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digbeth

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Posts posted by digbeth

  1. even amongst thais, the discussion is that while Thais individually might be gifted enough to compete at the top levels in their sport, see tennis, golf, snooker it comes apart at team sports where they just don't have the discipline or the teamwork,

     

    Even football where there might be a few Thai players in european and japanese leagues, together in a national team they fall apart 

    The top teams in Thai league alone has to supplement their rank with foreign players 

  2. one aspect with the recent price drop is insurance, if you drove home weeks or months before the big discount, your insured value is still the original price what happens if you have a total loss accident after the price drop? the cost of replacement could be less than the insured payout

    • Like 2
  3. 44 minutes ago, motdaeng said:

     

    to reduce prices like this is not the wisest move from byd. i understand why customers are upset.

     

    some thoughts:

    the current situation in the car industry is unprecedented. it affects not only electric vehicles but also ice vehicles. prices for new and used cars are falling. byd entered thailand as one of the first car companies to offer good bev cars at a decent price. but now, there are a few other players in the same category, so byd reacted by reducing prices. byd now also has a factory in thailand, and in the next few months, they will bring new models to the thai market. another reason for the price reduction is that the cost of batteries is still falling, as predicted!

     

    the price reduction (or price war) has many reasons, but i still think byd went one step too far. they could have done it better, not so aggressively.

     

    Price reduction existed for a long time, but with ICE and legacy manufacturers in Thailand, it's usually done and delivered to customers in a more opaque way... say the list price is still 1.2 million but the sales girls are being nice and gave you 100,000baht discounts after haggling with 'freebies' like ting films, maybe if you didn't ask for discounts you don't get any

     

    What the Chinse EV and Teslas has introduce is the 'one price' concepts for all dealers, we see this since GWM Havel and Ora dealers fail to keep sales staff as they feel they have less to work with under the one price policy and eventually the dealership closes

     

    Keeping the list price the same while offering the later customers more discounts could appease the existing customer who feel they've been short changed of course, but shifting units with new customers are more important 

     

    maybe the chinese have to adopt the direct from manufacturer model of selling the cars from the corporate themselves like tesla 

    • Thumbs Up 1
  4. what's exactly will you be creating that requires a use of a proper computer as oppose to a tablet like an ipad where you can lounge around and read as opposed to sitting up on a desk

     

    if you write memoirs or edit photos or enjoy tinkering away on the computer sure, 

    I still build my own PC with multiple monitors and prefer them to phone screens. Compared to the newer generation that can do everything on their phones, I realize I could be seen like my parents' generation, who need everything printed out on paper to read.

    • Like 1
  5. ฺIt used to be that upcountry is 1669 but in Bangkok there's also 1646, which is run by Bangkok City Administration, 

    but from what I've seen BMA hospital. some are quite nice and new are a lot less equipped and staffed than proper government hospital 

     

    I'm sure the ambulance can deliver patient to the closest even private hospital as that's the law but for a foreigner? 

  6. I don't seem to see local government hospital having large fleet of ambulance, so calling the local hospital might not be a good idea, whereas 1669 can also dispatch the emergency rescue services (foundations) as well, plus I'd hope that the 1669 call center might be better manned than the hospital's front desk

     

    I've seem to read somewhere that 1669 call centre are volunteer from the mobile phone operators, so they might be able to communicate in English

    • Thanks 1
  7. On 6/21/2024 at 7:06 AM, Peterw42 said:

    Also, you may want to think about who will be the new housemaster, as it cant be you

     

    it can be blank, 

     

    usually there must be destination to move the person to move to, easiest is that they move themselves to the new place and the amphur only need to update the original book to state that the moved out, house no longer has house master

     

    but it can also be done from your side, stating that the actual owner kicked them out, providing the destination housebook to have them moved to, or in extreme case move them to central registry eg. declaring them essentially homeless which will be great inconvenience for the person as they won't be able to get lots of things done until they're moved in to somewhere proper

    • Like 1
  8. 47 minutes ago, khlongtoey said:

    I have 2 accounts, one has no ATM , but seems trivial to just connect to the one the Does have ATM, then move money from the one that doesn't??!  On the website I *do see something in My Settings that says "remove own accounts from ibanking" might that be it?

     

    you can transfer between each account, on the ATM will only be possible from the account with the card, using destination account number

     

    if you've successfully added both accounts to your online login you can use the website/phone app to transfer between each other 

  9. 31 minutes ago, Pib said:

     

    There will be a battery depreciation schedule for the battery under the new rule....however, the insurance company is suppose to also offer a rider (i.e., pay an extra premium) to where the owner can still continue to ensure for 100%.

