problemfarang

hi yes, plan changed little bit. now the buyer is someone my friends friend. He accepted to pay 500K cash and the rest to my ex and again cash. Im not sure but i think his job is like buy houses redo them and sell again but again im not sure. i dont care about that part. and again yes, the plan changed because of mortgage. The original planned buyer couldnt get that much. your question is really good one. My plan is first i will move to a rent. and not sure what to do in the future. im seeing a new girl for a while... if things goes well i may think again about buying a new house with her. you may ask why buy again. Well because i want to live in a house i can do whatever i want. plus a good rent house starts from 20K to 35K the house i want to rent is 25K.. if i buy a house in a muuban with swimming pool and gym i will pay half of 20-30K so why not. and dont forget that rental houses raise the rent every year. And i already talked with the lady im seeing and she accepted to pay half of it. so if i buy a house which is around 4mil. i will pay very little every month. again some people will say its not your house. This is not about whose name the house is but the FEELING. its not easy to explain. but thats how it is.

500K cash to my bank account and 2.3mil to ex-wife account so she can close the mortgage.

UPDATE 07/03/23 : i sold the house yesterday. My ex wife, me and the buyer will meet at the bank next week. She will tell the bank she wants to sell the house for 2.8 and then the buyer will pay me cash 500K and transfer the the rest of the money to my ex wife. Ex wife will close the mortgage. then again we all will go to land office and do the name transfer. I agree with the buyer that we will pay it 50-50 for some people keep saying there is nothing about me in this case. Well there is. and thats the point some of guys cannot understand. yes, house is on my ex-wife name. yes it is her mortgage. so these are true. BUT she gave me the full right of the house. So it is ME who decides about the house. yes, it sounds like a dangerous game but as i mentioned in my previous post there are some really good thai women there not always after your money. she is one of them. all she wants is me to hurry get rid of the mortgage. so as she gave me the full rights about the house IT's ME in this. thanks for all comments and help. PS: it took 1 month to sell the house. its 3 year full high quality furniture house. so probably it helped a lot.

well technically/officially they need to do. but if they will not do anything with the immigration then no need to do.

you want to say 20 baht? well normally if you have a printer its kinda free... if you go to copy shop 1 page is between 2-5 baht

the question is did you post it to the correct forum section.. what do you want to do.. what are you asking?! eyangwa?!

ignore him. you dont need to wait for another post or report to make 1 extra copy dude.. seriously?! if they dont want they will give you back and you can use it next year...

i dont think need to wait for another post to make 1 extra copy for my documents... lol its not going to hurt me... plus if they dont want the 2nd copy then i can use it next year... PS: this is thailand and we all know its full of surprises. Im also surprise someone go the IO without at least 1 extra copy of documents. And actually not go with some other extra paper work just in case. so you will carry a brown folder with full of paper 1 time in a year for you 1 year visa extension... whats the problem?!

i thought you cannot use paypal in thailand if its not a business account. i have a friend who teaches online to chinese students and now he cannot do anything with paypal because he hasnt got business account paypal. so thailand blocked him. and he already lost 20K baht last month. now hes looking for a new option. Also paypal is not transferring his money to his new what ever hes using. so can you still pay things or use paypal in such a way? thanks

thnx

ok.. thanks

wrong post

i dont know about this situation but i dont think you can pay them directly. the mortgage is related to your wife and her ID and so on. most likely she has some app in her mobile and telling the payments and so on. at this point i would not trust you are paying them. in the future all can come to a point actually you didnt do any payment. i would check this UNLESS: your wife gave you the password to the bank app and you have the full ownership of the app. banks use app for the payment

yes thats what i mean. thanks

hi great explanation i just had a talk with the bank this morning and this is exactly what he told me. so first thing i need to go to the bank and tell them shes selling the house to this person. then as you said he will chose his payment method then go to land office ban money transfer is also as you said. thanks

One of the most helpful post so much. Well we bought the house 3 years ago. Its a new house not was a second hand. Im not sure if shes on the house book or not i have the book and will check it. But her name is on all paper work. Im confused about this mortgage thing. Some people says new buyer must go to the bank and agree on new contract or something like that. So its like take over the mortgage. Im not sure. So this is the story: i will take 600k cash for myself. And the rest 2.3 mil buyer must pay to the bank. But we will not mention to the bank about that 600k cash. We will tell them we are selling it for the same amount as bank loan. So what should be steps for me to do: 1) tell the mortgage bank that ex wife wants to sell the house. 2) go to land office and pay the tax and name change thing: 2.3 mil %5 ? = 115k ?? ( this includes tax too or thats another expense?) 3) get 2.3 mil and close the mortgage. Anything else? Thanks a lot

Yes..

Yes i ignored some Well im making 600k profit and shes not asking anything. Well seems im making 600 - 83 thanks

I will make 600k profit

Yes her real house is in khon kaen. So this is like her second. Well if not paid i would be outside by now. Its 3 years as i said. Bank would take over it by now. Shes not like that. She has phd and very high position in government So that 83k seems right.. ok thnx

Well... for 3 years i paid to her yes she paid. Some thai women are not like the wonen you met bro...

i think its up to her age and occupation also its not your wish how many years but bank decides that regarding to her age and work. of course if your wife is around 30s age, she will probably get longer time. i would say can 25 or 30 yrs. but im telling you.. the interest will be crazy. im paying my new house 3 years now. and i just relized today that all the 3 years payment's literally 50% went to interest. so im paying for 3 years but its like i paid 1 year and 7 months... god.

hi im selling my house. i bought with a bank mortgage. its a new house.. when i was divorcing my ex wife said i can keep the house and keep paying bank mortgage to her and she will pay to bank. so i did like that its already 3 years and last year suddenly she started to say she doesnt want the mortgage and i must close it or find someone to change the name. well not many options i said ok. now its time to do it. an important question and need urgent answer i found someone who wants to buy the house. but what we will do is he will pay me some cash money and we will go to the bank and he will ask for new payment method and take the bank loan on him and continue to pay monthly to the bank. well my ex wife is from khon kaen and shes registered there, but the house is in nonthaburi, the bank is in bangkok (i think) so one of my friend told me that i have to pay lot of money. he asked me to see the house and bank contract and did some calculations and told me it will be around 83K to change the name. not sure to the bank or to the department of land. but its 83K so i havent asked to bank but i asked my ex to ask to bank but not sure how fast she will ask or when. but this saturday i need to explain the situation to the buyer. is i true that i have to pay that much? normally if someone registered to bangkok and buy in bangkok and sell its only around 10K-30K why its more expensive when if you are registered to another city? PS: is there any surprises i need to know that i need to be ready or do you have any suggestions? thanks

well i could explain you with probably a full of a page reason just from what i read from your first post. simply: im here for 17 years and i can tell you that thailand is not for you.

dont come and live here