
Etaoin Shrdlu
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Everything posted by Etaoin Shrdlu
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Travel Insurance – travel from Thailand within Asia
Etaoin Shrdlu replied to Bubbha's topic in Thailand Travel Forum
The local operations of multinational insurers such as AXA, AIG, MSIG and the like can be expected to honor the terms and conditions of their policies. The main issue with policies from Thailand-based insurers is that they are not particularly broad in scope or provide high limits for coverages such as medical and are a bit expensive for what they do provide. It is important that a policyholder understands exactly what the policy does and does not cover and the obligations of the policyholder, especially in the event of a loss. Ask for a specimen policy (not just a schedule of benefits) and read it and ask questions if you don't understand something. It also helps to use a good insurance broker who can both help you understand your policy (and your obligations under it) and assist with claims. -
Ron DeSantis exposes the pornography in school books
Etaoin Shrdlu replied to Social Media's topic in World News
Ok, need to keep sexually explicit material away from young kids. Now do something about the guns. -
Have you checked your blood glucose levels? Folliculitis can be brought on by Diabetes and might be harder to treat if it were. May need to switch to (or compliment with) systemic antibiotics.
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International driving license proof of address
Etaoin Shrdlu replied to dayo202's topic in Thailand Motor Discussion
Assuming that they consider the yellow house book as one form of proof of ID then this should work. -
International driving license proof of address
Etaoin Shrdlu replied to dayo202's topic in Thailand Motor Discussion
About a year ago I obtained an IDP there. In addition to taking a copy of my blue tabien baan, they also required a copy of my pink card. Seems they wanted two forms of proof of address. -
Which DLT to go for the driver’s license?
Etaoin Shrdlu replied to Naiyana's topic in Thailand Motor Discussion
I don't think the address matters. My son obtained his first DL in Samut Prakarn using his Thai ID with Bangkok address. He went to SP to avoid long queues at the DLT office in Bangkok. -
Does Thai beer really have preservatives in it?
Etaoin Shrdlu replied to Everyman's topic in Thai Food
Here's an interesting post on this issue: http://lewbryson.com/formaldehyde.htm -
Student loan forgiveness: The Supreme Court challenges explained
Etaoin Shrdlu replied to Scott's topic in World News
I must have misunderstood your earlier post. Sorry. -
PINK ID Card UK National format
Etaoin Shrdlu replied to bolt's topic in Thai Visas, Residency, and Work Permits
I suspect it would be just the first digit, but I really don't know. -
Student loan forgiveness: The Supreme Court challenges explained
Etaoin Shrdlu replied to Scott's topic in World News
The University of Minnesota's mission statement seems consistent with this: https://regents.umn.edu/sites/regents.umn.edu/files/2019-09/policy_mission_statement.pdf I suspect many other state schools have similar. -
Student loan forgiveness: The Supreme Court challenges explained
Etaoin Shrdlu replied to Scott's topic in World News
I guess because society in general is better off with a better-educated citizenry, not only financially through higher taxes collected because of better jobs, but also for non-financial reasons. Taxpayer-supported state universities don't only provide professional education, but also education in the arts and humanities. I think this broader approach to educating the community is often stated as part of the mission of state schools. -
PINK ID Card UK National format
Etaoin Shrdlu replied to bolt's topic in Thai Visas, Residency, and Work Permits
The first digit on the pink cards of PR holders is 8. Mine is an 8. 6 is for those here on temporary stay. -
I'm not sure that the status of the pavement has much to do with the manslaughter charges, although I will defer to those with legal training or experience. Even if the cyclist was on a pedestrian-only pavement, I don't think that would excuse deliberate actions by a pedestrian that result in the death, however unintentional, of the cyclist.
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Is Koh Phangan really sold out?
Etaoin Shrdlu replied to LaosLover's topic in Koh Samui, Koh Phangan, Koh Tao
I think many hotels only allocate a portion of their rooms to Agoda. Agoda can exhaust their allocation before the hotel is fully booked. You might try contacting the hotel directly and asking. -
Brokers are typically paid a commission of about 15% of the gross premium. It can be a bit more for some lines of insurance, but for a construction policy this is probably pretty close. You may or may not get any cost relief by going direct to an insurer. Insurers in Thailand can't directly discount premiums or rebate what would normally be paid as commission to a broker. They may be able to use a slightly lower rate, but that may not be the case in all circumstances due to Thailand's regulation of insurance rates. Going direct to an insurer is kind of like being your own lawyer in a court of law. You can do it, but there are downsides, especially if you need help with a complex or controverted claim. A broker will also have market knowledge that the policyholder probably does not and can place the insurance with an insurer that has a good track record of paying claims and offering lower premiums.
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Yes, it would appear that the Sathorn District Office would require a taxi ride from BTS. I don't know whether proof of property tax payment is required at the Land Department when transferring title to a condo, but I would operate on the assumption that it is. Even if it isn't, it would seem the proper thing to do to clear outstanding property taxes. They aren't that high in any event.
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Student loan forgiveness: The Supreme Court challenges explained
Etaoin Shrdlu replied to Scott's topic in World News
Nothing wrong with this at all. Even Media Studies is preparation for well-paid jobs in professions such as public relations and advertising, let alone print and broadcast journalism. -
Does Thai beer really have preservatives in it?
Etaoin Shrdlu replied to Everyman's topic in Thai Food
I seem to recall that there was a myth floating around many years ago that Boon Rawd used formaldehyde as a preservative in their Singha beer. This was probably a result of the hangovers produced when drinking the then-6% alcohol Singha. There was no truth to this rumor and Singha is now down to 5%, so I think this myth can be busted. -
Student loan forgiveness: The Supreme Court challenges explained
Etaoin Shrdlu replied to Scott's topic in World News
Almost half of the adult US population pay no Federal income taxes, so I don't really think that this proposal shifts the cost of student loan forgiveness from the rich to the poor. The ones who are complaining (Republicans) represent the 1% and the 0.01%. They're worried that their tax money will be used to educate those who then may be able to see through their culture war nonsense and grasp their ulterior motives. The real problem with Biden's plan is that it does not address the high cost of an education in the US, it only provides a small amount of relief to people who happen to have outstanding student loans at the present time. Education cost increases have far exceeded the rate of inflation for decades now, making a degree without crushing levels of debt impossible for many. Something needs to change. -
Air ambulance or similar dedicated, chartered aircraft with specialized equipment along with medical staff are extremely expensive. I don't doubt that this could cost upwards of GBP200,000 from Phuket to the UK. The plane and staff would, of course, have to make a round-trip or possibly also to and from a third country. Medical repatriation on commercial flights where the patient and equipment occupies several seats and may be accompanied by one nurse or other medical staff can be much less expensive. I suspect they were seeking the first one, but that is usually only approved by insurance companies if medical facilities and skills in country are inadequate, or possibly if the covered cost to evacuate and treat in home country were much less than the covered cost to treat in country. The article is short on insurance details.