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jas007

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Everything posted by jas007

  1. One thing you should consider is whether doctors in the area are likely to accept Medicare patients. In some parts of the country, it may be more difficult to find doctors who will "accept assignment" of Medicare benefits, or to even find a doctor who will accept Medicare patients in the first place. For example,, if you're on Medicare, the Mayo Clinic won't even accept you as a patient (as of the last time I looked). " Accepting assignment" of benefits is common, and just means that you assign your Part B benefits payment to the doctor before treatment, and, in return, the doctor accepts whatever Medicare benefit is allowed as payment in full. Doctors do this because payment is made to them very quickly, and they're assured of payment. As for what city? I'd look for a low cost city in the Midwest, perhaps, with good medical facilities. Louisville, Indianapolis, Columbus, Cincinnati. Something like that. If you have to stay there for an expended period for whatever reason, it won't break the bank.
  2. You're probably right about that, if the actual value of the land remains high. Location, location, location, as they say. But all that means is that it's desirable real estate. People want to live there and they'll pay a premium. But will they be allowed to rebuild without years of red tape? California, with all is regulation, is probably one of the most difficult places on earth to get anything done. Imagine buying into a construction zone. The entire place was burned to the ground. How many years before it returns to "normal"?
  3. What people need to understand about Trump and homophobia is this: Trump is from NYC. That's where he spent the majority of his adult life. And anyone who has ever lived through the 70s and beyond in NYC couldn't have survived in that environment if they were homophobic. It's just not something you think about if you live there and are actively engaged in business and the culture. Gays are everywhere there. In the arts, in music, in design. Even in business. Anyway, the culture of the city isn't focused on the issue. As for the some YMCA? Straight out of the disco era. Happy music with a beat. If you were there and you heard it, it made you happy. Fun times at the disco. Discos were a huge deal back then. Those and after-hours clubs that stayed open till the sun came up. That was Trump's era.
  4. There are a number of states that have anti-deficiency laws. People buying houses with mortgages or deeds of trust in those states have an advantage. They can always just walk away. Send the keys back to the bank. Ever heard the term "jingle mail" ?
  5. I'm not sure about that particular YMCA. I just went to run, work out, and leave. I had a locker there, so I just left my gym clothes there. They'd wash them for you and put them back in your locker. For sure, though, it's possible to stay at some of the YMCAs in NYC. Like a hotel, but priced reasonably. I guess they also had food. Not sure, though. It's not like you'd starve in the middle of Manhattan if they didn't have a restaurant.
  6. I never really thought about it as a "gay anthem," but just a big hit from the 70s. I lived in Greenwich Village back then, and there were gay people everywhere. I guess I never thought about it much one way or the other. I used to go the YMCA that's shown in the background of the YMCA music video. The McBurney YMCA. I think it's still in the same place. Anyway, I went there every day to work out and run. They had a running track, exercise machines and. so on. I was never one for running outside in the snow, so the YMCA worked.
  7. ` Well, if that's not a big deal to you, then just find another place. Sounds like a bargain to me, all things considered.
  8. Smart move for Iran. given the climate in the Middle East. As for Russia? Maybe not so much. The entire Meddle East mess is worrisome. The biggest danger to world peace. The Ukraine war will be over soon, so the focus will shift to the Middle East. And the new administration is very much pro-Israel.
  9. It sounds to me like one of those things you should have thought about before you moved in. Why not try to negotiate an early end to your lease? Or if you move out, what's the worst that can happen?
  10. As an interesting aside, in California, loans on property are secured with a deed of trust. And under California law, the lender's only real recourse is to foreclose on the deed of trust in the event of non-payment. California has both an "once form of action rule" and an anti-deficiency statute. So, anyone who was wiped out by the fire doesn't have to worry about the lender coming after them for any unpaid balance on the loan. The lender can foreclose on the deed of trust and reclaim the property. That's it. Again, banks or whoever is holding those loans will be in trouble. https://casetext.com/statute/california-codes/california-code-of-civil-procedure/part-2-of-civil-actions/title-10-actions-in-particular-cases/chapter-1-actions-for-the-foreclosure-of-mortgages/section-726-one-form-of-action-judgment-of-court-decree-for-foreclosure/analysis?citingPage=1&sort=relevance
  11. Not only that, but we all pay be way of inflation when the government is forced to spend money it doesn't have to bail out everyone. That money will be "printed," and everyone will see higher price as a result That's how it works.
  12. Don't forget, there's a reinsurance market. The companies who write the policies have a way to insulate themselves from most of the financial hit. Of course, the reinsurers are then left with a problem. In the end, like the the bailout of the "too big to fail" banks, the taxpayers will end up footing much of the bill.
