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Banana7

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Posts posted by Banana7

  1. On 3/14/2024 at 6:03 AM, jacko45k said:

    Are there any beaches in the Pattaya area that are 'private'? I can only think of the one on the Naval base near Sattahip. We had a bit of  fuss about encroachment and construction at the back of Sukhawadee House some years back but I thought that was resolved. 

    Looks like there are multiple Sukhawadee House facilities. One did get torn down. 

     

    Does anyone know what the public beach land depth is from the high water mark?

     

     

     

  2. On 3/14/2024 at 6:03 AM, jacko45k said:

    Are there any beaches in the Pattaya area that are 'private'? I can only think of the one on the Naval base near Sattahip. We had a bit of  fuss about encroachment and construction at the back of Sukhawadee House some years back but I thought that was resolved. 

    During Covid there was a court case that said a tourist attraction, with lots of lights,  south of Chol Chan resort, was on public beach property and it had to be removed. However, it is still there with multiple signs that indicate 2,000 baht fine if you enter without a ticket. Looks like its the place you mention.

     

     

    On 3/14/2024 at 6:03 AM, jacko45k said:

    Are there any beaches in the Pattaya area that are 'private'? I can only think of the one on the Naval base near Sattahip. We had a bit of  fuss about encroachment and construction at the back of Sukhawadee House some years back but I thought that was resolved. 

     

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    • Heart-broken 1
  3. The Bank of Thailand told the banks to avoid NPLs during COVID by offering non-paying customers alternatives, like stop payments on a loan. BOT didn't want Thailand looking bad financially during COVID and was hoping things would get back to normal after COVID. Of course the banks didn't stop accumulating interest on those loans, and interest started compounding upon interest and principal, resulting in a loan balance greater than the original loaned amount.  Delaying payments helped some, but lots of people didn't understand the consequences of not paying when due and the Bankers' sympathetic offer to not foreclose during COVID.

     

    Borrowers now realize the asset is worth less than the loan balance, so they stop paying, which results in a NPL. Then the Bank takes ownership of the collateral, and tries to sell it. Lots of assets, like used motor vehicles are available, so no need to buy new.

     

    • Thumbs Up 1
  4. On 3/12/2024 at 7:32 AM, HappyExpat57 said:

    Curious - who is your target audience with this post? Most people on this forum know to keep our heads down and our mouths zipped regarding the outing of upper management in this country. "Nothing to see here, move along."

     

    Or are you competing with GG for the worst post of the day?

    No competition here.

     

    Well the government of Thailand authorities and news media do read social media, perhaps even aseannow.  I am hoping someone takes interests in enforcing the laws around Pattaya for public access to beaches as they are starting to do in Phuket province.

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  5. 25 minutes ago, MangoKorat said:

    True but at least in Thailand, if you can show you owned something (including cash) before you were married, that remains yours and does not form part of any division in the event of a divorce.

    But the growth in assets and the debts, during marriage, are divided. To be exposed to losing half the growth in assets and gaining half the debt during marriage, will amount to a net loss for me.   

  6. 11 minutes ago, MangoKorat said:

    It just makes things easier in the event of a divorce but if you don't get married, you won't have that problem. In fact, if you don't get married and things go south - things will be far easier.  It would take pages to explain why -  its all about who's due what and who gets what in a divorce - Thai law.

     

    Yes, the debt is still oustanding but the amount of debt may be different to what you think is due to the laws applied on divorce.

     

    In all cases, keep a paper trail. Make sure you can show that the funds you transfer were actually yours before you transfer them to Thailand and always transfer them through a bank - don't do it in cash. Yes I know............but you would no believe the size of some cash deals in Thailand.

     

    If you do get married, make sure you can prove that the funds used to purchase the property (transferred) were yours before you were married and not earned after you were married.

    I was married once before, not in Thailand. It was a long (5 years) expensive process to get a separation agreement and divorce. Only the lawyers obtained substantial benefit from the process. Can't see any advantages/benefits for me to get married especially in Thailand, especially based on the contents on the siam-legal website posted above. As I discovered personally through my first marriage and as the website states, at the end of marriage, there is only division of assets and perhaps sharing parenting responsibilities of children.

  7. 36 minutes ago, MangoKorat said:

    Partially correct.

     

    A Usufruct Agreement is not transferable by the Usufructuary (you). It applies to the signatory (s) and only the signatory (s). The owner can sell the property but the Usufruct remains in place - that renders the property virtually unsaleable in real terms.

     

    To obtain the best protection under marital law, make sure the funds to buy the property and the actual purchase are transacted after marriage not before.

     

    I am told that some Land Offices, if they know the purchaser is married to a foreigner, are still requiring the foreigner to sign a document stating that they are giving the money to their spouse freely for their own use and they will not make any claim over the property in the future. This is an old thing and was I am told, never the actual law in Thailand but it was something that many Land Offices applied.  A lawyer told me that such a practice is actually illegal because it goes against family law in terms of a dispute on divorce.

     

    I think it goes without saying that a Land Office that tries to apply that 'rule' are unlikley to register a foreign mortgage.

     

    Where the Land Office will accept and register a foreign mortgage (not all do) It is possible for a foreigner to grant a loan/mortgage etc. - thereby creating a legal charge over the property. The Land Office in my area - Pak Chong, will accept foreign mortgages.

