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4MyEgo

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Everything posted by 4MyEgo

  1. Where is Anutin in this ? Won't be long.....LoL.
  2. Heart attack more than likely the case IMO, they don't discriminate, I have know guys from as young as 33 hit the tarmac and not recover. There is a saying, i.e. if you make it past 50, you're in a better age bracket for surviving when it comes to heart attacks, but don't quote me on that. Travel insurance, people, travel insurance, it places less of a burden on families, and no need for them needing to GoFundMe. I know lots of guys that travel here that don't take travel insurance out, which to me is just outright selfish. RIP
  3. https://pubmed.ncbi.nlm.nih.gov/26894266/ Don't be lazy now !
  4. What a welcoming society, one walks away as to not engage in a fight and fatso attacks from behind, won't mention he is twice shim's size, later dragging shim along the filthy road by the hair, and what came of all of this, absolutely nothing, fatso is still fatso, and an angry ugly shim IMO. Loser...
  5. Yep, cheapest of cheapest, either palm oils or other. Great for your liver NOT. Don't eat out often as you don't know what you are really getting, Thai food is not that healthy. I believe 1 in 10 Thai's have Diabetes from poor diets. Home cooked meals are the best, at least you know what your eating and what you are putting in your food. When's the last time you did a blood test on your Cholesterol & Glucose ?
  6. It's an unfortunate realisation as we get older, our policies increase exponentially, been there done that. I was insured for 4 years here, with a pre-existing condition, I went through AA Insurance Brokers after not being able to find an insurer to cover my pre-existing condition for the 1st two years that I was here. AA Insurance Brokers found me an insurer who gave me an option to pay extra for the pre-existing condition and every year my insurance went up, including entering into another age bracket (59-64), back then 3 years ago when I was still insured, now I self insure. My policy started off at around 70k baht per year, then hit 150k baht per year after 4 years, the last increase was two fold, i.e. entering the new age bracket and of course the insurer changed underwriters, just my luck. I am similar in age to you and consider myself to be more than average in health, regardless of my pre-existing condition which hasn't given me any issues since it came to light in 2008. As mentioned above, I self insure now, and feel comfortable that while I continue to exercise, eat a healthy diet and drink in moderation, things should be fine, that and I do add 250,000 baht to my self insure account annually and I do have enough to back me up in an emergency. It's up to each individual to sort out which way they are comfortable, i.e. Insure or self insure, for me, I saw no reason to continue in this one size fits all health insurance industry rip off in my opinion, e.g. continuous increase, especially when no claims have been made, just because of age, hmmm, never heard of a 90 year old + guy remaining healthy, so everyone pay through the nose. If you are not in a situation to self insure and are looking for a broker, AA Insurance Brokers I would highly recommend as they can find a suitable insurer for you, but from what I have heard Thai insurers are the worst. Good Luck
  7. Just remember, farangs are easy targets for extracting $'s. That said a lot of Thai's don't have licenses and can palm the hands of the cops, couple of hundred baht here or there, but farangs, depends on the situation or how severe it can be, Not wanting to go to the extreme, but lets say your driving along and some half wit drunk decides he wants to fall over in front of your car from the kerb, instant death, how much are you prepared to cough up without any insurance. Renewing your drivers license shouldn't be too difficult, same for getting insurance. It's all about risk, I avoid risk as much as possible, and if it comes my way, I am prepared to say, here is my valid license and here is my valid insurance, take it or leave it or see you in court, but no extraction of $'s from me, the insurance company can deal with that. Good luck.
  8. Well good for you, I would suggest that it all depends where you want to live and, you have chosen to live in a condo building with others, which is near the beach, as opposed to a rural Issan village, nothing wrong with either, just depends on your preferences. You might enjoy having people living above you, or below you and or to your side in your condo, you may also like living in built up areas, whereas I don't. It's a matter of choice, for me, I can't live in a condo, a villa or a townhouse, nor can I live with neighbor's to close to me, i.e. I don't have neighbors to either side for at least 50 metres, no neighbors behind me or across the road, it's very private and quiet and, I don't want to see people unless I want to, i.e. when I feel like socialising, or when I go shopping, call me a hermit if you like, but that is my preference, and I have lived in condo's, villa's and townhouses, they are not for me, hence the reason I decided for rural living, regardless if I don't own it or rent it or whatever. Rural living is for people who don't want to live in built up areas, and built up areas are for those who want to live in built up areas, simple really, I do believe you said, location, location, that would mean rural for me and built up for you. No risk, so don't try to suggest that there is, as stated before, I invested what I am prepared to lose. You obviously didn't get what I was saying, so I am not going to try to explain it again to you because I know you are the type that just doesn't get it. Whatever you think. No idea what you are on about, what caveat and on what property, don't bother, it's trivial coming from you. I would hate to live in your delusional world. Time for me to move on and find that ignore user button once again as too much time wasted again with you, go find someone else to annoy as I know you get off on that.