  13. Oftentimes, the Executive thinks it has the judiciary on its side, only to find out it isn't always so easy. For example, a Supreme Court judge nominated by a Republican president and approved by the Senate may turn out to be a liberal, or one of those votes on the court that could go either way. And federal judges are approved for life, so things can be slow to change, one way or the other. As for the RINOS? Not much can be done about that. They can always be voted out the next time they run, if that's what the people want.
  14. Sounds like an extreme precaution to me. If I missed my flight, I'd just go back to another hotel room somewhere. Usually, though, I just get to the airport early.
  15. There's a common perception that the typical American suburban homes are built as he described, and may not last longer than 20-30 years. Cheap materials. Cheap construction. Builders cutting corners wherever they can. And there's some truth to it, depending on local building codes, what the builders can get away with, and the climate in the area where the houses are constructed. For example, builders slap up some of the cheapest junk you can imaging out in the suburbs of Arizona. Cheap materials, cheap labor. And the relentless heat doesn't help. And it's not just Arizona. And yet people buy that stuff and banks loan money, so the game continues. On the other hand, you CAN find quality construction in the US. But you probably won't find it in a newly constructed suburb in the lower price brackets. Many times, you'll find that older homes are of higher quality all the way around. I grew up in a house built in 1932. It's still in great shape. Ditto for just about every house in the neighborhood, many of which were built before that. Slate roofs, copper gutters, brick exteriors, plaster walls, large lots. Try building a house like that today ands see what it costs.
  16. Buying these drugs off the street is probably not a good idea. Why not go to a hospital and get the real thing? Don't end up dead.
  17. I'm sure much of the middle part of the country still seems about the same to many people, except for inflation and exorbitant housing costs. Peoria, Illinois, Des Moines, Iowa, Dallas, Texas, Columbus, Ohio. All normal as can be, especially in the suburbs. But what starts on the coasts has a way of spreading. In any event, any place that I would want to move to is already seeing its share of trouble. It's all theoretical, though. I'm not going back anytime soon. I left there for several reasons, and until I see a few fundamental changes, I won't be back.
  18. I was forced to take a year of Latin, back in the day. 1965, I think. I also had to take another foreign language, so I took French. The choices were French, Spanish, or Greek. At This point, I forgot all the latin, but I can sort of still read French.
  19. Did I say that? Can you read? I didn't "conclude" anything.
  20. Some of us have been there and done that. Sometimes people want to go on an adventure. Explore the world. Sometimes it's, nice not to have all the nonsense to deal with. Here, I pay my rent, my electric, my water, and my internet bill. That's it. Once a year I file my taxes. Life couldn't be much easier. And when I want to travel, I pack a suitcase, book a ticket, and go. I could go back to America tomorrow. It's not hard. Go online, buy a ticket, order a ride to the airport. About 27 hours later, I'd be back. I probably won't be doing that anytime soon, though.as things are little chaotic there right now, if you haven't noticed.
  21. I don't know about the million dollar offer, but I did see a headline about "recent polling." Not many people live there, right? 60,000 or so?
  22. How much storage do you have on your iPad? Depending on what's on there, you may be able to store some of it for free on Google. In Google Photos, for example. I think you get something like 15 GB for free on Google. There's also Google Drive and Google Docs. I think it's all counted towards the free 15 GB. After that, you can buy more, but I'm not sure about the price. Anyway, if you go that route, just go into your settings and specify that you don't want your photos backed up to the Apple cloud automatically. That's not to say you couldn't move some of them there manually. The set Google Photos to automatically accept your pics. Anyway, I subscribe to the Apple One individual plan for $19.95 a month. That includes 250 GB of cloud storage, Apple TV, Apple Music, and Apple games (which I never use). I figure it's not too much of a bad deal, since I use the storage, I use the Apple Music, and I use the Apple TV.
  23. Apparently, the people in Greenland don't have a problem being part of the USA. As for the people in Panama? I don't know who gets the profits from the Panama Canal, but I highly doubt they're being distributed to everyday Panamanians. A return of the Canal Zone to the US probably wouldn't make much difference to them. They might even be better off, with the return of some US military personnel to the area. Whatever happens, I doubt it will happen by way of military force.
  24. It's' not really a democracy, though. It's a Republic. The current crop of "Democrats" would very much like to change that, though. Because if they could, America wild be ruled by East and West Coast idiots, probably forever. Wherever you are in the world, I think you'll find that, with Trump, the world will be a more peaceful place. As President, he controls US foreign policy, and will have a lot to say about that, fortunately. Or would you rather be ruled by the Globalist cabal of unelected people with nefarious intent? Because that's what was in the works.
  25. It's' not really a democracy, though. It's a Republic. The current crop of "Democrats" would very much like to change that, though. Because if they could, America wild be ruled by East and West Coast idiots, probably forever. Wherever you are in the world, I think you'll find that, with Trump, the world will be a more peaceful place. As President, he controls US foreign policy, and will have a lot to say about that, fortunately. Or would you rather be ruled by the Globalist cabal of unelected people with nefarious intent? Because that's what was in the works.
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