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NightSky

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Posts posted by NightSky

  1. It’s my understanding that tax relief is applied to pensions at the time you put it into the pot. 

     

    Normal tax rules apply to payments made to you from the pot, ie you can use your annual tax free allowance to offset tax upto the allowance rate.

     

    I haven’t read this anywhere (but I have studied the tax rules for non UK residents) and logically if you think about it, the pension funds were invested and tax relief was applied whilst you were working in the UK, therefore taking lump sum drawdowns before the agreed age would be taxed in the same way regardless of where you reside, why would if differ because you were a UK resident when the initial tax relief was already applied.

     

    To achieve what you described you could have invested in Isas and offshore pension but then of course no tax relief would have been applied at source.

     

    if you could do what you are asking then why would offshore pensions exist?

     

    You can’t get tax relief when you both invest and then more tax relief when you draw down unless it’s within the personal annual allowance limit.

     

    sorry it’s not the news you probably wanted and id would be happy to be proven wrong.

     

     

     

     

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  2. 2 hours ago, madmen said:

    wow tipped over the edge because an overstayer is caught lol

    Nargh, we’ve been planning it for about a year already. It’s just the fact anti foreigner rhetoric is in the news almost every day for the past 5 years and that detention and imprisonments and deportation could happen to anyone for any number of minor infractions so it seems. You are welcome to it.

     

    Maybe it’s just time for a change for us. Either way whatever you say won’t affect our decision as it was made a long time ago.

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  3. 4 hours ago, Sticky Wicket said:

    Yeh I'm out of here as soon as I get my daughter's docs finished and sole custody.

    It's been a real (and expensive) pain to do but I'm not far off now.

    Should be done by early next year and then offfffffffffffffffffffff

    Same here, a bit of rearranging to accommodate visa requirements and we are out of here next year. My Thai wife is looking forward to getting out of Thailand too! 

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  4. Seriously if carrier pigeons are not available a cheap way for large heavy items used to be logipost or logicpost I can’t remember the spelling exactly but something like that. The Thai post office arrange it for you and its really cheap. I think it was 1200 baht to ship a motorbike. We sent a couple motorcycles and old sofas up to isaan a few times over the years. I call it the black hole where all things end up.

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  5. 16 minutes ago, Happy Grumpy said:

    That non-Thai citizens cannot get refunds on their own Lazada account. ???? 

     

    Westerners that are Thai citizens can. ????

     

    The point of the thread has everything to do with Thai citizenship. ????

    I disagree. The point is if a company takes your money and the product is returned for whatever reason the money should be repaid regardless of what country you are from.

     

    Citizenship should have nothing to do with it.

     

     

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  6. 46 minutes ago, secondfusilier said:

     

    Dogs have no problem being vegan.

    What utter tosh!!!

    Dogs are carnivores, their teeth were evolved to tear flesh and not to eat grass.

    Like I say, to force a dog to become a vegetarian is cruelty, especially as the only reason for a dog to become a forced vegan/vegetarian is for its owner's selfish reasons.

     

     

    my dog prefers raw vegetables and doesn't eat meat out of choice if you stuck it under his nose - you can surely explain this then since you seem to claim to know it all..?

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