Etaoin Shrdlu

I don't think that the Jeff Walz that is the head coach of the Louisville women's basketball team is the brother of Tim Walz the VP candidate. The brother of Tim Walz is described as being older than Tim (Tim is 60 and Jeff is 67?) and the basketball coach was born in 1971. Same name, different people.

If the policy contained wording that imposed the moratorium when it was issued, there probably wasn't much you could have done about this. If this is the case, then It seems that the insurer got ahead of itself in authorizing payment before reviewing the policy. If the insurer sought additional medical records when the claim was submitted and this is how the condition was discovered, you're probably out of luck based upon non-disclosure. But if the policy was issued without moratorium wording and the doctors' notes were disclosed at the time of application, then you may have reason to visit the OIC and seek relief. There is also a five-year time bar for obtaining additional underwriting information prescribed by the Thai Civil and Commercial Code that applies from the time the first policy incepted, but not the time the condition was discovered or treated. If one is able to have five years' continuous cover from the same insurer, the insurer then can't go back and request additional medical information, making it much more difficult for them to cite non-disclosure and deny a claim. It does not sound as if this would have helped in your case, unfortunately.

It seems to be common practice for Thai insurers (and many non-Thai insurers) to accept an application for medical insurance and to then issue a policy without requiring the applicant to submit comprehensive medical records. The insurers simply rely upon the applicant to disclose what he or she may recall or may understand about their medical history. While this is very convenient for both parties at that time, it is a potential trap for the applicant and a potential get-out-of-jail-free card for the insurer. Lurking within all the lab reports and doctors' notes in one's medical files may be conditions that have not been revealed to or discussed with the patient. Some insurers will consider lab results that are below the level that indicates clinical disease to be sufficient to trigger a pre-existing condition exclusion. There may be doctors' notes referring to issues that weren't the purpose of the particular investigation that weren't mentioned to the patient at the time. One can also simply forget things that don't seem important at the time. If someone is really serious about avoiding non-disclosure issues, then it may be advisable to submit actual medical records going back as far as possible along with the application for insurance and to let the insurer go through them at the time of first application. While this may increase one's chances of having more conditions excluded, or denied cover due to uninsurability, this is still preferable to having cover for a large claim denied and policy cancelled from inception after having paid a couple of years' premiums to the insurer and believing that cover was reliable when in fact it wasn't.

His heart condition will be considered a pre-existing condition by almost any insurer, Thai or foreign, and therefore will be excluded from coverage. If he fails to declare a known pre-existing condition when applying for insurance, this could be grounds for the insurer to deny the claim in question, cancel the policy from inception and require the repayment of any claims that had been made previously. Thai insurers usually don't contact hospitals for underwriting information at the time the proposer submits an application, but they almost always do if and when a significant claim is submitted, especially if the claim is related to something that could be a pre-existing condition.

The baby boomers are aging out of these types of toys and later generations aren't interested. Harley's future is bleak. Then there's 120 years of the "if it breaks, make it bigger" engineering philosophy behind their product.

But wait, there’s more! Buy twenty Trump virtual cards and perhaps he’ll throw in a set of Ginsu knives, a Veg-O-Matic and a Pocket Fisherman!

Both weren't pleased with social media content, so both tried to force social media to change their content. Trump wasn't pleased that Twitter was fact-checking his statements, so he threatened them. He wasn't being prevented from posting on Twitter, at least not at that time. https://www.bbc.com/news/technology-52821304 Biden wasn't pleased with Facebook allowing disinformation regarding Covid. Don't know if Biden actually threatened Facebook. It is basically the same thing: government interfering with free speech being exercised by social media platforms. If Biden or Trump wasn't pleased with what social media was saying, the answer isn't to threaten them, but rather to exercise their own free speech rights by refuting their statements.

Here’s another: https://worldpopulationreview.com/state-rankings/sat-scores-by-state

I wonder if the Oklahoma Department of Education thinks this will improve SAT scores: https://www.learner.com/blog/states-with-highest-sat-scores Maybe the DoE is correct and the situation is hopeless and all that is left is prayer. Or they just want to keep things this way.

Get a second opinion!

Kamala is right. He isn't a serious person.

Seems to have been a problem under Trump, too. https://www.bbc.com/news/technology-52832800

Rungroj Pharmacy. Onnut near intersection with Sukhumvit. https://www.google.com/maps/place/Rungrot+Pharmacy/@13.7094006,100.5976426,16.99z/data=!4m14!1m7!3m6!1s0x30e29fc1d4d9c9fb:0x936d77dce256be76!2sRungrot+Pharmacy!8m2!3d13.7090366!4d100.6000659!16s%2Fg%2F1tfhx0rl!3m5!1s0x30e29fc1d4d9c9fb:0x936d77dce256be76!8m2!3d13.7090366!4d100.6000659!16s%2Fg%2F1tfhx0rl?hl=en&entry=ttu&g_ep=EgoyMDI0MDgyMy4wIKXMDSoASAFQAw%3D%3D

I wouldn’t be surprised, either. But I don’t think intelligence or academic success vaccinates one against being a crackpot or grifter. RFK jr. has a degree from Harvard. I think he is a crackpot. Trump has a degree from Wharton. I think he is a grifter. Both are far more intelligent than I and have better degrees. Wouldn’t trust Trump. Wouldn’t believe RFK jr.

Being intelligent or having an advanced degree doesn’t prevent one from being a crackpot or a grifter. Some might say that it only makes a crackpot or a grifter more persuasive or effective. character and integrity aren’t measured on IQ tests or by academic degrees.

Trump uses kleenex, too. With hand lotion. The master debater, you know.

Yeah, he noticed that he was losing the hillbilly vote. That informed his VP choice.

He's already lost the popular vote in two presidential elections. He's now going for the trifecta.

Petulant child.

Perhaps he has had a stroke or developed some other neurological condition that impairs his ability to read. He's old, you know.

You're correct. Also look at which candidate has a history of name-calling and using derogatory terms to describe others.

I understand Trump now has "powerfulnnz" to go along with "covfefe". Perhaps those will be his debating points. Or perhaps this is a clue to why he wants to drop out of debating. .https://www.ibtimes.com/donald-trump-deletes-powerfulnnz-post-truth-social-amid-mental-acuity-concerns-3740829

Up to the candidates to agree dates and format.

Trump wants to pull out of the debate because the presence of notes or a teleprompter would underscore the fact that he doesn't (or can't) read.

Do you think it is a good thing that Trump doesn't read?