
Etaoin Shrdlu
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Everything posted by Etaoin Shrdlu
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I did. The only coverage of migrants and Logansport IN that turns up in a Google search is by Fox News and the New York Post. Neither are credible. NYP is a tabloid rag. Fox News had to pay almost $800 million for lying. Neither source is in any way credible as both are propaganda mouthpieces of Rupert Murdoch.
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These isn't a "Lorentz Capital Ltd." listed on the Nevis regulator's website as an insurance company (or anything else for that matter), but according to the graphic, this is the insurance entity at the core of WRLife's operations. It is possible that there have been changes and the Nevis regulator hasn't updated the website.
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Curious? I think you're being very diplomatic.
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And here's a link to Lorentz Capital UK Ltd's corporate filings in the UK: https://find-and-update.company-information.service.gov.uk/company/13131191/filing-history Take a look at the statement of accounts as at 31 December 2023. I can't find any information on Lorentz Capital LTD without the "UK" in it.
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Recommendations for Hotels and Things to See in Hanoi
Etaoin Shrdlu replied to Etaoin Shrdlu's topic in Vietnam General Chat
I'm not sure my son and I would get a pass for a bar tour or an evening on "Drinking Street", but some bia hoi from a nice place may be possible and maybe even Mrs. Shrdlu and the girls would join for a sip. But many thanks for the suggestions. The hop-on-hop-off bus sounds good. I was in Hanoi in the late 90s for a couple of days on business, but did not get a chance to do anything touristy. It looked more interesting than HCMC as it had lots of the colonial architecture still in place. I'm looking forward to visiting. -
Recommendations for Hotels and Things to See in Hanoi
Etaoin Shrdlu replied to Etaoin Shrdlu's topic in Vietnam General Chat
Thanks! Sofitel and Melia both sound about right. As long as they're in a convenient part of the city for touristy things, then we'll probably go with one of them. -
Expatriate Group health insurance?
Etaoin Shrdlu replied to deptrai's topic in Insurance in Thailand
I don't know much about the regulatory or financial oversight capabilities of the authorities in Mauritius. I think Guardrisk is owned by a South African entity, so I suppose that there must be tax and regulatory benefits to incorporating in Mauritius instead of South Africa. Generally, I tend to be a bit skeptical of companies operating from tax havens or places where oversight tends to be weak. I believe HCI is a German company and is an intermediary and not an insurance company. HCI's website indicates that they offer expat health insurance through their UK branch which is managing general agent for MGEN, a French insurer. MGEN is rated "a" by AM Best, so they are good from a financial standpoint. HCI's UK branch would be regulated by the Financial Conduct Authority, and MGEN presumably under France's ACPR, so the regulatory framework should be favorable. I wouldn't worry much about financial or regulatory issues in dealing with HCI or MGEN, but ask your broker about this just to confirm. -
iCon Fraud Unveiled: Lessons in Greed and Hard Truths
Etaoin Shrdlu replied to webfact's topic in Thailand News
What I find most interesting about this scheme isn't necessarily the length of her sentence or how long she served, but who was taken in by this scheme and what happened when it went bust. The Wikipedia page does not go into these details for understandable reasons, but this information is available elsewhere on the internet with a bit of digging. -
KSC, Thailand's first commercial ISP is still around, but got out of the personal email business a long time ago and I think they only provide corporate services now. I had a KSC email account for a number of years back in the 1990s. I guess only the likes of Google and Microsoft will be left as free email providers at some point.
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iCon Fraud Unveiled: Lessons in Greed and Hard Truths
Etaoin Shrdlu replied to webfact's topic in Thailand News
This is small potatoes compared to the Mae Chamoy Thipyaso chit fund scheme that ran from the late 1960s to the early 1980s. When it unravelled, it threatened the solvency of some Thai banks. The perpetrator was eventually sentenced to 141,078 years in prison. Also very interesting to see how high up in Thai society the scheme managed to reach. -
Recommendations for Hotels and Things to See in Hanoi
Etaoin Shrdlu replied to Etaoin Shrdlu's topic in Vietnam General Chat
I've been to HCMC several times and at least one of our kids has been there, too. Daughter specifically asked for Hanoi. Where is most convenient to stay in Hanoi in order to get around and see the attractions? I'll sort pricing. -
Jack Russells are great dogs. Ours is ten years old now. Mrs. Shrdlu purchased him for the kids at a pet fair at a shopping mall, so I can't give advice on where to get one now. But good choice.
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The issue isn't financial support or how much money her partner has in the UK. The issue is her ties to Thailand and how likely she is to return. Having a foreign partner who has a good UK pension and money outside Thailand would actually increase the doubt in the consular official's mind about her returning. Why would she return if she and her partner aren't employed in Thailand and her partner has his assets and pensions outside Thailand?
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It has always been difficult for single women to obtain a visa to visit the US. Not having significant formal employment works against her. Her partner's UK bank balance doesn't evidence strong ties to Thailand. She might have a better chance of success if she were able to demonstrate that her partner has been in Thailand for a number of years and either owns a company or has a good job. In such a case, being legally married to her partner would probably help. Good luck.
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Expatriate Group health insurance?
Etaoin Shrdlu replied to deptrai's topic in Insurance in Thailand
This company is an intermediary and not an insurance company. To its credit it is regulated by the FCA in the UK and they state that they would extend FCA protections on a voluntary basis to those who would not normally come within its scope. I believe they operate for the most part as a managing general agency for one particular insurer, although they do state they may use others in certain instances. An MGA usually has underwriting and claims-paying authority on behalf of the insurer with which they have their agreement. Drilling down into the policy wording, Expatriate Group does divulge the name and location of the insurance company that insures their plans: Guardrisk Insurance Company Mauritius Ltd PCC, authorised and regulated by the FSC in Mauritius (Registration number: C142417/C1/GBL). Here's a link to one of Expatriate Group's webpages that gives some info on Guardrisk in terms of size and Moody's credit ratings: https://www.expatriatehealthcare.com/information/underwriters/ I see that Guardrisk is rated Ba2 on a global scale by Moody's. This rating is stated by Moody's as non-investment grade or speculative. I don't have any insight into this company's claims-paying attitude. -
Three of our children will be visiting from the US in December and want to have a family holiday. My wife and kids are keen to go somewhere outside of Thailand. One daughter has suggested Hanoi. Can anyone give hotel recommendations or suggestions for activities and things to see? I think we'd plan on spending three nights there.