certified copy would be way easier than a fraudulent modern biometric passport.
I agree, it would be. However the certified copy often needs to be legalised at the Thai MFA, and it is here that the authenticity of the copy is checked.
A fraudulent certified copy will/should be discovered every time. This is because your embassy keeps a copy/scan of the document they produced for you, and the MFA sends a scan of the document you submit to them to your embassy for comparison and verification.
If the MFA and the embassy staff are doing their job correctly it's going to go wrong for the fraudster.
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13 minutes ago, KannikaP said:
But they gave you a Visa, let you into the country, gave you Extensions maybe, and some still want it Certifying. What circumstances warrant this Certifying please?
It's them what needs certifying. Crazy in my opinion.
Same as wanting it translating. John Smith is John Smith. The date is the same. What's Manchester translated into Thai?
You need to define "they". The Thai embassy in your country gave you a visa. This has nothing to do with an official in a District Office verifying the authenticity of your passport.
As an example, you need to provide a certified and legalised copy of your passport to get married or divorced in Thailand.
Both of these have serious implications for child custody and for your assets. For example, what if, unbeknownst to you, a Thai lady fraudulently married you, then claimed your estate upon your death?
For those with substantial assets it would be a nightmare.
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15 hours ago, KannikaP said:Isn't it crazy that some 'authorities' need a certified copy of the document you used to enter the country.
If you are at an IO and they want one, why is it not accepted if THEY copy the passport in their little Canon.
It's not crazy at all. Most Thai government officers are not experts in spotting fraudulent passports from every country in the world.
Some government functions have massive legal consequences, such as the registration of marriage and divorce.
District offices have been presented fraudulent documents many times.
To negate this certain functions require you to get your embassy to make a certified copy of your passport. If/when the document is legalised the Thai Ministry of Foreign Affairs verifies the document is genuine with your embassy.
The Thai MFA also affixes the document with a QR code. When scanned, the QR code takes you to a unique page on the MFA website which confirms the data on the scanned document.
In this way officers at other Thai government offices can be sure the passport they are being given is not a forgery.
It's time consuming and expensive but government officers want to be as certain as possible that they are not legitimising a scam.
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No, the British embassy certifies just the bio page of your passport.
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1 hour ago, Delight said:
I have no idea about category of the deed
This is imperative to understand. You could be paying money for something that shouldn't even be sold.
1 hour ago, Delight said:Access vis small side road
As noted above, who owns the side road? Does the property you are looking at benefit from an easement across the neighbour's land legally guaranteeing you access by foot and vehicle?
Is there an easement that allows you to pass electric cables from the main road to the piece of land you are interested in?
If not, the price needs to reflect this.
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1 hour ago, fredwiggy said:I'm more asking about if she needs a visa to travel to a country which actually shes a citizen of.
No.
In fact a visa would not be knowingly granted to a citizen. This is because a visa limits the duration of stay, and a citizen's stay in their country cannot be limited.
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It depends on many factors:
Location of land
Shape of land
How accessible is the land
What was the land used for previously
Does the land have any buildings with a blue book
Category of title deed
Are water and electric already installed
If not, does an existing PEA electric supply run past the land
What prices have been paid for similar land
How motivated is the seller
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An off topic post and a reply to it have been removed.
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Check that the chanote you are looking at matches the land you want to buy.
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4 hours ago, FriendlyFarang said:
According to the owner there is a water pipe at the plot. I didn't see it yet, but might be buried under some dirt, I might have to bring a shovel to confirm this.
What you also need to find is the water meter.
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How does that work with a self driving car?
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If you buy from Amorn then they offer a service where they will apply for the NTSC license for you. You pay them the license fee and an agency fee, sign a few documents and give them about a month or so.
Two years ago the NTSC charged 500 baht plus vat per license. Each transceiver needs it's own license.
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Moved to the Banking forum.
SCB ending SCB Easy Net internet banking.
in Jobs, Economy, Banking, Business, Investments
Posted
Don't take this personally, as I'm not saying this to offend you.
The picture you posted is for an EZ Savings Account. We are discussing EasyNet. They are different things.
This is what you have:
https://www.scb.co.th/en/personal-banking/deposits/savings-account/easy-saving-account.html
This is what we are discussing:
https://www.scbeasy.com/v1.4/site/presignon/index.asp
You are correct that an SCB EZ Savings Account does not have a bank book or an ATM card, however the type of account you have is not what this topic is about.
We are discussing the discontinuation of SCB EasyNet.
Thanks.