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digbeth

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Posts posted by digbeth

  1. 2 hours ago, MangoKorat said:

    ...

    I just don't see the point of all these electronic wallets etc. Surely all it does is complicate things and make it more difficult to keep track of things?  Surely you have to have a bank account in order to load money on to those wallets?  I'm struggling to see the benefits.

     

     

    Google Pay/Wallet and Apple Pay is just a way to have your phone act as credit card, it's easier for people that has their phones about them can tap their phone to pay instead of pulling out cards from a wallet, some even leave their cards at home

     

    You'd need a passcode or biometric like fingerprint to unlock the phone in order to use, unlike physical cards where if you tap the contactless below certain value it just approves without need for PIN

     

    Google Pay/Wallet also shows the detail of what you spent and where in the app which might be easier to keep track of than going through paper statements or via the Bank's App

     

    You're correct in that there is no benefits to load money into other electronic wallet if you already has bank accounts and credit/debit cards

     wallets like Truemoney is more for people without access to Banking like kids, they can receive money from friends online and top up their wallet in cash at 7-11s to buy things or pay for games and stuff online service without needing bank accounts or credit cards

     

    With the advent of Promptpay you can already use Thai bank accounts to send and receive money to other people with no fee, but this wasn't always the case, TrueMoney wallet has been around for decade now and was at one time popular with certain audience.

    • Like 1
  2. if it's a ticket for not having the car tax, keep that up for three years and you officially don't have to pay anymore as the car will be 'off the road' essentially unregistered

     

    for those that say they're able to renew their tax with outstanding tickets in the past, the linking system were fully operational at the start of this year, what you experienced before is no longer true, try taxing your car this year 

    • Haha 1
  3. 10 hours ago, george said:

     

    I doubt 7-eleven accept Google Wallet.

     

    And vendors who accept Mastercard also accept VISA cards, as it's included in their banks merchant account.

     

    They don't have to, it works just like most emv cards, just ask to pay by credit card, and tap the phone to the edc

     

    in 7-11s with multiple cashier, there are 'normal' credit card edc machine usually silver ones, but in bigger 7-11 I noticed there are like 2 'normal' one and one black one that says mastercard only for that particular till, maybe they're trialing cheaper merchant rate to be mastercard only. In big place like homepro you can see multiple edcs from multiple banks as they try to juggle to get the best deal 

    • Like 1
  4. 2 minutes ago, scubascuba3 said:

    Google wallet? where?

     

    In Bangkok, many times, but note in some branch only a few machine/till are mastercard only, whereas regular machine are visa/mastercard+others  even before they put the minimum back up to 300 baht back in the middle of last year

    only time I find it didn't work is with some supermarket edc where it must be linked to the cash register and the underground trains 

  5. 21 minutes ago, OneMoreFarang said:

    How does that work? 

     

    as you press the gear lever down between gears, the clutch is engaged, if you pull out your foot halfway, you can vary the amount of clutch that's engaged, the gear lever on these 'honda wave-type underbones' are both ways as they're designed to be able to be pressed down with sandal  

     

    • Like 1
  6. I used to hate small scooters, small unstable wheels, the belt drive needs cleaning and adjusting as much as chains, had a few from Honda Clicks to Yamaha Fino, always prefer my proper big bike (Kawasaki Ninja) over them any time of the day.... but then I discovered Honda Waves... the bigger wheels are perfect for Thai roads, handle bars narrow enough to squeeze through Bangkok traffic engine and drivetrain takes abuses fine, any shop can fix easily, even for hilly riding you can feather the clutch with your heels to engine brake

    • Like 1
  7. 37 minutes ago, it is what it is said:

    Every April in Thailand young men take part in a lottery to determine whether they will be forced to do military service. Pull out a red card and you are drafted for up to two years. A black card means you are exempt.

     

    only those who haven't had the foresight to do the boy scout/cadet training thing while at school. very easy to avoid military service, no need to get involved in the lottery.

