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Andrew Dwyer
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45 minutes ago, sometimewoodworker said:
As you were contracted out you should have been paying into a company or private pension, that pension should easily more than make up the difference. That was the reason to decide to contract out, I decided not to when offered the option.
If you were not paying into another pension or that pension has disappeared then your choice may have been suboptimal
Yes, I paid into 2 company pensions, one of which is frozen until I’m 65 and the other I am drawing.
I am also paying AVC’s to cover a period when I was working without a pension.
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You can get a pension forecast.
They will tell you if you will be entitled to a UK gov pension.
I don't understand about you paying more if you have paid 40 years NI contributions.
I had 42 years NI and I got the full weekly pension amount that was given at that year at 65 year old.
Yes, I have got forecasts, I posted the phone numbers as some posters were unsure about how to use the site/app.
My forecasts clearly shows that I paid 40 years yet still need 6 more years contribution to achieve FSP.
When I questioned them they said it was because I was contracted out , previous to this I thought it was because I was non-resident for many years.
Who knows ?
But the bottom line is I can pay the shortfall and if I live until I’m 70 then it will start to pay off. -
Yes its 35 years. I had 31 1/2 3 years ago. So ive been psying class 3 to get the 35 years. Have 6 months to go.. No need to pay anymore than 35 years.
Its only useful for your pension..
Not always the case .
I paid 40 years ( no gaps ) and am required to pay a further 6 years to obtain full state pension in 2028.
But, I do agree don’t pay more you need to achieve FSP after that you are throwing money away, will not affect NHS or anything according to the helpline.
Anyone having difficulty with the government gateway or the app access codes etc , here are some telephone numbers. -
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Not really. There are already cases being reported on TV of the 65k monthly bank deposits not being accepted. Probably because they think a lot of the 65k is recycled money, and they are probably right. It was to be expect this would happen.
A lot of Embassies not issuing the letters now.
There is the O visa which requires insurance. I can imagine the price for an older person with pre-existing conditions. Probably can't even qualify for insurance, so that visa is out for them.
That leaves tourist visas. So the whole thing goes full circle with many back to living on tourist visas here and doing visa runs.
Or, people just overstay.
Or people make a trip back to their home country, get an O-A , good for two years, no insurance, no transfers, no deposit .
Seems like the best option to me .-
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Looks like things may have moved on since 2008, then, when I obtained a medical certificate for my OA visa application on the basis of a "thorough medical examination" which consisted of the doctor's eyes moving from the top of my head to the bottom of my feet before she signed it!
This is the form I downloaded from the Embassy website in 2016 .
Hospital nurse in Pathum Thani took my blood pressure, weight and filled in the form, the doctor put his stethoscope on my chest and asked me if I felt okay , I answered “yes” and he signed the form !!
It’s amazing what they can do nowadays [emoji51]
In the uk my gp said she couldn’t do some of the tests and therefore couldn’t sign the form ( fair enough ) , just gave an accompanying letter to say that “ from my medical records I appeared to be in good health “. Quite comical as I hadn’t visited my gp for at least 21 years !!
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19 minutes ago, lamyai3 said:
Oh, I didn't realise the medical certificate could be done in Thailand for an application in London. Is it ok just from any doctor here (small clinic etc)?
I went to a local hospital but I guess a clinic would work. The key is to use the official form downloaded from the Embassy website.
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Great feedback everyone. A couple of questions if I may in order to boost my confidence in preparation for my O-A visa application at the Thai Embassy in London, UK later this year:
Other than Roy111, has anyone else submitted original documents of police check, medical certificate and bank statement plus photocopies of same without requiring notarisation by a Notary Public or certified by a Solicitor? The Thai Embassy visa website that Roy has thoughtfully linked indicates that if original documents are submitted then the photocopies don't need to be notarised or certified.
Similarly, has anyone other than Andrew Dwyer obtained/completed the medical certificate in Thailand?
As a bit of background, I applied for an O-A visa from the Thai Embassy in London in 2014 which I supported with original documents as requested (including a medical cert obtained from my UK General Practitioner/Doctor) and notarised photocopies. So what has been reported here suggests that it may be less expensive and onerous than I had experienced before. BTW I am currently residing in Thailand.
Thanks in anticipation of receiving some confidence building replies.
Re: medical certificate.
I was already living in Thailand at the time ( October 2016 ) when I decided to go back for the O-A . While preparing the documents and looking at some of the threads on TVF there were some reports of people having difficulty in obtaining the medical certificate in the uk as gp’s were stated as saying that they had no way of doing some of the tests .
So I decided to get a medical certificate in Thailand in case I encountered difficulties, plus it only cost 360 baht (£8 at the time) so no great loss.
My gp said she couldn’t do these tests so issued a letter saying that from my medical records I didn’t appear to have any symptoms of the 5 ailments ( as I hadn’t lived in the uk since 1995 this was quite comical).
My uk letter wasn’t accepted in Thai Embassy but the Thai medical certificate was , a masterly move on my part !!
My recommendation would be to obtain the Thai version, as you are already here and it is obtained easily and cheaply, in case you encounter problems back in the uk .-
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Slightly stressful experience on the visa collection day - I turned up a bit late, and in my haste dashed downstairs into the almost identical Bangladesh embassy next door. Realising my mistake I tried to exit but got stuck behind a large family helping an elderly relative up the stairs for the next ten minutes...
