I've really smashed these odds and yes. In pursuit of living longer I have mostly given up alcohol, having only a very occasional few beers or red wines, stopped red meat, reduced carb intake, cut out sugared products, intermittent fasting at least 50% of days and joined a gym for HiiT in my late 60's. I have no disabilities at present and no chronic illnesses.
The problem for health insurance for me is a history of hypertension which would allow health insurance to rule out any cardio vascular coverage. That leaves accidents and I don't ride a scooter for that reason, I prefer to walk everywhere.