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So if the bank loans gets competitive, less loans will be given out . So thailand banking operations takes advantage of the thai not being able to shop around for rates.

Are the thai business schools educating the students or …

With all these insolvency, how does the thai banks survive? In general, bank wants you to repay loans and not possessed the asset. Anyone care to explain thai banking profit operations. Thanks   

I guess the home test may be enough but I am not sure it meets below . I think Lana hospital would be better choice I think 

Thanks for your replies . Helps me a lot 

13 hours ago, DrJack54 said:

You can just exit and reenter country with both passports. There is no time limit to transfer stamps however for dealings with immigration such as extension renewal etc you would have stamps transfered prior.

Since I plan to exit Thailand on retirement o a (no rentry permit ) and renter on tourist visa in arrival , I do Not need to transfer extension from old passport to new passport before I exit Thailand ( I want to remove oa visa ) , I just need to show airport immigration my new and old passport at exit .

thanks 

I am trying to get an understanding of timing ; renewing my passport

and leaving the country . I have a retirement an visa extension. 

i like to renew my passport before I leave the Thailand but want to know if I need to transfer my visa extension to the new passport first  or I can leave Thailand without the transfer , just exit with my new passport and old passport at the departure immigration airport  . is that possible for Thailand to let me out  ? If so I assume there is a time element to getting the new passport and transfer of visa extension 

thanks for your replies 

Correct me if I am wrong:

With an O visa, even though insurance is not required like O/A.

You still need the 50K insurance the whole year or your duration  unless you do not plan to travel outside Thailand, kind of of like your re-entry permit where you purchase (3900 baht) when you renew your extension.

So insurance is always available for over 70 years old cause i cannot imagine there were be no tourist over the age of 70  years old. Come in as tourist and reapply to O every time or keep a  year 50K insurance which for your visa ext O  stay

Ryan, thanks . This helps me a lot . 
All, appreciate all your feedback .

Appreciate any feedback on my plans to visit family in the USA as long term Thailand retiree. I want to make sure I come back with no issues.

Current :

On o/a visa , to be expired April 10, 2021

Have covid coverage included with medical insurance due to o/a  requirement last extension ( 3 million )

Did not purchase multi entry visit permit 

Passport to be expired dec 30, 2021

Plan:

Leaving Thailand soon but not sure of return date  

Flying domestic from chiang Mai to Bangkok to San Francisco (will do rot-pcr test in Sriphat /ram a day before departure ) 

But my return flight to Thailand Must be before 6 months of passport expiry or I just need to renew my passport in home country Before returning back to Thailand 

Going to enter Thailand with tourist arrival visa exempt cause my o/a extension is void due to no multi entry permit . 

Will do the Thailand pass if it still exist i.e. 

Purchase 30 days covid insurance if I return after April 10th, 2021

Once back in Thailand with my 30 days visa on arrival exempt ,

Head over to the airport immigration office to apply for o visa 

Will Renew my passport if not already renewed before I apply o visa 

With an o visa , my insurance will be optional 

But most likely Seek medical coverage again from previous company before I become uninsurable ( not sure what age ) 

Sorry for my long post, I have much too lose if I cannot return ( home /car purchase , immigration 800k deposit and my retirement life ).going through my thoughts . Thanks for your feedback .

Notes :

Fully vaccinated with 2 doses .

Did not plan of traveling back  but Have to return on emergency sickness of daughter .

I have been using the income method of 65k / month and will continue while back to the USA but can show 800k in bank if needed to .

Wish they also publish the stats of the infection rate on the Thai nationals arriving internationally too.

I wonder if it is the same since Thai airways does not require pcr test while boarding 

Hard to accept that Highway department can continue to cost lives in today age, With all the smart phones , apps, banking online, policies. Highway department must install safer roads for people to drive on. Very sad indeed for the accidents, death and the ones who build the death traps as their job .

Ubonjoe, thanks for the confirmation reply .

Assuming the traveler has own condo , is a quarantine hotel still required at Samui?

i wonder which is less expensive, staying in Bangkok a day with hotel or stay at the blue zone in your condo if allowed .

What are the associated fees of playing golf with a membership included ie ,caddy fee, and cart?

I just read an insurance ( big company) advert that long term visa requirement change for health insurance next year :

————-

From October 1st applicants for this visa need health insurance or government welfare with a minimum coverage of US $100,000 or around three million baht for medical expenses and costs related to the treatment of Covid-19.

Previously visa applicants were only required to have health insurance in Thailand with a minimum coverage of 40,000 Thai baht for outpatient medical treatment and 400,000 for in-patient

Anyone heard the same info . The advert is on this website 

Sometimes I think articles/news needs to be fact check . Article says the propoerty price are rising , where are the facts? Imho, i think it is irresponsible to just copy and paste from other news source without first checking it is a fact. 

 The campaign is being conducted using the ’under the skin’ method of vaccination, instead of injecting into muscle, as is done with AstraZeneca jabs. 
 

These practices are in issue and not the vaccines 

Skorts,

Hi, can you please let me know your condo name . my condo juristic is interested because my condo in chiang Mai  is still closed and want to pursue to open mine up if allowed by local authorities .thanks 

Anyone know their green fees, cart and caddy for a round of golf for non member ?

I read the embassy email that stated any foreigners born 1956 or before .

Not per your forum note for any ages ?

In chiang Mai govt rollout vaccination ,what is the interval between the 1st and 2nd jab for Pfizer vaccination ?