     

    30 years is the maximum time allowed in Thailand for a lease. A Usufruct is not a lease. The Usufruct does not have a specified time - it dies when you die. It does not however, expire on death of the owner. Whoever the title is inherited by, or indeed sold to - the Usufruct stays in place and the new owner must accept it.

     

    As an addendum - if it is possible to use a Thai friend to purchase the property, do so - that makes life far less messy in the event of a future marriage breakdown. You still take out the mortgage on the property so your investment is protected - its just easier if things go wrong. Your lawyer will tell you why.

     

    I would always recommend using a decent lawyer in these matters.

    Why make the mortgage after marriage? I may not marry the person. At this time I have no intention of marrying her. Why would I want to be protected under martial law? If our relationship breaks-down, the debt/mortgage is still outstanding against the property.

  8. On 3/10/2024 at 3:38 PM, Photoguy21 said:

    Does anyone really think the average Russian who has a routine type job back in Russia can afford to visit Thailand and stay several months, let alone purchase property? If so you are deluded.

    There's guy on youtube called sanctioned Ivan that states an average workers' salary, non-skilled, is about USD$700 a month

  9. Rats are starting to flee. Best to check every foreigner's visa trying to depart Phuket. Maybe start at the chatchai checkpoint just before bridge. Also check at the ferry docks and domestic flight departures. Every business on the island should have surprise visits during business hours by non-Phuket police at least once a month for the next 2 or 3 months. 

  10. Each district has to find a least 2 or 3 sacrificial lambs, bring them to the slaughter, proof for public and the Big Phuket police general that they are following orders and producing good results. This way the big guy can tell the Minister he his following his orders.

     

    As others have said, there are hundreds of foreigners working and living illegally in Phuket Province. Police in Thailand are for most part, very intelligent. 90% of the time, Police know exactly what is happening in their territories and chose either to act or ignore the activities.

     

  11. I was told the best way to handle property purchase by a foreigner with a Thai partner was:

     

    1. Have the Thai partner purchase the property into their name;

    2. Foreigner loans the purchase funds (at market rates) to Thai and registers a mortgage on the property; 

    3. Thai provides usufruct to foreigner for 30 years, "to have and hold as if he owned the property", "owner has no right to encumber property without written authorization from usufract beneficiary, usufract beneficiary can transfer all rights of usufract without owner's authorization to any other beneficiary, etc. etc.

     

     

    Comments?

  12. 2 hours ago, impulse said:

     

    Technical foul.  Victimless.  

     

    If I ever get so petty as to cheer for the deportation of someone for a WP violation, or because of his/her nationality, please take me out back and put me out of my misery.

     

    You assume too much. A judge will decide her punishment, and it may be only a fine. The worst part maybe that she is incarcerated until the court decides her punishment. Thai prisons are crowded, without basic amenities like toilets, showers, beds etc., horrible places for most foreigners. If she has a friend, they may provide her with a piece of cardboard to sleep on.

  13. 2 hours ago, impulse said:

    I don't understand all the contempt here for a woman who, by all accounts, has harmed nobody on this forum.  In fact, probably nobody in Thailand.

     

    For a foreigner to work in Thailand, they need a work permit, she didn't have one, so she was working illegally. She may have been taking a job that could be performed by a Thai. So she has harmed an unemployed Thai.

  14. When is the Chonburi Governor going to start checking access to public beaches in Chonburi, especially in the Pattaya area, and north and south of Pattaya? Lots of private structures, in North Pattaya, have been built on the beach, within 20 meters of the high water mark. In case the Governor can't find these structures, he can easily find them by renting a boat and looking from the sea. First place to check is south of where Na Kluea Soi 18, in Pattaya, ends at the beach. Some places have a massive stone/concrete wall, like near the Cove condo.

     

    Do Chonburi residents have to start organizing and holding mass demonstrations, like do they in Phuket, to get government officials to enforce the law, public access to the full width of public beaches?

     

    What about the government taking action against Government Officials who haven't ensured public access to public beaches. Is there grounds for charges like "dereliction of duty" with severe consequences? Could Minister Auntin have a chat, with the Chonburi Governor as he did with the Phuket Governor, to get things moving ?

     

    • Heart-broken 3
    • Haha 1
  15. 53 minutes ago, geisha said:

    There have been Russian prostitutes in Phuket when I lived in Patong before the tsunami !! Also in Pattaya. 

    Part of 20+, 2 Russian ladies, Anna and Olga, on March 4, 3rd floor of a hotel at Phra Metta Road in Patong were arrested for prostitution. This was reported in other media. There's also a facebook post by Phuketandamannews that has more details.

  16. Look at it from PEA's viewpoint. PEA has to pay promptly for generator fuel, sometimes in advance. If 10,000 customers are late or not paying, it can accumulate to a substantial sum. Sometimes customers never pay and PEA loses but really its the PEA customers who pay promptly that pay for the loss. Also, customers can go on the pre-authorized plan and have the billed amount automatically deducted from their bank account. Tough to live in this heat without a fan, AC or a cold drink. PEA is not in the money loaning business.

     

    Some electric companies ask for a deposit upfront, and after a year or 2, they release the deposit if all previous bills have been paid on time.

     

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