Ha ha , sounds like a good idea for a sitcom !!, although if you come from Bradford just another daily occurrence !.
I arrived first in line to present docs but got set back because I needed 3 filled in copies of the form to apply for O-A and only had one, luckily I had blanks in my folder.
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Yup, I went through it a couple of years ago, works out a little expensive but worth it IMO especially with the new immigration regulations coming !
£125 for the visa , going up to £150 shortly.
£45 for police report.
Medical certificate can be done in Thailand ( download form from Embassy website, it’s in Thai and English), cost me 360 baht.
Transpot to London and possible overnight stay depends on your location.
Plus notarised docs varies in cost.
The Thai Embassy in London is changing the procedure soon ( April 1st I think ) and from then on you apply online and pick up in person ( not sure if registered return post is available) so best to check on this before gathering docs .
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I think what he is trying to say is that there is a pressure gauge connected to the compressor. Unlike those compressors you see at a petrol station where you would set your pressure and it cuts off automatically once the desired pressure is reached, the tyre pressure is controlled by hand.
Sorry, it’s rather hard to describe but once you see it, you will know what I mean.
Sent from my iPad using Thailand Forum - Thaivisa mobile app
Okay, thanks for the clarification.
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Oh Boy...................a real mechanical genius here.
Thanks for your input, truly enlightening !!-
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Where I have lunch sometimes is opposite a B Quik and it’s a constant stream of cars waiting to top up their tyre pressure, some pick ups but mainly cars, it’s like a drive thru , most don’t get out of their vehicles !!
They definitely don’t adjust the pressure for different vehicles, it’s whatever the compressor delivers .-
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So did I !! But it does pay to check !! I paid 40 years but still needed a further 6 years to achieve full state pension ( I assumed it was because I was non resident for many years but not really sure). There were changes made and it depends if you were contracted out or not.I thought you only needed 35 years to qualify for full UK pension.Last year I contacted them and got the details:
Basically I would receive £26 a week short of Full State Pension = £1,352 a year.
I paid £740 a year for the missing years so I figured it worth my while. ( as long as I live to 70 1/2 years old ) !!
In my case I had not paid NI for 1 1/2 years so I paid a lump sum for 1st year and then another lump sum to get back up to date and monthly from then on .
You can do it online via government gateway and then contact them via phone to get your repayment options.
OP , log on to HMRC, create a government gateway ( your personal username and password) and you can get all your information instantly using only your NI number.
You will get a forecast as shown .
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My (2005) Ranger 4-door calls for 39 rear, 30 front for full load operation. Check the driver's door for a placard with recommended pressures.
Whatever you do, don't go above the "maximum pressure" stated on the tyre sidewall.
Also, please can you post images using a common codec, like .jpg so we non Apple users we can view them.
Images for non Apple (cc) users.-
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One of the great child performances by 1st timer Thomas Turgoose (2nd from left), and brillant work by Stephen Graham (middle):
Another great child actor was David Bradley , his performance in this touching/funny/gritty story about a young lad and his trials and tribulations suffered on growing up in late 60’s Barnsley and his friendship with his pet kestrel was legendary.
The humour in the school football scene is masterful and brings back memories of 1960’s Yorkshire.
( sub titles might be required for anyone not familiar with a strong Yorkshire accent ). [emoji51]-
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One thing about living oseas is you do miss some good stuff from your home country , thank god for TVF and IMDB !!
Just watched Dead Man’s Shoes (2004), a gritty violent movie about revenge.
From IMDB:
“Richard returns home from military service to a small town in the Midlands. He has one thing on his mind: revenge. Payback for the local bullies who did some very bad things to his brother. At first his campaign employs guerrilla tactics, designed to frighten the men and put them ill at ease. But then he steps up his operation, and one by one these local tough guys are picked off by the terrifying angel of vengeance that Richard has become.”
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Been doing Retirement Extensions for over a decade now and all Immigration has been interested in is a simple letter from your bank stating that the 800K baht is in said account. Backed up by the updated passbook.
One thing though, if you use Bangkok Bank, your letter needs to be generated by the branch where you originally opened the passbook account.
UJ has already answered this, but just to confirm I received my bank letter to enable my retirement extension from a bank close to my Immigration office.
My original bank where I opened the account is in another province, also Bangkok Bank.-
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Oops, left out some more info. I bought the 1.3 petrol engine. Bought it during a recent exhibition in Robinsons mall. I went with the hiconnect trim (rrp 620,000 baht). Discount of 40,000 baht. Paid 12,000 for the soul crystal red (I think it’s called) paint job. Free upgrade to pvc leather seats, your choice of colour (salesgirl came to my house for us to choose)
Sent from my iPad using Thaivisa Connect
Sounds like a great deal.
Did you get hatchback or sedan ?, I like the look of the Mazda 2 sedan or the Mazda 3 hatchback. -
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uk ni contributions
in Home Country Forum
Posted
Similar situation for me Mike . ( I have 40 years but still need another 6 years) my figures are very similar to yours.
I think it means you were contracted out at some point.