  9. Installed after the build. Yes, but you have to find the ones suitable for your roof, we have them on both metal (outdoor roof) and the main tile roof, it just depends on the type of tile you have. I know they make them for the metal roofs and the long Thai style tiles which are about 1.2 metres long, e.g. the mold is are either flat for metal roofs or the same style as the Thai style roofs.
  10. I haven't really noticed when they spin, albeit it I just walked outside, looked at all the trees and bushes that surround out place and there was no movement, so I would assume there is no wind, but the whirly birds are spinning. I have on occasion noticed them not spinning, but I would assume that they spin more often than not as the hot air within the roof space needs to escape and would find it's self to the whirly birds and perhaps make it spin, not sure on that, however they are very effective in my opinion and a small outlay considering the biggest expense is the thermal reflective sissolation and the batts.
  11. The shame is all yours, as you never admitted you were wrong, because of your ego. Everyone agrees with my interpretation except you. Been quiet lately because I have been away enjoying the coast with my lovely wife, no embarrassment here, I cross my T's and dot my i's. Your are absolutely no fun at all.
  12. I enjoy the comforts of the house that I had built on my wife's land for us to enjoy, I also purchased the land for her, we have lived in her house for about a decade now. I knew exactly what I was getting into, you see, here I own nothing, but had I done this back in my home country, she would be entitled to at least 50%, that's 50% of what it would cost me to build back there, e.g. $1,000,000, then there's the land, another $1,500,000, so here, she gets the 100%, the house which costs me 2,000,000 baht, the land 120,000 baht back in the day, and the car 800,000 baht, which I could have put in my name because I have a yellow book, but why bother, it's all chumps change. So I think I have done very well considering. Tomorrow if needed, I could walk away easily, you see I only invest as much as I am prepared to lose, plan B will lead me to 90% of my assets which are overseas. If I ever did leave my wife, which will never happen, or visa a versa, I will feel more than comfortable knowing I left her something, and would also continue to support her financially, you see there is this thing called love, and unfortunately most people just go on in life not finding it, they think they had it, but it all went south because they never had it, it's a bit like those people that don't admit that they are wrong, they never learn.
  13. No not solar whirly birds, just your standard big bearing whirly birds, around 1,500 baht each, builder installed them.
  14. Most foreigners that I have spoken to don't bother with insulation, let alone sissolation, and their reason being, it costs money and they are better off with the air conditioner going all day and night. Now who would I be to try and educate the uneducated, so to speak. You are correct when you say it is very unusual, however as I mentioned, it is not only the sissolation and insulation that gets rid of the heat load, you also have to have whirly birds, vented eaves and those saloon style looking slated door vents on a gable roof, mine having an attic clearance of 5 metres at its peak, also I didn't mention, we have high ceilings, i.e. 3.3 metres, which also helps.
  15. It's a crime because the authorities might see it as shameful, get them out of societies way, you know the society that failed them, alcoholics, drug addicts, and the homeless ones on the streets, can't have that, move along nothing to see here. Giving to a beggar is a choice, I give when I see it fit, because I have a choice, when and if, your luck is down and out, I do hope someone does give to you, because being a hard a$$ to me serves no purpose in life, but each to their own, like I said, it's a choice. I also don't judge as it's not my place.
  16. The heat is in the attic/roof space, it doesn't come through the insulation batts and insulation blanket, the whirly birds do a great job extracting the heat from the attic/roof space and if you have a gable roof, having those saloon door style vents assists in allowing the air to move around, therefore creating a sort of vacuum for the air to get sucked up and out of the whirly birds. I am not here to convince you, suffice to say if I stick my head up into the manhole, I can feel the air moving at a pace and I can see the whirly birds spinning. Someone once said to me, but you need wind to move the whirly birds to which I replied, mine spin 24/7, no need for wind, as long as there is hot air in my attic/roof space, they spin. You say, the metal roof doesn't heat up as fast as the concrete tiles, or doesn't hold the heat for as long as the concrete tile does, to me it doesn't matter, when I tested all 3, the concrete tiles took the longest, I didn't test if it would hold the heat for longer, I was looking for something to take longer for the heat to penetrate, couple that with thermal reflective sissolation, insulation batts, whirly birds, vented eaves and those saloon style door slates, the hot air is being removed from the attic/roof space and I don't get the sound of rain coming into the house, let alone know when it's raining because we here nothing having concrete tiles. At the end of the day, everyone researches things according to what they want, that said, we are very comfortable and glad we went the way I decided to go, and if you asked me if I would replace the concrete tiles with metal sheeting tomorrow if needed, my answer would be no, because the rain noise issue was looked into as well when I was looking into the roof tiles.
