Paul Catton

For tracking purposes of our equity, I use the latest house valuation from One Roof - House for sale in New Zealand They quote four valuation scenarios, being indexed as Low, Rateable Value, High, and lastly, Their Estimate. I garnish my figures for tracking from "Their Estimate". Their website is continually updated as data becomes available from source. Over the last two months I have wiped $140,000 ( 3,038,000 THB ) from our equity spreadsheet, representing the devaluation. ????????

Opal and I do, put a deposit down 11 years ago and paid the mortgage off last Xmas. It's still worth 3.18 times what we paid for it, so plenty of liquidity left to Hemorrhage if things completely tank.

I don't believe the post from @thaibeachlovers to be an example of "outrage and offense", more a discussion point. The topic of the thread is "OTHERED: How racism, xenophobia and religious discrimination were woven into the fabric of the UK" yet the focus of the article appears to be centered around illegal migrants, lawful refugees and "trashy" woke journalism. "In the summer of 2020, Black Lives Matter protests swept through the United Kingdom, demanding the nation weed out systemic racism across its institutions. England’s footballers took the knee at every Euro 2020 match, books on racial injustice sold out, and the government agreed to hold inquiries. A racial reckoning was coming. Two years on, the urgency to find equitable paths forward appears to have been lost. The government is pressing ahead with plans to send to Rwanda hundreds — eventually tens of thousands — of men who arrive in the country from the Middle East, Africa and Asia seeking asylum. The government calls them “illegal” migrants because they arrive by boat. In reality, most are refugees. At the same time, the UK has opened its doors to more than 100,000 Ukrainians since Russia launched its war." IMO, the UK doesn't have the topical behavior woven in, perhaps a little bit of fluff lingering in pockets from a bygone era. Kind regards Paul

Take note of what? And why? More crypticism.????‍♂️

Posted 23 hours ago Hi kwilco, Your post is a little too cryptic for me, perhaps you would elaborate for clarification. To what "list" in my post are you referring to? Glad you love my wording choice of "faux outrage" now in triple form. What exactly is in denial? And lastly, #15, is this a reference to a bus route, meal on a menu, queue number for immigration? It has me beat. Kind regards Paul

Cannot see any evidence of offence here, seeing discussion, and rightly so. Faux outrage at its finest.

"How racism, xenophobia and religious discrimination were woven into the fabric of the UK" Faux outrage. IMO, the UK doesn't have this type of behavior woven in, perhaps a little bit of fluff lingering in a pocket from a bygone era. However, voicing disapproval and taking action over illegal immigration is a completely different topic.

Too date there have been simple facts released by the media and Police. Apparently edited footage being aired showing a Thai person hit in a "fight" and striking the pavement, statements released by certain persons, and a record of the fighting Thai person ending up unfortunately in ICU. None of these "facts" show the truth behind this "incident as a whole". Presently these facts are being strung together to form an either correct or false assumption. Before donning my Salem witch burning costume, I would wait until the Police have gathered all the evidence available to them and successfully presented it to a Court securing convictions.

Women multi-task better than men, possibly correct, results are usually border-line adequate at best. Men usually focus on a singular task and in the words of Hillary "Knock the <deleted> off"

Has anybody been able to open a bank account in Chiang Mai, recently, travelling to Thailand under Visa exemption? Back in the day, the "Thai Military Bank" facilitated this service for anyone wishing to deposit funds who arrived in person and made a monetary deposit. The world has changed since then, Money Laundering from Criminal Activity or financing Terrorism Operations has provided the stumbling block for. I am going to try and open an account solely in "my name" when Opal and I are there, over the Xmas / New Year period for our vacation. Solely groundwork to funnel excess funds from NZ, being almost stagnant in a "Fast Saver Account", to another stagnant account that would provide the "current" requirement 400.000THB being parked for any "Extension of stay" for the future. Please no referrals to agents, neither Ponzi schemes for Investment strategy. Kind regards Paul

Dear Jerry, Opal is on the left of the photo, my daughter Antonia on the right. I'm the ugly old coot in the centre.

Would likely call it lust on-line, My love is my darling wife Opal.

Feet on the ground, beats any projection, similar expectations by the OP in December?

Almost, falls into the category as "How long is a piece of String". Depends upon many variables. The actual day. December has an average of daytime temperature around 28 degrees and a nighttime temperature that can drop overnight to 10 degrees in places. Exposure from the Sun to the "Swimming Pool". This will determine the ambient heat being retained by the water. I most always stay in accommodation with a "Swimming Pool." Have been disappointed only on a couple of occasions from our choice of stays in Chiang Mai Hotels regarding their pools.