Well, it's April now... and I've been encountering hit and miss deliveries since last December (or January, whenever they added "Plaid" to there money handling procedure). It was real panic the first time because it was so unexpected and my electricity payment was already 3 days past due. (I needed my SSA payment to arrive in order to have enough money). I have looked for a new transfer option, but as yet haven't found one that compares in cost and ex-rate. I've just had to make sure the wife doesn't borrow from the electricity money that I've set aside to pay that bill.