  17. So what you are saying is that a metal roof with insulation will not heat up the interior at any greater speed than that of a concrete tiled roof. If it has a gable roof I will agree as it will have enough clearance in the attic for the hot air to be circulated, that said, I would assume that the noise from the rain would be noticeable at times, vs nil from the concrete tile on a gable roof. https://www.linkedin.com/pulse/metal-vs-tile-what-better-roof-choice-cunmac-vietnam#:~:text=Both metal and concrete roof,has evolved through the years.
  18. Begging to buy drugs is better than committing crimes to buy drugs, IMO.
  19. Not heavy if you have a steel roof.
  20. Your entitled to your opinion. I am not going to argue with people who think differently, fact of the matter is, as stated in my original post reply, 1 to 5 works fine for us and our place. You believe what you like, that said once the air cons kick in at 2pm on 40 + degree temps for a few hours, then turned off, the house remains cool until we go to bed around 10pm, and we usually turn on the air cons on at around 9.30pm in each room that we sleep in and turn them off at 10pm, whereby a floor fan takes over in each room till we awake, so your theory of our house being nice and toasty throughout the night is incorrect, suffice to say you come to your conclusion without knowing how our house is designed and if sun hits any of our cement rendered brick walls. Sometimes it's best not to assume, as I mentioned, I studied roofing for years, not to mention which way our house was going to face, what construction materials we were going to use, what side of the house our bedrooms, living rooms, kitchen were going to be on and how they were going to be shaded from the sun. The roof design, cement tiles, sissolation, insulation batts, whirly birds, cross ventilation, and eaves were the easiest part as was parting with the 10% of what it would have cost me to do back in the old country. It helps when you lived in a similar climate, and have an understanding of buildings, construction materials and designs, like I said, having I studying roofing before I went down the path I did and if anyone has a different way to reduce the heat in their roof space, then hats off to them, but I doubt it, and your statement that metal roofs are better than cement roofs just goes to show you have no idea what you are talking about IMO. At the end of it all, if your house is cool without you having to put the air conditioner on in 40 + degree temperatures till after 2pm, you win....lol .
  21. I actually tested how long it took for the heat to penetrate the cement tiles vs the Thai conventional fibro tiles and metal deck sheeting, cement tiles took the longest. I don't know how you believe it to be any different, nothing to do with weight or heaviness, it's to do with the thickness of the tile and what it's made of.
  22. Not if you have a steel roof frame, only way to go, plus no termite problems, ever.
  23. The thickness of the cement tiles on a gable roof (height in attic/ceiling) assists in reducing the heat penetration into that space, coupled together with the thermal reflective sissolation under the roof tiles, plus R38 insulation ceiling batts will reduce the heat further coming through till at least 2pm, plus the whirly birds to suck any excess heat trapped in the attic/ceiling during the 40 degree temps is the only way to go in my opinion, proof in the pudding so to speak. Just ask yourself what time you put on the air conditioner in these 40 + temps, as mentioned, ours goes on at 2pm, one at the front of the house and one at the back of the house, floor ceiling fan at each end of the house in front of the air conditioners to help push the cool air to both ends of the house which is about 30 metres long.
  24. Whatever you try will be money washed down the drain, but as they say in Thailand, "up to you". I studied roofing for years and the only way your going to reduce heat penetrating below your roof is to: 1. Put in a gable style roof 2. Put cement tiles on 3. Put in Thermal reflective sissolation under the tiles 4. Put in a gyprock ceiling with insulation batts above the gyprock ceiling. 5. Put in a couple of whirly birds We have an external area of 80m2 with an iron roof above and a gyprock ceiling, it has two big whirly birds on the roof which extracts the heat already below it, i.e. it's an open area. I know that if I put insulation batts above the gyprock ceiling, it would reduce the heat from above, however as we never use the area apart from drying clothes, it would have been a waste of money, however the house has 1 to 5 above and remains cool throughout the day, with the air conditioner turned on at about 2 pm on days that hit 40 degree or thereabout. Trying to combat the heat on the cheap here is like trying to live here without an air conditioner. Best of luck anyways.
  25. Something you have fail at miserably, your personal insults will refrain me from contributing further because I remember clearly, one can't move forward in a discussion with you, because you go around in delusional circles, cheerio.
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