Chivas

Got it in one ! Afraid I have zero sympathy

No it doesnt show as international with SCB

Ignore the fee its all about what lands in your account Bear in mind Wise use full interbank rate whereas as an example if you used a British bank like HSBC which used to be £4 the monies land in your Thai account at Telegraphic Transfer landing rates much less than interbank plus a landing fee No landing fee with Wise either Wise via app or desktop show you the competitors landing amounts....occasionally Wise are not top but invariably its very small difference

lol banks in Thailand operate 24/7 as regards online payments/transfers as they do in all 1st world countries I have used Wise every single day on a 7 day week plus bank holidays and makes absolutely no difference Since I've beem monitoring it 24 of the last 25 transfers landed in 4-5 seconds or less and the odd one was 2 hours For reference I use simple bank transfer method to Wise...No debit cards no credit cards no monies sitting on Wise account Royal Bank of Scotland to Wise to SCB On the wise app (or desktop) I never even get the chance to click on their icon "I've sent my monies" because SCB pings with monies landing before I even get a chance to

....and there is a prime example Some people cant help themselves

These flights have been absolutely rammed every time wheels up It doesnt surprise me I was lucky enough for many years to be able to obtain ID90 staff discount tickets on BA care of my brother to Bangkok Treated like a king in Economy ....I've never understood the angst against our national carrier Somehow a complete internet myth this last 25 years that BA are crap has somehow turned into an internet fact instead

Into 33rd year of visiting (around 170 trips) only once have customs stopped me coming out of arrival hall I was so astonished I said what me lol It was completely random Put main bag through scanner though needn't have bothered as the guy viewing the screen was clearly asleep I do bring in 2 months of Tramadol supply which is the most GP will issue at one time in the UK....when I need more I just buy OTC

Yesterday I got on the Baht Bus at junction of South Pattaya rd heading towards Jomtien About 200m up the road was massive police presence (and I mean massive at least 20 of them) pulling bikes left right and centre.....4 pick up trucks were loaded with bikes just rammed inside No idea if from noise or untaxed uninsured or what but never seen anything like it

The basics of life in Thailand remain very cheap. My Jomtien Condo at current exchange rates is around £230 a month Electric runs around £30 and water bill just paid was less than £3 If I had an identical set up in my home city (which is on the coast) the apartment would be £900+ a month absolute minimum Electric around £60 and water around £30....then you have council tax etc Inflation seems to hardly exist.....in the 7/11 I always buy one of the branded sun lotions. 32 years ago it was 195 Baht...today its still only 235 baht

They are very good...I approached them via messenger back in March and a British guy (I wont say his name) laid out the procedure for the retirement option clearly and concisely and costs involved Out of interest I approached this Maneerat literally last month over sorting a 30 day extension. It was like pulling teeth getting the pretty basic info that I wanted having never done it before I wont be contacting them again albeit I acknowledge they are popular

Thanks.....I'll find it. I know its between Soi7 and Soi Welcome as thats where I got baht bus between. Wasnt sure if I had imagined it originally going past it ! I actually asked the question in Jomtien FB group but didnt seem to get published for some reason

Whereabouts is it the SCB on Jomtien beach rd ?? Nearest Soi ??

I'm purely interested in the dividend itself currently 10.71% My capital balance is higher than invested and its its been around since 1930......not a chance in hell that I'd run out of money at any point However will take a look at your suggestion Schroder and thanks for that.....4.4% dividend at current unit price

The tax angle on investing house proceeds presumbly large needs investigating once you invest it Now I'm always likely to be a more aggressive type of investor having worked in finance for decades. These days 80% is in Dividend stocks and I always recommend Henderson Far East high income, Phoenix Holdings and M and G If I average out the dividends these pay 10.1% currently (at todays share price) but in my case are all in ISA's which obviously are tax free (which is the tax angle I mentioned in opening sentence) I take 7.5% of the dividends as they are paid and reinvest the balance 2.6% back into same stocks.....obviously you can tweak the ratio's I have many other dividend stocks but those 3 are my favourites......obviously you have to be happy with a floating capital balance

Right dont know why I have took the bait but never mind Took random date of 1st Feb......Eva one way to London Evas own website using identical terms and conditions of seat is 26,055 Using Skyscanner its 24,743 via Agoda (In fact Skyscanner confirms Eva's own website price in screenshot as well)

Clueless utterly clueless lol You go look yourself fella. Choose say Eva to London one way on Eva website on any day you fancy. Then use Skyscanner and I bet at least the first 6 agents (at the very least) will be cheaper

Makes not the slightest difference. whether you're checked in or not Confirmed reservation still means nothing. Good time to further add info about agents in my post above. Will heavily precis Back around 2016 I was offloaded when looking to check in online. Message on screen. Went into Travel agent near me and asked them to call Oman Air and find out the problem Turned out a massive group of passengers holding open tickets (43 of them) had reconfirmed for my Bangkok Muscat sector ....because of their ticket status they had priority Again precis. Got hold of Travel Trolley back in London and told then to put a rocket up Oman's arse and get me back on that flight 25 minutes later call comes back you've been reinstated just check in again online...sorted Book direct with airlines my backside !!

lol completely opposite experience for me Agents have been superb never a single problem into 33rd year of coming and 3 times bent over backwards to assist me including just 2 weeks ago when China Southern completely cancelled flights using there 787 Dreamliners Travel Trolley bent over backwards to inform assist and refund monies in days People simply cannot grasp that agents like TT Trip.com Mytrip etc etc etc provide massive bookings and income for airlines and when those airlines are told we need this sorted for the client thats exactly what happens Now you try that with booking direct. Both Eva and Etihad were complete basketcases and thats being poilte when I had minor issues to sort out

Well into my 33rd year have never been asked about cash albeit I've normally got a small bundle of Sterling with me which I guess would suffice Maybe people who look like tramps on arrival do get asked or are more likely to be. Personally I smile and say good morning/evening as I hand passport over

Yep totally agree.......I might go as far as Banchang by Bolt from Pattaya but no further Out of interest we were in Banchang yesterday on group minibus day out lol and we put in Bolt for return just to see how much it would be Was only 370 Baht

Yes I remember that issue....re adding card if you opened app still within UK. (I didnt add it) Now I dont remember the exact sequence on what happened but when I got to Thailand the "cash payment" option suddenly appeared......clearly I clicked on it as the option and its been the same ever since Not the slightest issue ever Bolt to my mind is the biggest advance out here in my now 33rd year of coming.....utter game changer People do use the card option but from reading forums some drivers ignore the request (for the drive) because they can see its card rather than cash Not surprisingly they prefer cash I do not like using cards out here......if I did I would link a UK bank to the app because you know if you are scammed it'll be sorted Can you imagine walking in to your Thai bank and 500.000 Baht has disappeared and the reaction we'd get !

You need to read all the thread lol I am now on Thai because China Southern removed all their 787-8 Dreamliners from service Not sure where false economy comes from though.......on the return early January non stop (return) on Eva and Thai were both around £900 when I looked......I've paid £404......£500 less which is a lot of amusement to my mind in Thailand In addition have been on China Eastern previously and the seating was the best I've been on for a long time of any airline on the main sector....thread I did before on CE is linked above on this thread

Nothing about the USA is remotely normal Hopefully they'll even turn up on time for WW3 but I doubt it after being late for the first 2............

Your choice of course Have a read of the trip report from last March over China Eastern