     

    https://insightplus.bakermckenzie.com/bm/financial-institutions_1/thailand-first-official-battery-electric-vehicles-insurance-policy

     

     

    I  hope they base the depreciation off the initial value and not market price at time of replacement 

  10. On 7/1/2024 at 8:26 AM, motdaeng said:

    according to this youtube video, zeekr will start selling cars on september 11, 2024.

    the company's aim is to sell about 500 cars per month. in my opinion, that is just too optimistic!

    i wonder where they will open branches ... only in bangkok or ...

     

    i love the zeekr 001, one of the best looking ev car. at the motor show, i was impressed with the zeekr 007.

    unfortunately, both models are not right-hand drive at the moment.

     

     

     

    Took the missus to see the Volvo EX30 in emsphere shopping mall, Zeekr X happens to be across the isle, the sales guys not very attentive, understandably it's not for sale yet and no information on price available, even at substantial discount over the equivalent volvo model and more premium materials it's a hard sell on the name alone

  11. 12 hours ago, Pib said:

    Well, actually the Bangkok Post article helped to clear things up somewhat and Tokio Marine tried to clarify things.    Basically Tokio Marince is saying new and renewal policies will be subject to the new EV insurance polices the Thai govt approved effective 1 July 2024 (or maybe it was 1 June) where rates will be based on driving records vs just a standard rate of a good driver, drivers "must" be be named on the policy (up to 5 drivers), driving records of those named driver can affect rates, etc.  Just stricter rules comparied to govt rules regarding ICEV vehicle policies.   

     

    Yes, all Thai insurance companies will adjust their EV policies to the new Thai govt rules....and actually the new rules give insurance more lattide in how they can write vehicle policies for EV.   No doubt in my mind EV policy rates will go up somewhat with the Thai govt's blessing.  It really gives insurance companies the government go-ahead/blessig to institute some changes in vehicle insurance coverage and rates that insurance companies have long lobbied for.

     

    And in some earlier articles/crossfeed on the subject of EV policies changes it was said some of these EV policy changes (like the requirement to name all drivers on a policy) may find their way into ICEV policies in the near future because you know companies love to raise policy rates whenever they get the chance. 

     

    I thought with the new rules, the newer policy without comprehensive cover on the battery would be offered for less premiums, and the full comprehensive cover would still be available, but looks like many insurers are steering people towards the new style policy with gradual decrease in battery coverage for the age 

  12. citi bank, up until a few years ago used to be good for service, you get semi-private banking from as low of a deposit as 1 million, some even manage to get in for 100,000 baht, 

    snag is only a few branch but the one in Asok is usually good and not crowded, 

     

    you have to have much more deposit to get similar service with Bangkok Bank where you get to conduct your business at the Manager's office or the customer service desk rather than mixing in the queue

  13. if you have multiple Citi now UOB cards,  you'll be in for another pain, when you pay your credit card bills, they'll distribute the amount to each cards according to their convoluted logic that lead to one card being overpaid and interest accruing on the other

     

    Since May where the takeover went full-swing lots of citi customers are ringing them non-stop, only way to correctly pay is via the branch

    or the app, which is only available to those that can open an account with them

  14. 5 hours ago, Crossy said:

    ...

     

    I've also heard (not officially confirmed) that you can only get a TOU meter if you have an EV or solar.

    ...

     

    That would explain why so many were simply refused like facing a brick wall after being refused the 2nd meter, they weren't even offered to switch over the whole house to TOU at all, but the physical meter shortage often heard might also explain this

    • Like 1
  15. A lot of report in Thai EV groups is that they're no longer giving out TOU meters as a separate 2nd meter for EV charging only which was previously available to PEA areas whereas for MEA, you'd have to switch the whole house to TOU tariff if you want 2nd meter to be TOU for charging your cars

     

    I didn't think many would bother setting up transfer switch to sneak tou off peak rate on the main house while switching back to the normal non-tou meter during the peak hours, well not enough to be a problem but here we are

    • Like 1
  16. even for social security (Thai with jobs) the dental cover is limited, approved treatments are: cleaning, tooth filling, tooth extraction, and wisdom tooth extraction/surgery and limited to 900.-baht per year

     

    I'd think for the universal /30 baht scheme it'd be a lot less 

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