     

    You think temple school in Nakhon Nowhere has access to the cadet program? or the parents can afford the uniforms?

    • Thanks 1
    • Agree 1
  8. On 4/20/2024 at 10:36 AM, Stevey said:

    ...

    “I don't think they go this far with foreigners yet, ...

     

     

    Imagine what they could do if they got a hold of immigration data, say after lodging your annual extension you got a call

  9. Going back to Australia, in cities you notice horns for what we who are accustomed to in Thailand, to be inane reason to reach for the horn, like the light turn green half a second ago? honk, cars making a u-turn in front, horn, like we both can reach for the brakes, dinging each other and spending 20 minutes exchanging insurance information is not worth it even if you're in the right. 

    • Like 1
    • Haha 1
  10. 8 hours ago, AreYouGerman said:

     

    So, she didn't add their line ID and then got hacked. She actively downloaded and installed and clicked the button "This file can harm your phone".

     

    You are so clueless about things, it's hilarious. "Don't give anyone your phone number, you will get hacked' - wahahaha. The problem always sits in front of the display. Better log off, buddy if you're that clueless.

     

    Good idea to have the banking app's PIN they ask when transferring money and such not be the same PIN as your phone unlock code, otherwise if they had remote access to your phone, they could throw up fake lockscreen while queuing up transfers in the background, the moment you try to unlock your phone, poof goes your money.

     

    Although most Thai banking app seem to be pretty vigilant on not running on the same phone with anything suspicious like screen sharing/remote access now, the scammer could be really advance and use undetectable method

    • Agree 1
  11. 1 hour ago, Yellowtail said:

     

    For this to make sense, it would require that your face be scanned and matched to scan the bank has on record to complete a transfer, and I do not believe that is the case, if it were, one would only be able to complete a transfer on a device that had a facial recognition system. 

     

    I think it may be for identifying people with multiple accounts under different names. 

     

    Some banks require initial facial recognition to be at the branch or ATM,

    It is mostly to deter mule accounts where some poor folks open an account and sell to scammers for 500-1000 baht, and scammers use it to receive money via phone scams or online gambling,

    the facial recognition just makes it more difficult to transfer out to other accounts in bulk,  these accounts get shut down often as victims report them.

    If the app lets the user do the initial scan themselves there's no protection against the scammer in control of the accounts scanning their own face instead of the account holder's name on the book, unless the banks has access to the Thai ID database they can compare against

     

    It also protects in case of compromised phone to prevent hackers from emptying accounts

  12. 25 minutes ago, charleskerins said:

    Planning on switching out 12,000 BTU to 18,000 BTU   there is 30 amp box dedicated to the 12,000 BTU.  My Thai friend wants to install the old 12,000 BTU in the back of the rental    I said I don't think you have enough electric power   

     "Listen to me darling we have plenty (electricity )  I know   . 14 M's           WTH is a M?    TIA

     

    Probbaly amps, best to look at your meter to be sure

  13. Looking through the news there were article about storms blowing house away earlier this month, but not this week

     

    what's funny is that there's a lightning strike yesterday that kills 6 buffaloes... actual news that gonna be hard to explain if that family's ever got a sponsor down in Pattaya 

  14. while you can switch passport in the air or airport border, can you do at land border? does Thai immigration expect to see Lao or Cambodian exit stamp for the same day coming in on the same passport? 

    if yes those with multiple nationalities can double their stay in Thailand without appearing to have 'stayed' in the country that much, or will the system flag up the date of birth and name? if you could change your name in one country enough would they still notice? 

  15. 3 hours ago, NativeBob said:

    Thanks! That confused me long time. I mean I know people with dual and even triple citizenship but how do they cross borders - that was a question.

     

    Leaving the country's gonna be a problem if you switch passport and they have no record of how your identity in the other passport got in

    • Agree 1
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