aldriglikvid

Not really sure what's this comment is based on. Look at this graph, and remember 2023 isn't even in it - and according to Bangkok Post they're currently growing +50% YoY in 2023. Nah, TE will increase their prices +40% to 50% across the board, because demand is simply through the roof. I would advise anyone under the age of 50 aiming to be in Thailand long term, to acquire a TE before the 15th of September. Prices gonna be nuts.

Magnesium and GABA worked great for my sleeping, and I'd recommend that. Some interesting suggestions in the thread that I haven't tried already. I do have issues of waking up and feeling the urge to pee although volume is insignificant. And unfortunately gotten worse last 1-2 years; so I'm planning to do a checkup with the prostate later this year. Fingers crossed. Late 30's.

I might have some further color on this issue. Recently, I ventured in somewhat of a deep-dive to get Medical Health Insurance for my expatriate to beginning in a couple of months. Out of recommendation, my eyes were set on Cigna Global (and Allianz). I believe that a lot of people that are(or were) insured by Cigna Thailand are under the false impression that it is actually Cigna Global. Via the website www.cignaglobal.com we can "Get a Quote" and at the final step we can acquire named policy. However, if we choose Thailand in the first step the issuer becomes Cigna Thailand in the last step. Would've have chosen another country, pretty much all produce the original Cigna Global as is issuer. Doesn't sound much of a difference, but in reality it's a huge difference in coverage and how claims are handled. Here's some intel from their EU office, straight from the mouth. Licensing of "Cigna Thailand" will probably end within short, and not be re-licensed to another 3rd party again. As mentioned, we have recently closed down our Thai office, bring all policies onto our international platform, enhancing benefits. Therefore the policies that you see on the Thai website are no longer available to purchase. Please see key differences between Thai Vs International policies: Outpatient was pay and claim on Asia plans – International plans are direct billing Inpatient pay & claim with preapproval on Asia plans – No pre approval is needed on the International plans Pre-approval was needed for outpatient – Not needed with the international plans Network was limited on Asia plans – International plans are unlimited offering freedom and flexibility Asia plans customer care team which work office hours are Thai speaking – International plans have a 5 star 24/7 English speaking service

Of course - I'm not that stubborn, I just gave you my POV. I've already sent an email to the mail you provided with me earlier. Fingers crossed, they have the policy!

Oh the irony... ???? Anyways, thanks again for all your help.

Thanks! Although I don't fully agree with these conclusions, having been in the P&C and Banking business myself, I do very much appreciate - and thankful of - your help. When I worked in the industry, we almost always treated the customers directly to us 2-3x more expedient and 2-3x more properly. These were high, high margins customers because brokers/wholesalers hadn't taken that 20-30% distribution cut. Not looking to engage in dispute here, just letting you know another side of the coin. Enough of that. ???? Final Q: I've decided to sign Cigna and I want the "International/Global - issued policy". However, in my final stage of applying at https://www.cignaglobal.com/ I'm met with the following: "Good news, our products are available through Cigna Thailand! One of our representatives from Cigna Thailand will be in contact with you soon to discuss your options." Do you know if this is the same entity? I'm not being lazy here, but my Googling isn't give me much. Bless!

Very helpful, thanks! Although no previous experience, I also figured that comprehensive Outpatient Coverage makes little economic sense - so I'm glad you supported that opinion as well. In regards to using a broker when it comes to things such as P&C Insurance, Flight Tickets, Bank Loans - to name a few - it's almost always more smooth and hassle-free to not have a middleman. Would you be able to spend a minute to explain me the pros of going through a commissioned agent? His/hers ambition to help should be non-existent when I paid the premium already, no?

Hi, I just got my Thai Elite cleared and I'm looking to stay in Thailand year-around for the next handful of years - thus in need of a Health Insurance. In my early research, I'm finding it hard to benchmark the different policies out there - so I'm reaching for some recommendations here. Keep hearing Cigna Global and April International are good (i.e. OK price and little to none hassle when accidents occur). Also, I've used ACS travel insurance myself and - from what I can see - their health insurance looks competitive as well. I'm all ears - thanks!

There's ca. 1 100 local stocks available - and only a handful of ADRS, so that's a no-brainer for me ???? I use SBITO. Very satisfied.

Hi, I'm about to apply for my first METV and I noticed it has a 6m validity from issue. I was under the assumption that the validity "started" at first entry (I'm very well understood with the max. 60 day stay). I guess I should apply for it maybe 10days before leaving, to get a maximum stay then? Or am I missing something here?

Hi guys, I'm coming from an Aerox ABS and I'm leaning towards a Forza350, but ADV350 and Xmax300 also look tempting. What would be your choice? I don't do very long drives, and the roads I'm driving are somewhat OK.