
Etaoin Shrdlu
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Everything posted by Etaoin Shrdlu
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NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
At least now the US will have a high-profile Russian asset to swap for Evan Gershkovich. -
NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
Trump is up on New York state charges. The POTUS has no ability to pardon state crimes. He would have to petition the governor of New York. I doubt Kathy Hochul would be sympathetic. -
NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
You've had a lobotomy? -
NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
I doubt if the charges are for paying off a prostitute, but I agree that the possibility of jail or prison time is very remote. Then again, there's always a first time. -
NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
And no "Bail to the Chief". -
NY grand jury votes to indict Donald Trump, sources tell CNN
Etaoin Shrdlu replied to Scott's topic in World News
Leavenworth is a Federal pen. He's up on state charges in NY, so it will be Sing Sing. -
Royal Enfield's new Meteor 650 - Whad ya think
Etaoin Shrdlu replied to EVENKEEL's topic in Motorcycles in Thailand
Yes, the mechanics on the new bike will be different from the 1970 Interceptor, but the appearance of the cylinders and exhaust pipes kind of resemble those of the earlier model. I suspect the designer was possibly looking to evoke the style from yesteryear a bit. -
Royal Enfield's new Meteor 650 - Whad ya think
Etaoin Shrdlu replied to EVENKEEL's topic in Motorcycles in Thailand
A friend had a Royal Enfield 750 Interceptor back in 1970. This model looks like they have carried over a few design elements from those days, especially in the cylinder heads and exhaust system. But this bike looks like it is in a different category from the original. -
Insurers outside of Thailand may offer better coverage and have a more professional approach to handling claims than insurers based in Thailand. Your broker may or may not be able to get a quote for you since brokers licensed by the OIC here in Thailand are prohibited from obtaining offshore insurance for their clients, although some may. Ask you broker if they can.
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One of a professional, independent insurance broker's obligations is to inform their client of upcoming renewals and any changes in terms, conditions or premium that are expected. Non-renewal due to age is something that should be caught by a good broker well in advance and advised to their client and alternative insurers' products offered. After all, an insurance broker is the agent of their client, not the insurance company, and has obligations towards their client. I am not sure how an insurance broker that has an insurance company as one of their owners and who has only that one insurer to place their clients' auto insurance with could be expected perform in this manner.
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Inbound travel policies available from insurers in Thailand typically require that coverage be purchased prior to arrival. If you live in Thailand and are looking for an annual travel policy for trips outside the country, there are several insurers offering this. You might want to check AXA or AIG for starters, but there are others as well. I'd suggest using an insurance broker.
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Insurance company refuses to pay, what can they do?
Etaoin Shrdlu replied to rabiedabruce's topic in Health and Medicine
Why is the insurance company denying the claim? First stop in a dispute with a Thai insurer should be to the Office of the Insurance Commissioner. https://www.oic.or.th/en/consumer You will need someone who speaks Thai to help you. You will get a fair hearing from the OIC. -
I think that In many areas of the law, Thai courts tend to be relatively impartial and do not necessarily favor Thais over foreigners. Child custody is, however, not one of these areas. For a foreign father to get custody of a child from a Thai mother would likely require the father to prove the mother to be unfit, and that would be a high bar.
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Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
Thanks for the link. I've had a quick look at the policy wording and it does appear to be medical insurance and not travel. The insurer is part of the Allianz group, so it should be professionally run and properly capitalized. The indication of 97 euros per month is likely to be for a plan with low limits and may not be sufficient. You'll want to check this. I suspect that once someone fills out the application form and submits medical history, age and selects a plan with adequate limits, the premium will go up. I'm not yet convinced that Allianz would charge a flat premium regardless of the age of the insured, but if it is the case, then that's fine. It does look legit and is likely to be a better option that what you could get from a Thai insurer. -
Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
Here you can see the ownership structure of BDAE: https://cms.law/en/deu/news-information/msh-international-advised-by-cms-on-successful-acquisition-of-majority-stake-in-bdae-group. These companies are insurance intermediaries (brokers), not insurance companies. -
Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
BDAE is definitely an insurance broker, not an insurance company. I can't find the full policy wording, which is what I mean by the terms and conditions. I can only find a schedule of benefits and descriptions of cover, not actual policy wording. The "Forms and Documents" page does not provide a link to download policy wording as far as I can tell. If you have a link to the webpage where I can download the actual policy wording, please provide and I'll take a look. Flat premiums for policyholders of all ages does not seem consistent with medical insurance, so I would certainly wish to see full details of policy wording. I'm not concerned with 6-year-old children, more with 60-year-olds. -
Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
The 3,600 baht quote may be for very low limits and for a very young insured, so I would take that with a grain of salt. Once you provide your age and select reasonable limits, you may get a different quote. BDAE is an insurance broker, not an insurance company and I could not find the identity of the insurance company actually providing this coverage. I would want to know who the insurer is as well. I also could not find a copy of the actual insurance policy stating full terms and conditions, again something I would want to read before binding coverage. -
Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
I would suggest you look closely at the coverage provided by the German company at the equivalent of thb3,600 per month. The premium seems a bit low to me for meaningful medical insurance unless you are very young (under 40) and/or are taking a significant deductible. Sounds more like travel insurance, which isn't the same as medical. -
Can I get Thai health insurance while on a tourist visa?
Etaoin Shrdlu replied to Cameroni's topic in Insurance in Thailand
I don't think any Thai insurer will offer monthly payments. You'll need to pay one year up front to get medical insurance here. I think life insurers are fairly strict about only insuring people who have longer-term permission to stay. If you spoke with an agent for Krungthai-AXA, then you were probably talking with someone about a life insurance policy with a medical coverage extension. It may be easier to get a medical insurance policy from a non-life company as their products will not have a cash value and may not necessarily come under the same AMLO scrutiny as life policies. AXA also has a non-life operation here, so it is possible you spoke with one of their agents and that they also have restrictions on their non-life products. I suggest you work with a good insurance broker to see if there is an acceptable solution for you. I don't recommend that you go direct to insurers. -
It has been too long ago for me to remember the exact process and sequence at the district office or immigration when registering in the blue tabien baan, but if you have explicit, recent instructions from your district office, you're probably best advised to follow them. I think the "interview" at the district office is simply to allow them to record the necessary information for their files. It isn't an interview to assess your Thai language skills or suitability for PR. I don't have recollection of this being a complicated matter, but perhaps more recent PR recipients can add their experiences.
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I can't imagine that the steps you've listed above are correct unless they've changed radically. To answer your questions: There is no additional Thai interview at the district office. At least not one upon which your PR status depends. You just need to get registered in the blue tabien baan. No. You will only need to check in at your local police station to get your red police book signed every five years. Initially, you may only be granted a one-year validity in your red police book and after that it is every five years. You will need to be added to the tabien baan of your new residence after you move and you will need to notify the new local police station of your move so they can update your red police book. I do not know if one is still required to remove oneself from the old tabien baan and take the removal document to the new district office. I think I had to about twenty years ago when I moved, but I'm not sure. The procedure may have changed, too. No visits to the district office or local police station are required for the endorsement and non-quota immigrant visa. Just keep your red police book up-to-date as you'll be required to submit it.