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rwill

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Posts posted by rwill

  1. 7 hours ago, Powder said:

    Other options?  i have no idea

    Schwab one international you can use your foreign address and telephone number.  You do need to deposit $25,000 to open an account or transfer stock shares into the account equal to that.  Their debit card has no fees and rebates the foreign fees too.  Plus there is a $15 fee to wire money but they rebate that too.

    You would have to check with them about moving money from your home country to them.  It's easy and free with a US bank account I'm not sure about other countries.

  2. 10 hours ago, AndyAndyAndy said:

    You're making a weird faces when I'm asking if the photo was generated by AI. But Look at:

     

    1. text at sign, what language is even that?

    2. symbol at sign, what road sign is that?

    3. what's with people faces

    4. what with their siluet?

     

    I don't think were are looking here at real photo of the accident scene.

     

     

    2024-02-26_21-32.png.c6c7aaad69dce7e46d15a4e9e14706a9.png

    Also did it rain last night?

  3. People are still falling for the scams such as you have a package but need to pay 33 baht in postage to receive it.  Then they continue to take the 33 baht until your account is empty.  They choose a low amount because most people have it set not to receive a notification for transaction less than 100 baht.

     

    It's not the bank app.  It's people giving their information to scammers.

    • Agree 1
  4. My wife has migraines.  She was taking a similar medication.  She went to the hospital to see our normal general practitioner and he said she should stop using that and switch to Replax.  It's pretty expensive, a box only has 2 pills.  These medications are used only once you start feeling a migraine coming on.

     

    She saw a neurologist about a week later and he gave her a couple of medications that are supposed to help prevent migraines before they happen.

  5. On 2/14/2024 at 12:23 AM, purplesage said:

    According to previous threads on this topic, maintaining a balance of 2,000 baht is enough to prevent closure of an account.

    Yes if you leave at least 2,000 baht in the account they will not charge fees for inactivity.  If less than 2,000 baht after a year they will start taking 50 baht a month until the money is all gone.

  6. On 2/17/2024 at 2:01 PM, gargamon said:

    Vanguard is the reason I'm doing this. Foreign addresses will soon cause drastic reductions in what you can do in Vanguard's funds. No moving money around between funds. Only able to withdraw.

     

    So I'll move a bit from Vanguard to SI and see how it goes. Apparently you get one of those Schwab ATM cards everyone seems to covet so much too. 

    When you open a Schwab One international account you don't automatically get the debit card.  There is another form to fill out to request one which also gets you checks you can use.  I don't use the debit card much to get money from an ATM but if you do there are no fees plus they immediately refund the fee charged by Thai banks.  If I remember correctly the daily withdrawal limit is $1,000 but you can only withdraw $500 at a time.  If you try and withdraw too much they lock the card and you have to contact them to get it unlocked.  I found that out the first time I used it and tried to withdraw the $1,000.

    Also when I wire money to my Thai account they show a $15 transaction fee but that is immediately refunded too.  So sending money to a Thai bank is free. (Except they don't send in Thai baht so you are subject to the exchange rate the Thai bank gives you.)

    • Thumbs Up 1
  7. On 2/17/2024 at 1:24 PM, gargamon said:

    What did you use for proof of residency? A certificate of residency from immigration? Copy of lease? Bank statement?

     

    Thanks in advance 

    They ended up taking my Thai Drivers license as proof of address.  Your address is on the back side of license.  Good thing about Schwab is you don't have to have anything translated for them.  They do that themselves.  If you have any utility bills in your name they will accept that too.

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