ChaiyaTH

Perhaps the officer just wondered why you didn't get a 60 day extension as well, he likely has no idea how horrible such extensions are knowing it easily takes up an entire day.

Not sure what you are talking about with all these sentences but why on earth would you use Western Union for such transfer size? It is known they are expensive hence it is usually only used for emergencies and the like. You can just transfer via wise.com or make a normal international transfer. Kasikorn pays 37.94 at the moment, just normal as always compared to the selling rate, about 0.5 baht less than the actual rate, that is normal with almost all the Thai banks. Off topic: If you would make a credit card payment for 250K baht, you also look at 7500 in fees already based on the going 3% rate. Not strange to charge around 5% if being a company like Western Union.

Seems you spam the forum since stopping to drink alcohol.

Well honestly, many of the people on this forum and in Thailand are obvious older people, and then if looking at their actual capital VS returns, it is a complete joke. I can know, I lived here now 12 years+ with a minimal amount in savings (started in debt even). But Thailand is also incredible expensive, if looking what you get in return. Yeah a sailboat cost some, but once that's done, its win win. Financial knowledge is valuable as a diamond.

Ehh no. But anyway, all the idiots with 12 pages of posts here and a dollar to be collapsing. Really? It's that hard to get your facts rights? People are dumb with money for sure. It is so easy to just check every 3 months: country results, printing rates, interest rates, returns, debts, profits. I mean honestly, anyone who could not see coming a better 5-10 years were coming FX wise, to the western benefit, were clueless to begin with. This was totally expected since 2-3 years. This typical clarity and intelligence is why rich never work, 100K is plenty to retire with, while the average idiot would still be convinced he gets 50-80K a year on 1 million dollars. Hardcore life.

Subjective question as both color pills are different things for groups of people. Outside of that and understanding the OP his direction: yeah I'm all live and awake. I just came back from a round of a multi-million city, feeling I'm the only one out of maybe 10 people I seen around in 5-10 stops, that are awake and actually enjoying life. I mean even backpackers look miserable on their faces. Just motivates me more to continue working on my off the grid sailboat, take off, and forget about land rotten people. No offence, but the world of sailing just rarely meets any idiots, aggression type of people and much more. Society on land is dying + sucks. It honestly is insane, saying this as a early 30s guy, how incredible entitled and spoiled westerners are today. They fly to another continent, to only complain over western dishes not being perfect or available and focusing on their smartphone screens. To make it positive to myself, I am happy really, more old people sell their boats or the parts, none of the idiots new youngsters even know to handle a boat, and more and more prime nature, food and fish I get for nearly free. Aside of the world being my oyster. I strongly suggest more expats to consider it, don't believe the BS boat stories, just 1 million or 1.5 million baht and you are good to go. Even it means staying at a marine for another few years, to take your time and fix things up, it usually equals rent and costs in TH anyway too. Another big benefit, once you do go offshore and head to like south america, bahamas and all in between; they give Thais 30-90 days visa without hassle. Another huge sailing benefit.

I have been living on that budget myself too in a more remote house, yeah sure it is possible! I would not want to do that unless I had no other options somehow. To me this is kind of the budget I would end up with if I crash in my business and have to teach / work for little. Not judging you on your budget and happiness, but for me, I would get bored as hell. Perhaps it is the age thing, I could see myself staying at home most of the time too, at a certain point. I spend near 300 baht a day just for transportation and coffees lol, can't see how I would even still socialise or network with less. Had 2 coffee today at 60 each and I still have to take a taxi today round way for 200-220 too. Then likely 1k dinner / drinks in between, just for me.

Perhaps you should start with getting financially educated if asking to 'pay into a retirement'. Obviously you need to invest, you can do that with any variation of things: general investment in shares, bonds. Dividends. Property. Paying into a classic retirement fund is for dumb people, you basically do the same as above, to get 50% of the results. Not that hard to get educated on this with YouTube nowadays and well worth it, there are also some nice books for sale at Asia Book stores / eshop. Also silly to keep it in Thailand entirely, you can easily secure it more properly abroad. I believe bank guarantees here are way less and a guarantee is worth little in the first place here.

Perhaps our costs would be lower if i was older, we are just late 20s and early 30s with a child. I think it is insane how low budget or costs people think things are here in Thailand. In my figure I not even include all the unexpected costs, for example about 15k alone in some minor accident, dentist treatment, and a family visit with my son and funeral, in the past 4 months. It also not even includes any holidays and stuff like that yet. Also not even including the fact I rent a house instead of simple apartment, or the fact I pay school worth the same figure etc etc. Bottom line: girls and wives cost money, no matter where you are. And a Thai girl is supposed to 'marry up' meaning she should get improvement, not the same as she was already at.

Yes of course, specially if they also see more future potential.

For a fake girlfriend? Just a normal girlfriend easily costs up to 15k a month, even for Thais, if not in the bottom class. I would expect a bar girl to want at very least 15k too, not because she is worth that but because some expect her to stop working and be free 100% of the time, what is that logic? It is funny how many guys in Thailand always say ''i want a good girl'' together with ''i want her to have enough free time for us too'' but I don't want to pay her. I actually spend up to 20k a month on my wife, not because she is lazy or demands that, but because she needs that and working here is just a waste of time (we would then instead need to hire a maid to do xyz and 5k a month for a minivan school too, to make just 5k positive difference).

I know one of the best but due to the limitation of there only being one I can't sell it to you.

Forget about the 'guesthouse by the ocean' and focus on a beach city or island you would actually like to live first. Then just rent some townhouse building, rent out some of the rooms and live their break even. Take an average of 8% a year on the rest in investments.

Not much reason to wait, there are multiple factors of which the political scene now boosts it to be even better too. I expect it likely to keep getting a good rate, not sure how much further on short term it could go. You can wait to see if it goes up another 0.5 baht but could go down 1.0 baht in between again too, would be happy to exchange now.

Thais see us in a way they things work or are reality, which in 97% of the cases is wrong anyway. Their opinion on this is useless, why even care about it. It was never and is not about what Thais like about us, it is about what we like about Thailand and Thais, we decided to come here and still do so today. They did not decide we came/come.

Maybe you can't even tell which asians are Japanese lol. And in terms of rent, multiple townhouses including one across the street there for rent, just under 30-40k a month, nobody seems to even want it.

Not sure what you are on about but there rock me burger and sushi place nearby in Nimman is frequented by tons of other foreigners. In fact, i rarely seen any japanese around there, I used to be in that street almost daily for years and still pass by often.

I worked that hard that I still have to sleep now it is 06:23 but luckily it is more in phases during projects. I sometimes also barely work 4 hours a day for 4-5 days a week. Not sure for retirement or the age, doing nothing is boring anyway and I am just in 30s now.

It is not about the gay people, it is about you thinking to be special and have a say on Malaysia their decision as a country, that is woke.

And the Thai way is usually a dumb or sick way.

They say it can take 18-254 days for a person to break a habbit.

Explains the nickname sticky rice balls

Equals the people working at them then

My hard-belongings fit into one 60 liter backpack aside of a daypack which essentially is my entire office. For soft belongings I would have a monitor and one black container box where everything else would fit in, anything else I can sell (my desk, chair, few other things). Have been living like this since I am young, it's insane how much stuff we can collect. I can essentially be ready to move anywhere in just a few hours, ship the monitor and black box by post, someone can do it if needed, just let the grab pick it up and pay a decent tip.

Exactly as suspected. Education debt then seems to be for 2 years already and they just charge 300 baht a month. Its always to make a quick buck, she likely would only take the car back and perhaps pay 18k education debt to end using the rest for a few happy days to then be back at square one next year.